First Western Financial Inc (MYFW)
NASDAQ:MYFW
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MYFW Stock Chart & Stats
$26.93
$0.01(0.05%)
At close: 4:00 PM EST
$26.93
$0.01(0.05%)
Day’s Range― - ―
52-Week Range$20.29 - $30.00
Previous CloseN/A
Volume1.87K
Average Volume (3M)27.30K
Market Cap
$282.72M
Enterprise Value$114.56M
Total Cash (Recent Filing)$305.99M
Total Debt (Recent Filing)$94.82M
Price to Earnings (P/E)17.9
Beta0.93
Next Earnings
Jul 23, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.57
Shares Outstanding9,728,968
10 Day Avg. Volume27,560
30 Day Avg. Volume27,305
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)0.97
Price to Sales (P/S)1.39
P/FCF Ratio-44.87
Enterprise Value/Market Cap0.41
Enterprise Value/Revenue0.60
Enterprise Value/Gross Profit1.13
Enterprise Value/Ebitda5.18
Forecast
1Y Price Target
$27.00Price Target Upside0.26% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.03
Revenue Forecast (FY)$113.15M
Bulls Say, Bears Say
Bulls Say
Diversified Revenue MixFirst Western operates a mixed banking and wealth-management model that combines net interest income with recurring fee revenue from trust and advisory services. That diversified mix cushions earnings against single-channel shocks, supports cross-selling, and gives more stable fee income as deposits and AUM grow.
Improving Balance-sheet StabilityReported debt-to-equity of ~0.35 and rising equity point to a more conservative capital structure than recent years. Stronger capital and a lower loan-to-deposit ratio reduce funding and solvency risk, enabling measured balance-sheet growth without excessive leverage and supporting durable lending capacity.
Efficiency And Asset-quality MomentumConsistent efficiency improvement (six consecutive quarters) indicates durable expense discipline and operating leverage potential. Coupled with asset-quality gains (no Q1 charge-offs, falling NPAs and allowance coverage), this combination supports sustainable margin improvement and reduces downside from credit shocks.
Bears Say
Volatile Cash GenerationOperating and free cash flow have been inconsistent, with prior-year negative cash flow and only modest TTM free cash flow. Weak cash conversion limits internal funding for growth, buybacks or buffers against stress and makes the company more reliant on deposit flows and capital management actions.
Low Reported ReturnsA TTM ROE near 5.7% is well below the bank's historical peaks and management targets. Sustained low returns imply a longer path to ROE targets, require persistent margin or efficiency gains, and may constrain excess capital deployment until higher, more durable profitability is achieved.
Prior CRE Concentration RiskElevated owner-occupied CRE concentration previously increased vulnerability to localized CRE cycles. Although management is de-risking the portfolio, concentrations can produce lagged losses or tighter underwriting over time, requiring ongoing monitoring and time to materially reduce exposure and related tail risk.
First Western Financial News
MYFW FAQ
What was First Western Financial Inc’s price range in the past 12 months?
First Western Financial Inc lowest stock price was $20.29 and its highest was $30.00 in the past 12 months.
What is First Western Financial Inc’s market cap?
First Western Financial Inc’s market cap is $282.72M.
When is First Western Financial Inc’s upcoming earnings report date?
First Western Financial Inc’s upcoming earnings report date is Jul 23, 2026 which is in 49 days.
How were First Western Financial Inc’s earnings last quarter?
First Western Financial Inc released its earnings results on Apr 23, 2026. The company reported $0.63 earnings per share for the quarter, beating the consensus estimate of $0.44 by $0.19.
Is First Western Financial Inc overvalued?
According to Wall Street analysts First Western Financial Inc’s price is currently Undervalued.
Does First Western Financial Inc pay dividends?
First Western Financial Inc does not currently pay dividends.
What is First Western Financial Inc’s EPS estimate?
First Western Financial Inc’s EPS estimate is 0.54.
How many shares outstanding does First Western Financial Inc have?
First Western Financial Inc has 9,728,968 shares outstanding.
What happened to First Western Financial Inc’s price movement after its last earnings report?
First Western Financial Inc reported an EPS of $0.63 in its last earnings report, beating expectations of $0.44. Following the earnings report the stock price went up 1.344%.
Which hedge fund is a major shareholder of First Western Financial Inc?
Currently, no hedge funds are holding shares in MYFW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Western Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$27.00 (0.26% Upside)
$27.00 (0.26% Upside)
Hedge Fund Trend
Increased
By 1.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $523.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
2.72%
12-Months-Change
Fundamentals
Return on Equity
5.74%
Trailing 12-Months
Asset Growth
11.51%
Trailing 12-Months
Company Description
First Western Financial Inc
First Western Financial, Inc., a financial holding company, provides wealth management, private banking, personal trust, investment management, mortgage lending, and institutional asset management services. The company operates through two segments: Wealth Management and Mortgage. The Wealth Management segment provides deposit, loan, insurance, and trust and investment management advisory products and services. The Mortgage segment engages in soliciting, originating, and selling mortgage loans into the secondary market. It serves entrepreneurs, professionals, high-net worth individuals or families, and philanthropic and business organizations. The company operates 18 profit centers, including 14 boutique private trust bank offices with 2 locations in Arizona, 9 locations in Colorado, and 3 location in Wyoming; 2 loan production offices with 1 location in Ft. Collins, Colorado, and 1 location in Greenwood Village, Colorado; and 2 trust offices with 1 location in Laramie, Wyoming, and 1 location in Century City, California. First Western Financial, Inc. was incorporated in 2002 and is headquartered in Denver, Colorado.
MYFW Company Deck
MYFW Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed broadly positive momentum: meaningful quarter-over-quarter and year-over-year improvements in profitability, NIM expansion, loan and deposit growth, stronger mortgage and fee income, improved efficiency and asset quality, and targeted investments in wealth/deposit capabilities. The negatives were largely manageable or one-time (OREO write-down), plus expected seasonal deposit outflows, competitive deposit pricing, some portfolio rebalancing (owner-occupied CRE), and caution on the pace of future NIM expansion tied to macro uncertainty. On balance the positives materially outweigh the negatives.View all MYFW earnings summariesMYFW Stock 12 Month Forecast
Average Price Target
$27.00
▲(0.26% Upside)
Technical Analysis
Ownership Overview
13.63% Insiders
13.87% Mutual Funds
33.37% Other Institutional Investors
29.61% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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