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MSWV Stock Chart & Stats
$23.00
$0.30(1.33%)
At close: 4:00 PM EDT
$23.00
$0.30(1.33%)
Day’s Range― - ―
52-Week Range$14.37 - $23.17
Previous CloseN/A
Volume3.75K
Average Volume (3M)2.15K
Market Cap
$178.33M
Enterprise Value$120.20
Total Cash (Recent Filing)$58.90M
Total Debt (Recent Filing)$20.04M
Price to Earnings (P/E)8.8
Beta0.30
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.58%
Share Statistics
EPS (TTM)2.61
Shares Outstanding7,801,011
10 Day Avg. Volume385
30 Day Avg. Volume2,149
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)1.05
Price to Sales (P/S)1.55
P/FCF Ratio7.21
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Margin & ROE ReboundA sustained recovery to ~19% net margin and ~13% ROE indicates improved operating leverage and profitable core lending/fees. Higher, durable margins support internal capital formation, dividend capacity and reinvestment, making earnings less reliant on one-off items over coming quarters.
Strong Cash ConversionFree cash flow near parity with net income demonstrates high earnings quality and real cash generation. Reliable cash conversion enhances the company’s ability to fund dividends, reduce leverage, and support growth without frequent external financing, increasing resilience across cycles.
Material DeleveragingA sharp drop in debt-to-equity to ~0.17 materially strengthens the balance sheet, reducing funding and liquidity risk. Lower leverage increases loss-absorption capacity and regulatory flexibility, giving management more durable optionality for strategic investments and capital returns.
Bears Say
Profitability VolatilityMarked swings in profitability across recent years show earnings are sensitive to the rate and credit cycle. This structural volatility complicates capital planning and makes forward cashflow visibility weaker, raising persistent execution and provisioning risks in downturns.
Funding-Mix & Leverage RiskRapid leverage shifts suggest reliance on variable funding sources or balance-sheet rebalancing. Such structural funding-mix risk can amplify costs or liquidity stress if markets tighten, constraining steady credit origination and long-term strategic investment plans.
Lumpy Free Cash FlowIrregular free cash flow reduces predictability for dividends, buybacks, and debt paydown. Persistent lumpiness forces conservative buffers or episodic financing, undermining consistent capital allocation and making multi-quarter planning and shareholder return policies less dependable.
MSWV FAQ
What was Main Street Financial Services Corp’s price range in the past 12 months?
Main Street Financial Services Corp lowest stock price was $14.37 and its highest was $23.17 in the past 12 months.
What is Main Street Financial Services Corp’s market cap?
Main Street Financial Services Corp’s market cap is $178.33M.
When is Main Street Financial Services Corp’s upcoming earnings report date?
Main Street Financial Services Corp’s upcoming earnings report date is Oct 22, 2026 which is in 73 days.
How were Main Street Financial Services Corp’s earnings last quarter?
Main Street Financial Services Corp released its earnings results on Jul 23, 2026. The company reported $0.777 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Main Street Financial Services Corp overvalued?
According to Wall Street analysts Main Street Financial Services Corp’s price is currently Overvalued.
Does Main Street Financial Services Corp pay dividends?
Main Street Financial Services Corp pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.58%. See more information on Main Street Financial Services Corp dividends here
What is Main Street Financial Services Corp’s EPS estimate?
Main Street Financial Services Corp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Main Street Financial Services Corp have?
Main Street Financial Services Corp has 7,801,011 shares outstanding.
What happened to Main Street Financial Services Corp’s price movement after its last earnings report?
Main Street Financial Services Corp reported an EPS of $0.777 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.102%.
Which hedge fund is a major shareholder of Main Street Financial Services Corp?
Currently, no hedge funds are holding shares in MSWV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Main Street Financial Services Stock Smart Score
Neutral
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8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.47%
12-Months-Change
Fundamentals
Return on Equity
2.58%
Trailing 12-Months
Asset Growth
6.32%
Trailing 12-Months
Company Description
Main Street Financial Services Corp
Main Street Financial Services Corp. operates as the parent holding company for Main Street Bank Corp., through which it delivers a comprehensive suite of banking and financial services. Its core offerings encompass fundamental checking and savings accounts, complemented by a diverse portfolio of lending solutions. These include commercial, real estate, installment, consumer, and residential loans, as well as personal lines of credit. Beyond these, the institution also facilitates a range of additional amenities, such as wire transfers, ATM services, business money market accounts, robust internet banking, secure safe deposit boxes, specialized accounts for non-profit organizations, and premium certificate of deposit (CD) services. The company caters to a broad clientele, serving businesses, professionals, and individual customers. Established in 2001, Main Street Financial Services Corp. is headquartered in Wheeling, West Virginia.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
0.49% Other Institutional Investors
99.51% Public Companies and
Individual Investors