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MVLY Stock Chart & Stats
$21.92
$0.00(0.00%)
At close: 4:00 PM EDT
$21.92
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$15.50 - $23.03
Previous CloseN/A
Volume2.70K
Average Volume (3M)1.39K
Market Cap
$73.39M
Enterprise Value$82.95
Total Cash (Recent Filing)$68.28M
Total Debt (Recent Filing)$84.39M
Price to Earnings (P/E)9.5
Beta0.14
Next Earnings
Nov 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.68%
Share Statistics
EPS (TTM)2.30
Shares Outstanding3,351,343
10 Day Avg. Volume1,860
30 Day Avg. Volume1,389
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)0.86
Price to Sales (P/S)1.01
P/FCF Ratio10.53
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained multi-year revenue growth triples the business base and reflects successful deposit and lending expansion. A larger, diversified revenue base improves resiliency, supports investment in services and risk absorption, and underpins longer-term earnings stability and franchise value.
Improved Balance-sheet LeverageMaterial deleveraging and equity growth enhance capital adequacy and financial flexibility. Lower leverage reduces failure risk in rate or credit stress, gives capacity to expand underwriting, and supports regulatory ratios—strengthening the firm’s ability to pursue steady, long-term commercial banking growth.
Positive Cash GenerationConsistent positive operating and free cash flow indicates real cash conversion of earnings, enabling internal funding for loan originations, capital needs, and potential shareholder returns. Reliable cash generation supports strategic reinvestment and reduces dependence on external financing.
Bears Say
Margin CompressionSustained margin compression reduces core earnings power and increases sensitivity to interest-rate and funding-pressure scenarios. If spread or expense dynamics remain less favorable, the bank may face persistent lower returns on assets and diminished ability to fund growth without higher risk or cost controls.
Cash-flow VolatilityIntermittent negative cash flow years erode predictability of internal funding for lending and dividends. Volatility can force reliance on deposit swings or wholesale funding, heighten liquidity management demands, and raise the chance of capital actions during adverse cycles, weakening long-term stability.
Historical Leverage VariabilityWide historical swings in leverage suggest inconsistent balance-sheet management and increase earnings volatility across cycles. Variable gearing can constrain strategic planning, complicate regulatory compliance under stress, and elevate credit or market sensitivity that undermines steady long-term performance.
MVLY FAQ
What was Mission Valley Bancorp’s price range in the past 12 months?
Mission Valley Bancorp lowest stock price was $15.50 and its highest was $23.03 in the past 12 months.
What is Mission Valley Bancorp’s market cap?
Mission Valley Bancorp’s market cap is $73.39M.
When is Mission Valley Bancorp’s upcoming earnings report date?
Mission Valley Bancorp’s upcoming earnings report date is Nov 02, 2026 which is in 52 days.
How were Mission Valley Bancorp’s earnings last quarter?
Mission Valley Bancorp released its earnings results on Jul 31, 2026. The company reported $0.54 earnings per share for the quarter.
Is Mission Valley Bancorp overvalued?
According to Wall Street analysts Mission Valley Bancorp’s price is currently Overvalued.
Does Mission Valley Bancorp pay dividends?
Mission Valley Bancorp pays a Annually dividend of $0.15 which represents an annual dividend yield of 0.68%. See more information on Mission Valley Bancorp dividends here
What is Mission Valley Bancorp’s EPS estimate?
Mission Valley Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mission Valley Bancorp have?
Mission Valley Bancorp has 3,351,343 shares outstanding.
What happened to Mission Valley Bancorp’s price movement after its last earnings report?
Mission Valley Bancorp reported an EPS of $0.54 in its last earnings report. Following the earnings report the stock price went up 2.868%.
Which hedge fund is a major shareholder of Mission Valley Bancorp?
Currently, no hedge funds are holding shares in MVLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mission Valley Bancorp Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
41.10%
12-Months-Change
Fundamentals
Return on Equity
0.68%
Trailing 12-Months
Asset Growth
5.75%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Mission Valley Bancorp
Mission Valley Bancorp, established in 2001 with its headquarters in Sun Valley, California, functions as the parent entity for Mission Valley Bank. This financial institution delivers a comprehensive array of banking solutions to both individual customers and corporate clients. Its deposit product lineup features diverse checking options (including both interest-bearing and non-interest-bearing demand accounts), savings accounts, money market accounts, and various time deposit offerings, such as certificates of deposit. The bank's extensive lending portfolio encompasses personal financing, commercial real estate and apartment loans, equipment and Small Business Administration (SBA) loans, term loans, and specialized financing for accounts receivable, automobiles, and trucks. Furthermore, it provides credit and debit cards, lines of credit, and letters of credit. Beyond these core services, Mission Valley Bank offers a broad spectrum of additional conveniences. These include merchant bankcard processing, electronic tax payment, account reconciliation, zero balance accounting, payroll services, and collection services. For customer convenience, it supports online banking, remote deposit, touchtone banking, night deposit, and deposit courier services, along with offering cashier checks, safe deposit boxes, and insurance. The bank conducts its operations from two branches situated in California: its primary office in Sun Valley and a second location in Santa Clarita.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
2.34% Other Institutional Investors
97.66% Public Companies and
Individual Investors