SLM Stock Chart & Stats
$337.00
$0.00(0.00%)
At close: 4:00 PM EDT
$337.00
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$305.00 - $350.00
Previous CloseN/A
Volume0.00
Average Volume (3M)0.00
Market Cap
$61.14B
Enterprise Value$6.92B
Total Cash (Recent Filing)$5.05B
Total Debt (Recent Filing)$6.43B
Price to Earnings (P/E)6.4
Beta-0.08
Next Earnings
Jan 27, 2027EPS Estimate
6.58Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.79
Shares Outstanding182,821,170
10 Day Avg. Volume0
30 Day Avg. Volume0
Financial Highlights & Ratios
PEG Ratio0.27
Price to Book (P/B)2.29
Price to Sales (P/S)1.80
P/FCF Ratio9.74
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$453.38Price Target Upside34.53% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)39.61
Revenue Forecast (FY)$32.78B
Bulls Say, Bears Say
Bulls Say
Origination GrowthRecord origination volume demonstrates sustained demand for SLM’s private education lending franchise and supports future interest income, servicing revenue, and scale benefits. Continued double-digit guidance indicates management expects the platform’s growth trajectory to remain durable over the coming quarters.
Strategic Funding PartnershipsThe Sixth Street agreement adds committed loan demand, scalable funding capacity, and recurring program management and servicing fees. Together with KKR, the partnerships can broaden SLM’s distribution options and reduce reliance on a single channel for funding or loan sales.
Capital And LiquidityStrong liquidity and regulatory capital provide a meaningful buffer for a credit-focused lender, supporting continued originations through changing conditions. This balance-sheet capacity also gives SLM flexibility to retain loans, invest in products, and manage funding decisions without immediate capital pressure.
Bears Say
Higher Credit LossesThe higher charge-off outlook indicates that credit costs are becoming a more material drag on earnings, particularly as the portfolio expands. Persistent borrower stress or weaker recoveries could require elevated provisions and reduce the benefit of otherwise strong origination growth.
Elevated LeverageMeaningful leverage increases SLM’s dependence on debt funding and makes earnings more sensitive to funding costs, credit losses, and balance-sheet decisions. Even with strong returns on equity, the multi-year leverage profile limits financial flexibility during weaker lending or credit conditions.
Softening Revenue And Cash TrendsRecent revenue contraction suggests that reported profitability is not being supported by consistent top-line expansion. Combined with historically uneven operating cash generation, this creates a less dependable earnings foundation and may constrain internally funded investment if weakness persists.
SLM News
SLM FAQ
What was SLM’s price range in the past 12 months?
SLM lowest stock price was $305.00 and its highest was $350.00 in the past 12 months.
What is SLM’s market cap?
SLM’s market cap is $61.14B.
When is SLM’s upcoming earnings report date?
SLM’s upcoming earnings report date is Jan 27, 2027 which is in 88 days.
How were SLM’s earnings last quarter?
SLM released its earnings results on Oct 22, 2026. The company reported -$3.55 earnings per share for the quarter, missing the consensus estimate of $3.176 by -$6.726.
Is SLM overvalued?
According to Wall Street analysts SLM’s price is currently Undervalued.
Does SLM pay dividends?
SLM does not currently pay dividends.
What is SLM’s EPS estimate?
SLM’s EPS estimate is 6.58.
How many shares outstanding does SLM have?
SLM has 182,821,170 shares outstanding.
What happened to SLM’s price movement after its last earnings report?
SLM reported an EPS of -$3.55 in its last earnings report, missing expectations of $3.176. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of SLM?
Currently, no hedge funds are holding shares in MX:SLM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SLM Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$453.38 (34.53% Upside)
$453.38 (34.53% Upside)
Blogger Sentiment
Bullish
MX:SLM Sentiment 60%
Sector Average 56%
Sector Average 56%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-31.62%
12-Months-Change
Fundamentals
Return on Equity
23.59%
Trailing 12-Months
Asset Growth
0.80%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
SLM
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
SLM Company Deck
SLM Earnings Call
Q3 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive, supported by record origination volume, 119% growth in graduate originations, the addition of a second strategic funding partner, improving early loss-mitigation indicators, continued share repurchases and solid capital and liquidity. The main negatives were higher charge-off guidance, elevated delinquency and credit provisions, higher operating expenses, peak-season delays and the decision to defer a planned loan sale that reduced 2026 EPS guidance. Management nevertheless expressed confidence in future origination growth, expense management, recovery performance and the flexibility of its funding strategy.View all MX:SLM earnings summariesSLM Stock 12 Month Forecast
Average Price Target
$453.38
▲(34.53% Upside)