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MVLY Stock Chart & Stats
$22.00
$0.00(0.00%)
At close: 4:00 PM EDT
$22.00
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$15.01 - $22.00
Previous CloseN/A
Volume2.70K
Average Volume (3M)816.00
Market Cap
$71.41M
Enterprise Value$57.56
Total Cash (Recent Filing)$63.22M
Total Debt (Recent Filing)$58.88M
Price to Earnings (P/E)10.3
Beta0.08
Next Earnings
Aug 03, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.68%
Share Statistics
EPS (TTM)2.13
Shares Outstanding3,245,871
10 Day Avg. Volume2,360
30 Day Avg. Volume816
Financial Highlights & Ratios
PEG Ratio0.26
Price to Book (P/B)0.86
Price to Sales (P/S)1.01
P/FCF Ratio10.53
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained revenue expansion over several years indicates successful organic growth and market penetration for a regional bank. This scaling supports diversification of income streams, funds ongoing lending capacity, and strengthens the franchise's ability to invest in operations and risk management over the next 2–6 months and beyond.
Improved Leverage And Larger Equity BaseMaterial deleveraging and equity growth bolster capital resilience and regulatory buffers, improving tolerance for credit stress and supporting measured loan growth. A stronger balance sheet also lowers refinancing and liquidity risk, enabling more durable credit intermediation and strategic flexibility over the medium term.
Positive Cash Generation And Solid ROEConsistent positive operating and free cash flow paired with low-teens ROE indicates quality profitability and internal funding capacity. This cash conversion supports capital needs, potential shareholder returns, and expense investment while reducing reliance on external financing over the coming months.
Bears Say
Margin Compression Vs Prior YearsDeclining margins relative to the 2021–2023 period signal weaker net interest spreads or higher expense pressure, which can erode earnings power if structural. Sustained margin compression would require higher revenue growth or cost reductions to maintain return targets and could constrain reinvestment or dividend capacity.
Cash-flow Volatility Across YearsIntermittent negative cash flow years reduce predictability of internal funding and can force reliance on capital markets at inopportune times. Such volatility complicates planning for loan growth, reserves, and shareholder distributions, increasing operational and financial risk over the medium term.
Historic Leverage VolatilityWide swings in leverage suggest inconsistent capital deployment or balance-sheet management, which can amplify earnings volatility and regulatory scrutiny during stress periods. Persistent leverage variability raises the chance of abrupt capital actions that could disrupt lending or shareholder returns.
MVLY FAQ
What was Mission Valley Bancorp’s price range in the past 12 months?
Mission Valley Bancorp lowest stock price was $15.01 and its highest was $22.00 in the past 12 months.
What is Mission Valley Bancorp’s market cap?
Mission Valley Bancorp’s market cap is $71.41M.
When is Mission Valley Bancorp’s upcoming earnings report date?
Mission Valley Bancorp’s upcoming earnings report date is Aug 03, 2026 which is in 6 days.
How were Mission Valley Bancorp’s earnings last quarter?
Mission Valley Bancorp released its earnings results on May 02, 2026. The company reported $0.212 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Mission Valley Bancorp overvalued?
According to Wall Street analysts Mission Valley Bancorp’s price is currently Overvalued.
Does Mission Valley Bancorp pay dividends?
Mission Valley Bancorp pays a Annually dividend of $0.15 which represents an annual dividend yield of 0.68%. See more information on Mission Valley Bancorp dividends here
What is Mission Valley Bancorp’s EPS estimate?
Mission Valley Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Mission Valley Bancorp have?
Mission Valley Bancorp has 3,245,871 shares outstanding.
What happened to Mission Valley Bancorp’s price movement after its last earnings report?
Mission Valley Bancorp reported an EPS of $0.212 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of Mission Valley Bancorp?
Currently, no hedge funds are holding shares in MVLY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mission Valley Bancorp Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
5.68%
12-Months-Change
Fundamentals
Return on Equity
0.68%
Trailing 12-Months
Asset Growth
9.55%
Trailing 12-Months
Company Description
Mission Valley Bancorp
Mission Valley Bancorp, established in 2001 with its headquarters in Sun Valley, California, functions as the parent entity for Mission Valley Bank. This financial institution delivers a comprehensive array of banking solutions to both individual customers and corporate clients. Its deposit product lineup features diverse checking options (including both interest-bearing and non-interest-bearing demand accounts), savings accounts, money market accounts, and various time deposit offerings, such as certificates of deposit. The bank's extensive lending portfolio encompasses personal financing, commercial real estate and apartment loans, equipment and Small Business Administration (SBA) loans, term loans, and specialized financing for accounts receivable, automobiles, and trucks. Furthermore, it provides credit and debit cards, lines of credit, and letters of credit. Beyond these core services, Mission Valley Bank offers a broad spectrum of additional conveniences. These include merchant bankcard processing, electronic tax payment, account reconciliation, zero balance accounting, payroll services, and collection services. For customer convenience, it supports online banking, remote deposit, touchtone banking, night deposit, and deposit courier services, along with offering cashier checks, safe deposit boxes, and insurance. The bank conducts its operations from two branches situated in California: its primary office in Sun Valley and a second location in Santa Clarita.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
2.42% Other Institutional Investors
97.58% Public Companies and
Individual Investors