Total Valuation
SLM has a market cap or net worth of $63.00B. The enterprise value is $6.92B.
Market Cap$63.00B
Enterprise Value$6.92B
Share Statistics
SLM has 182,821,170 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding182,821,170
Owned by Insiders1.65%
Owned by Institutions2.09%
Financial Efficiency
SLM’s return on equity (ROE) is 0.30 and return on invested capital (ROIC) is 8.58%.
Return on Equity (ROE)0.30
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)8.58%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee1.74M
Profits Per Employee416.58K
Employee Count1,788
Asset Turnover0.10
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of SLM is 6.5. SLM’s PEG ratio is 0.27.
PE Ratio6.5
PS Ratio1.80
PB Ratio2.29
Price to FCF9.74
Price to Operating Cash Flow5.54
PEG Ratio0.27
Income Statement
In the last 12 months, SLM had revenue of 3.11B and earned 744.85M in profits. Earnings per share was 3.52.
Revenue3.11B
Gross Profit1.65B
Operating Income992.56M
Pretax Income992.56M
Net Income744.85M
EBITDA1.01B
Earnings Per Share (EPS)3.52
Cash Flow
In the last 12 months, operating cash flow was 595.89M and capital expenditures 0.00, giving a free cash flow of 595.89M billion.
Operating Cash Flow595.89M
Free Cash Flow595.89M
Free Cash Flow per Share3.26
Dividends & Yields
SLM pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta-0.08
52-Week Price Change13.47%
50-Day Moving Average336.52
200-Day Moving Average340.05
Relative Strength Index (RSI)52.33
Average Volume (3m)0.00
Important Dates
SLM upcoming earnings date is Jan 27, 2027, After Close (Confirmed).
Last Earnings DateOct 22, 2026
Next Earnings DateJan 27, 2027
Ex-Dividend Date―
Financial Position
SLM as a current ratio of 0.28, with Debt / Equity ratio of 285.29%
Current Ratio0.28
Quick Ratio0.28
Debt to Market Cap1.05
Net Debt to EBITDA1.61
Interest Coverage Ratio0.88
Taxes
In the past 12 months, SLM has paid 247.72M in taxes.
Income Tax247.72M
Effective Tax Rate0.25
Enterprise Valuation
SLM EV to EBITDA ratio is 7.16, with an EV/FCF ratio of 12.55.
EV to Sales2.32
EV to EBITDA7.16
EV to Free Cash Flow12.55
EV to Operating Cash Flow12.55
Balance Sheet
SLM has $5.05B in cash and marketable securities with $6.43B in debt, giving a net cash position of -$1.38B billion.
Cash & Marketable Securities$5.05B
Total Debt$6.43B
Net Cash-$1.38B
Net Cash Per Share-$7.55
Tangible Book Value Per Share$11.54
Margins
Gross margin is 51.25%, with operating margin of 31.92%, and net profit margin of 23.95%.
Gross Margin51.25%
Operating Margin31.92%
Pretax Margin31.92%
Net Profit Margin23.95%
EBITDA Margin32.44%
EBIT Margin31.92%
Analyst Forecast
The average price target for SLM is $453.38, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$453.38
Price Target Upside34.53% Upside
Analyst ConsensusModerate Buy
Analyst Count7
Revenue Growth Forecast-15.85%
EPS Growth Forecast-13.19%