MS&AD Insurance Group Holdings (MSADF) Price & Analysis
MSADF Stock Chart & Stats
- Day’s Range
- $31.79 - $33.27
- 52-Week Range
- $19.57 - $36.30
- Previous Close
- $31.52
- Volume
- 44
- Average Volume (3M)
- 1,051
- Market Cap
- $47.37B
- Enterprise Value
- $8.07T
- Total Cash (Recent Filing)
- $2.14T
- Total Debt (Recent Filing)
- $1.70T
- Price to Earnings (P/E)
- 8.7
- Beta
- 0.71
- Next Earnings
- Nov 19, 2026
- EPS Estimate
- 0.48
- Next Dividend Ex-Date
- Mar 30, 2027
- Dividend Yield
- 3.33%
Bulls Say, Bears Say
Bulls Say
Accelerating Revenue Growth
Sustained revenue expansion indicates stronger premium generation and business scale. The recent acceleration supports operating leverage and gives MS&AD a broader earnings base across its insurance and investment operations.
Improved Profitability And ROE
The step-up in margins and return on equity indicates materially better earnings productivity. If underwriting discipline and investment performance remain sound, the stronger profitability can support capital accumulation and shareholder returns.
Manageable Leverage And Recent Cash Generation
Moderate leverage provides financial flexibility for an insurer exposed to claims and market shocks. Recent positive cash generation, with free cash flow tracking net income closely in 2024–2026, also supports resilience and capital needs.
Bears Say
Earnings Margin Volatility
The wide variation in margins shows that profitability is not yet consistently stable. Insurance claims, catastrophe losses, pricing conditions and investment results can materially affect earnings, making the improved margin profile vulnerable to normalization.
Choppy Cash Conversion
Recent cash generation is encouraging, but the uneven historical conversion profile limits confidence in the durability of reported earnings. Volatile insurance cash flows can constrain capital deployment and require continued monitoring of claims and working-capital movements.
Recent Debt Increase
Although leverage remains manageable, rising debt adds financial obligations to a balance sheet already sensitive to claims and investment-market movements. Sustained profitability will be important to prevent the higher debt burden from weakening capital flexibility.
MS&AD Insurance Group Holdings News
MSADF FAQ
What was MS&AD Insurance Group Holdings’s price range in the past 12 months?
What is MS&AD Insurance Group Holdings’s market cap?
When is MS&AD Insurance Group Holdings’s upcoming earnings report date?
How were MS&AD Insurance Group Holdings’s earnings last quarter?
Is MS&AD Insurance Group Holdings overvalued?
Does MS&AD Insurance Group Holdings pay dividends?
What is MS&AD Insurance Group Holdings’s EPS estimate?
How many shares outstanding does MS&AD Insurance Group Holdings have?
What happened to MS&AD Insurance Group Holdings’s price movement after its last earnings report?
Which hedge fund is a major shareholder of MS&AD Insurance Group Holdings?
What is the TipRanks Smart Score and how is it calculated?
Company Description
MS&AD Insurance Group Holdings
MS&AD Insurance Group Holdings, Inc. operates as a global insurance conglomerate, offering a diverse array of insurance and financial services. Its portfolio includes extensive non-life coverage, such as policies for fire, marine, personal accidents, and both optional and mandatory automobile liabilities, among other general insurance products. The company also underwrites life insurance and provides vital reinsurance and risk-related consultancy services. Founded in 1918 and headquartered in Tokyo, Japan, the firm changed its name from Mitsui Sumitomo Insurance Group Holdings, Inc. to its current designation in April 2010.
- Sector
- Financial
- Industry
- Insurance - Property & Casualty
- CEO
- Shinichiro Funabiki
- Employees
- 46,856
- Website
- www.ms-ad-hd.com
- Address
- West Tower, Tokyo, TY, 104-0033, JP
MS&AD Insurance Group Holdings (MSADF) Earnings & Revenues
MSADF Company Deck
MSADF Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 12 | 4 | 6 |
| Technical Analysis | 5 | 4 | 1 |
| Moving Averages | 7 | 0 | 5 |









