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PAYS Stock Chart & Stats
$13.23
$0.19(2.19%)
At close: 4:00 PM EDT
$13.23
$0.19(2.19%)
Day’s Range― - ―
52-Week Range$3.08 - $16.15
Previous CloseN/A
Volume152.25K
Average Volume (3M)862.03K
Market Cap
$820.96M
Enterprise Value$336.81M
Total Cash (Recent Filing)$27.37M
Total Debt (Recent Filing)$5.71M
Price to Earnings (P/E)51.0
Beta1.81
Next Earnings
Nov 09, 2026EPS Estimate
0.09Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.29
Shares Outstanding56,462,154
10 Day Avg. Volume877,345
30 Day Avg. Volume862,029
Financial Highlights & Ratios
PEG Ratio0.39
Price to Book (P/B)5.78
Price to Sales (P/S)3.42
P/FCF Ratio5.47
Enterprise Value/Market Cap0.41
Enterprise Value/Revenue3.35
Enterprise Value/Gross Profit5.96
Enterprise Value/Ebitda11.42
Forecast
1Y Price Target
$14.13Price Target Upside6.76% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.35
Revenue Forecast (FY)$114.66M
Bulls Say, Bears Say
Bulls Say
Revenue And Margin ExpansionPaysign has expanded revenue substantially while moving from losses to solid profitability. The sharp improvement in gross and net margins indicates stronger operating economics and gives the company more internal capacity to invest in platform growth, client programs, and payment volumes over the next several quarters.
Strong Cash GenerationHigh operating and free cash flow demonstrates strong cash conversion and provides meaningful internally generated funding. This supports continued investment, reduces reliance on external capital, and improves resilience as Paysign expands its prepaid card and healthcare payment programs.
Conservative Balance SheetLow and improving leverage gives Paysign financial flexibility and limits balance-sheet pressure as the business grows. A larger equity base and reduced debt burden can support program expansion, absorb operational variability, and preserve management’s ability to allocate capital over the medium term.
Bears Say
Growth Rate NormalizationThe slower TTM growth rate suggests that expansion may be normalizing after an unusually strong period. If this deceleration persists, it could reduce operating leverage, limit the pace of earnings growth, and increase the importance of retaining and expanding existing client programs.
Asset Base Efficiency WatchA materially larger asset base raises the requirement for continued earnings productivity. If asset growth outpaces profit generation, returns could weaken and capital could become less efficient, making sustained improvement in utilization and operating returns important to the company’s longer-term performance.
Cash Flow Coverage CautionAlthough absolute cash generation is strong, the reported modest coverage measure introduces a durability consideration. Maintaining consistent conversion and adequate coverage of profits or obligations will be important so that strong current cash flow translates into dependable financial flexibility across future periods.
Paysign News
PAYS FAQ
What was Paysign’s price range in the past 12 months?
Paysign lowest stock price was $3.08 and its highest was $16.15 in the past 12 months.
What is Paysign’s market cap?
Paysign’s market cap is $820.96M.
When is Paysign’s upcoming earnings report date?
Paysign’s upcoming earnings report date is Nov 09, 2026 which is in 11 days.
How were Paysign’s earnings last quarter?
Paysign released its earnings results on Aug 05, 2026. The company reported $0.11 earnings per share for the quarter, beating the consensus estimate of $0.06 by $0.05.
Is Paysign overvalued?
According to Wall Street analysts Paysign’s price is currently Undervalued.
Does Paysign pay dividends?
Paysign does not currently pay dividends.
What is Paysign’s EPS estimate?
Paysign’s EPS estimate is 0.09.
How many shares outstanding does Paysign have?
Paysign has 56,462,154 shares outstanding.
What happened to Paysign’s price movement after its last earnings report?
Paysign reported an EPS of $0.11 in its last earnings report, beating expectations of $0.06. Following the earnings report the stock price went up 29.301%.
Which hedge fund is a major shareholder of Paysign?
Currently, no hedge funds are holding shares in PAYS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paysign Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$14.13 (6.76% Upside)
$14.13 (6.76% Upside)
Blogger Sentiment
Bullish
PAYS Sentiment 67%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Decreased
By 171.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $3.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 0.7%
Last 30 Days ▲ 9.2%
Last 30 Days ▲ 9.2%
Technicals
SMA
Positive
20 days / 200 days
Momentum
148.54%
12-Months-Change
Fundamentals
Return on Equity
30.13%
Trailing 12-Months
Asset Growth
63.48%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Paysign
Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. The company markets its prepaid card solutions under the Paysign brand. It serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.
PAYS Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted a very strong quarter: substantial revenue and profit growth, wide margin expansion, a robust pharma pipeline, and continued plasma revenue expansion and cash generation. Management reiterated confident full-year guidance and plans to exceed prior program-addition performance. Key risks discussed include a lower-than-guided plasma center count (due to sales/closures), the SaaS/app not yet producing revenue (FDA engagement ongoing), a higher effective tax rate, and margin variability driven by seasonal mix. Overall the positives (large percentage growth across revenue, EBITDA, operating margin, patient assistance dollars, and pipeline strength) substantially outweigh the operational and timing-related lowlights.View all PAYS earnings summariesPAYS Stock 12 Month Forecast
Average Price Target
$14.13
▲(6.76% Upside)
Technical Analysis
International Money Express
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Repay Holdings
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AvePoint
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Payoneer
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Bakkt Holdings, Inc. Class A
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Ownership Overview
27.32% Insiders
7.35% Mutual Funds
0.44% Other Institutional Investors
54.46% Public Companies and
Individual Investors