Want to see FLYW full AI Analyst Report?
FLYW Stock Chart & Stats
$18.84
$0.34(2.14%)
At close: 4:00 PM EDT
$18.84
$0.34(2.14%)
Day’s Range― - ―
52-Week Range$10.55 - $19.73
Previous CloseN/A
Volume491.90K
Average Volume (3M)1.33M
Market Cap
$2.25B
Enterprise Value$1.86B
Total Cash (Recent Filing)$294.18M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)68.3
Beta1.42
Next Earnings
Nov 10, 2026EPS Estimate
0.31Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.27
Shares Outstanding121,667,670
10 Day Avg. Volume1,241,950
30 Day Avg. Volume1,333,711
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)2.07
Price to Sales (P/S)2.78
P/FCF Ratio17.53
Enterprise Value/Market Cap0.83
Enterprise Value/Revenue2.60
Enterprise Value/Gross Profit4.53
Enterprise Value/Ebitda23.99
Forecast
1Y Price Target
$21.36Price Target Upside13.40% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)0.41
Revenue Forecast (FY)$762.13M
Bulls Say, Bears Say
Bulls Say
Strong Revenue And Payment Volume GrowthStrong growth across revenue and payment volume indicates expanding platform adoption rather than isolated customer activity. Raised full-year guidance supports continued momentum over the next several quarters and strengthens Flywire’s ability to invest in its network, products, and international reach.
Low Leverage And Improving Cash GenerationA conservatively financed balance sheet gives Flywire flexibility to fund product development, customer expansion, and strategic initiatives without relying heavily on debt. Positive, growing free cash flow also improves earnings quality and supports resilience as the company scales.
Software Monetization And Operating LeverageHigher-value software functionality and workflow integration can deepen customer relationships while increasing monetization beyond payment processing alone. Concurrent EBITDA expansion suggests Flywire is converting scale and productivity gains into stronger operating leverage as transformation investment matures.
Bears Say
Gross Margin Compression From Lower-Margin MixRapid growth in lower-margin processing can dilute blended gross margin even when it contributes efficiently to EBITDA. If these payment ramps remain a larger share of revenue, Flywire may face sustained pressure on gross-profit quality and must rely on scale and cost control to offset it.
Visa And Regulatory ExposureVisa policy and regulatory changes can directly affect international education payment demand, especially because the U.K. represents about one-quarter of revenue. A prolonged slowdown would weaken a major vertical and make geographic growth more dependent on other markets and business lines.
Inconsistent Recent Profitability And Cash-Flow Run-RateThe divergence between TTM metrics and the stronger annual trend reduces confidence in the latest reported run-rate. Until results normalize or the differences are explained through subsequent periods, investors face greater uncertainty about sustainable margins, cash conversion, and the durability of recent improvement.
Flywire News
FLYW FAQ
What was Flywire’s price range in the past 12 months?
Flywire lowest stock price was $10.55 and its highest was $19.73 in the past 12 months.
What is Flywire’s market cap?
Flywire’s market cap is $2.25B.
When is Flywire’s upcoming earnings report date?
Flywire’s upcoming earnings report date is Nov 10, 2026 which is in 22 days.
How were Flywire’s earnings last quarter?
Flywire released its earnings results on Aug 04, 2026. The company reported -$0.07 earnings per share for the quarter, missing the consensus estimate of -$0.025 by -$0.045.
Is Flywire overvalued?
According to Wall Street analysts Flywire’s price is currently Undervalued.
Does Flywire pay dividends?
Flywire does not currently pay dividends.
What is Flywire’s EPS estimate?
Flywire’s EPS estimate is 0.31.
How many shares outstanding does Flywire have?
Flywire has 121,667,670 shares outstanding.
What happened to Flywire’s price movement after its last earnings report?
Flywire reported an EPS of -$0.07 in its last earnings report, missing expectations of -$0.025. Following the earnings report the stock price went up 8.053%.
Which hedge fund is a major shareholder of Flywire?
Currently, no hedge funds are holding shares in FLYW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Flywire Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.36 (13.40% Upside)
$21.36 (13.40% Upside)
Blogger Sentiment
Bullish
FLYW Sentiment 83%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Increased
By 4.9M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $11.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 0.3%
Last 30 Days ▼ 0.3%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
44.74%
12-Months-Change
Fundamentals
Return on Equity
4.08%
Trailing 12-Months
Asset Growth
4.36%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Flywire
Flywire Corporation, together with its subsidiaries, operates as a payment enablement and software company in the United States, Europe, the Middle East, and Africa and the Asia Pacific. The company provides a payment platform that integrates into existing apps and workflows and have access to solutions, such as tailored invoicing, settlement and reconciliation tools, single sign-on and checkout, recurring payments, and split payouts. It also offers a payment network, which has access to a set of payment methods, including banks, third-party payment providers, payment networks, and digital wallets; and direct connections to alternative payment methods consisting of Alipay, Boleto, PayPal / Venmo, and Trustly. In addition, the company provides vertical-specific software comprising vertical-specific digital workflows; integration and synchronization to core and industry specific systems; real-time access; and predictive analytics. It serves education, healthcare, travel, and B2B industries. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.
FLYW Company Deck
FLYW Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a predominantly positive picture: strong revenue and transaction volume growth, accelerating client signings, software‑led monetization (SFS) with clear ROI, meaningful adjusted EBITDA expansion, AI‑driven productivity gains, and upgraded guidance with a healthy cash position. Notable challenges include gross margin compression driven by mix (temporary lower‑margin payment ramps), visa and regulatory headwinds (particularly in the U.K. and U.S.), seasonality in Q2, and the potential for tougher comps next year due to accelerated ramps in 2026. Management frames margin pressure as mix‑related and expects durable operating leverage and free cash flow generation as transformation investments conclude. Overall, the positive operational momentum and upgraded outlook outweigh the manageable near‑term margin and macro risks.View all FLYW earnings summariesFLYW Stock 12 Month Forecast
Average Price Target
$21.36
▲(13.40% Upside)
Technical Analysis
Ownership Overview
17.74% Insiders
20.34% Mutual Funds
4.43% Other Institutional Investors
39.33% Public Companies and
Individual Investors