Evertec (EVTCN) Stock Price & Analysis
EVTCN Stock Chart & Stats
- Day’s Range
- MXN 570.00 - MXN 578.00
- 52-Week Range
- MXN 359.79 - MXN 619.11
- Previous Close
- MXN 578.00
- Volume
- 0
- Average Volume (3M)
- 0
- Market Cap
- MXN 35.42B
- Enterprise Value
- MXN 2.82B
- Total Cash (Recent Filing)
- MXN 260.66M
- Total Debt (Recent Filing)
- MXN 1.32B
- Price to Earnings (P/E)
- 20.5
- Beta
- 0.01
- Next Earnings
- Nov 03, 2026 (Est.)
- EPS Estimate
- 18.36
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 0.61%
Bulls Say, Bears Say
Bulls Say
Commercial Expansion
Multi-year processing wins with Transbank, Clip and Metropistas expand Evertec’s contracted footprint across important Latin American markets. These agreements can deepen customer relationships, increase recurring transaction volumes, and reinforce the company’s regional competitive position over several years.
Operating Growth And Scalability
Strong revenue growth accompanied by rising adjusted EBITDA demonstrates that Evertec is scaling its payment and technology platform while preserving substantial operating profitability. This combination supports continued investment in products, market expansion and infrastructure without sacrificing near-term earnings capacity.
Cash Generation
Positive operating cash flow and approximately $200 million of trailing free cash flow provide internal funding for technology investment, acquisitions, debt service and shareholder returns. The year-over-year increase indicates meaningful cash-generation capacity, even though conversion remains less consistent than in prior periods.
Bears Say
Elevated Leverage
Evertec’s elevated leverage reduces financial flexibility after acquisition financing and leaves less capacity to absorb weaker earnings or fund additional strategic opportunities. Higher debt also increases sensitivity to interest expense and makes balance-sheet deleveraging an important factor in future capital allocation.
Margin Compression
The decline in gross and net margins indicates that revenue growth is not translating into profitability at historical rates. Mix changes, higher costs or other pressures could limit earnings expansion and reduce the operating cushion available for reinvestment if the compression persists.
Business Solutions Weakness
The Popular contractual discount creates a defined drag on Business Solutions revenue and EBITDA, with the division expected to decline in 2026. This weakens an established business line, offsets growth elsewhere, and may constrain consolidated margin and earnings progress until the pressure lapses.
Evertec News
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Evertec Stock Smart Score
Company Description
Evertec
EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
- Sector
- Technology
- Industry
- Specialty Business Services
- CEO
- Morgan Schuessler Jr.
- Employees
- 5,327
- Website
- www.evertecinc.com
- Address
- Cupey Center Building, San Juan, PR, 00926, US
Evertec (EVTCN) Earnings & Revenues
EVTCN Company Deck
EVTCN Earnings Call
Earnings Call SentimentPositive
The call conveyed solid operational momentum: strong top-line growth (+20% reported, +16% constant currency), robust adjusted EBITDA and EPS expansion, meaningful commercial wins (Transbank, Clip), successful M&A to expand capabilities (Dimensa, BBChain), and an increased full-year revenue outlook. Offsetting items include a decline in Business Solutions revenue due to the Popular contract discount, margin mix pressure from lower-margin LatAm contributions, increased leverage after Dimensa financing, several nonrecurring charges and remediation costs from a cybersecurity incident, and below-EBITDA items tempering net income growth. Overall the positives — revenue/EBITDA growth, strategic commercial wins, raised guidance, and active capital allocation — outweigh the negatives, though margin mix and one-time items warrant monitoring.
View all MX:EVTCN earnings summariesEVTCN Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 6 | 2 | 13 |
| Technical Analysis | 2 | 2 | 5 |
| Moving Averages | 4 | 0 | 8 |
