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PAYS Stock Chart & Stats
$6.29
-$0.08(-2.93%)
At close: 4:00 PM EST
$6.29
-$0.08(-2.93%)
Day’s Range― - ―
52-Week Range$3.08 - $9.30
Previous CloseN/A
Volume99.02K
Average Volume (3M)538.83K
Market Cap
$496.44M
Enterprise Value$186.45
Total Cash (Recent Filing)$20.55M
Total Debt (Recent Filing)$5.92M
Price to Earnings (P/E)46.6
Beta1.55
Next Earnings
Aug 05, 2026EPS Estimate
0.06Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.19
Shares Outstanding55,905,773
10 Day Avg. Volume438,557
30 Day Avg. Volume538,833
Financial Highlights & Ratios
PEG Ratio0.39
Price to Book (P/B)5.78
Price to Sales (P/S)3.42
P/FCF Ratio5.47
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$9.50Price Target Upside51.03% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)0.24
Revenue Forecast (FY)$108.55M
Bulls Say, Bears Say
Bulls Say
Cash GenerationSustained, large free cash flow (FCF $69.9M TTM) and strong operating cash flow provide durable internal funding for organic growth, strategic M&A, or shareholder returns. FCF roughly tracks net income (~0.91x), indicating earnings quality and real cash conversion that supports capital allocation over the next 2–6 months.
Profitability & Margin ExpansionA clear profitability inflection with double-digit net/EBIT margins and multi-year revenue growth shows scalable economics and operating leverage. Higher-margin Pharma mix has expanded gross margin, and efficient expense growth suggests margins can remain elevated as revenue scales, underpinning durable earnings power.
Conservative Balance SheetVery low leverage and meaningful unrestricted plus restricted cash position reduce refinancing and liquidity risk while enabling strategic flexibility. The conservative balance sheet supports sustained investment in acquisition or product development and cushions operational volatility over the medium term.
Bears Say
Large Asset Base Vs EquityA large asset base relative to equity—driven by program deposits and on-balance-sheet receivables—can amplify sensitivity to working-capital shifts or deposit flows. Structural reliance on sizable balance-sheet accounts raises operational leverage and could pressure returns if program funding or cash timings change.
Customer Concentration & Plasma CentersConcentration in key program customers and the loss/closure of plasma centers reduce revenue visibility and create execution risk. The sale of centers to a competitor and underperforming locations highlight contestability and make future cash flows and growth targets more dependent on client retention and new wins.
Product Monetization & Regulatory DelayPlanned SaaS/app remains non-revenue-generating and subject to FDA engagement, creating a prolonged investment period without clear monetization timing. Regulatory uncertainty and delayed go-to-market extend execution risk and may compress margin upside from product diversification over the next several quarters.
Paysign News
PAYS FAQ
What was Paysign’s price range in the past 12 months?
Paysign lowest stock price was $3.08 and its highest was $9.30 in the past 12 months.
What is Paysign’s market cap?
Paysign’s market cap is $496.44M.
When is Paysign’s upcoming earnings report date?
Paysign’s upcoming earnings report date is Aug 05, 2026 which is in 14 days.
How were Paysign’s earnings last quarter?
Paysign released its earnings results on May 12, 2026. The company reported $0.09 earnings per share for the quarter, beating the consensus estimate of $0.07 by $0.02.
Is Paysign overvalued?
According to Wall Street analysts Paysign’s price is currently Undervalued.
Does Paysign pay dividends?
Paysign does not currently pay dividends.
What is Paysign’s EPS estimate?
Paysign’s EPS estimate is 0.06.
How many shares outstanding does Paysign have?
Paysign has 55,905,773 shares outstanding.
What happened to Paysign’s price movement after its last earnings report?
Paysign reported an EPS of $0.09 in its last earnings report, beating expectations of $0.07. Following the earnings report the stock price went down -12.331%.
Which hedge fund is a major shareholder of Paysign?
Currently, no hedge funds are holding shares in PAYS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paysign Stock Smart Score
Neutral
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
$9.50 (51.03% Upside)
$9.50 (51.03% Upside)
Blogger Sentiment
Neutral
PAYS Sentiment 50%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Decreased
By 3.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▲ 0.1%
Last 30 Days ▲ 0.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
16.02%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
52.46%
Trailing 12-Months
Company Description
Paysign
Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. The company markets its prepaid card solutions under the Paysign brand. It serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and other payments to their customers, employees, agents, and others. Paysign, Inc. was founded in 2001 and is headquartered in Henderson, Nevada.
PAYS Stock 12 Month Forecast
Average Price Target
$9.50
▲(51.03% Upside)
Technical Analysis
International Money Express
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Payoneer
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Ownership Overview
19.21% Insiders
7.42% Mutual Funds
0.19% Other Institutional Investors
64.40% Public Companies and Individual Investors