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MLGF Stock Chart & Stats
$22.20
$0.00(0.00%)
At close: 4:00 PM EST
$22.20
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$19.09 - $23.40
Previous CloseN/A
Volume3.00
Average Volume (3M)5.02K
Market Cap
$225.11M
Enterprise Value$215.49
Total Cash (Recent Filing)-$330.00M
Total Debt (Recent Filing)$330.00M
Price to Earnings (P/E)9.9
Beta0.10
Next Earnings
Oct 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.41%
Share Statistics
EPS (TTM)3.61
Shares Outstanding9,894,988
10 Day Avg. Volume5,684
30 Day Avg. Volume5,022
Financial Highlights & Ratios
PEG Ratio-1.03
Price to Book (P/B)0.91
Price to Sales (P/S)2.92
P/FCF Ratio8.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Net Profit MarginsMalaga's consistently high net profit margins (low-30s% to high-40s%) indicate durable operating efficiency in its banking franchise. High margins provide ongoing capacity to absorb credit losses, fund operations and capital, and sustain profitability even with modest revenue volatility over months.
Strong Free Cash Flow ConversionFree cash flow tracking net income at roughly 0.88–1.00x demonstrates earnings quality and real cash generation. Reliable cash conversion supports dividend and capital needs, reduces reliance on external financing, and underpins resilience through a 2–6 month horizon of stress or reinvestment.
Improving LeverageLeverage reduction to about 1.18x from prior ~1.7–1.9x improves financial flexibility and lowers funding risk. A materially lower debt-to-equity ratio enhances the bank's capacity to manage shocks, support lending or reserves, and provides a sturdier capital profile over the medium term.
Bears Say
Sharp Revenue Decline (2025)A 36.4% revenue drop in 2025 signals a meaningful top-line deterioration that can pressure future earnings and funding dynamics. Even with strong margins, such a large decline raises questions on loan volumes, deposit mix or fee income sustainability and can constrain medium-term growth.
Weakened Return On EquityROE softening to about 9.7% reduces the bank's ability to generate attractive shareholder returns and accrete capital internally. Lower profitability on equity can limit reinvestment capacity and heighten sensitivity to revenue shocks across the next several quarters.
Low Operating Cash Flow CoverageOperating cash flow coverage remains low and showed no material improvement, indicating the cash base is limited versus needs. This constrains buffer for loan losses, branch funding or growth initiatives, increasing reliance on other financing during periods of stress.
MLGF FAQ
What was Malaga Financial Corporation’s price range in the past 12 months?
Malaga Financial Corporation lowest stock price was $19.09 and its highest was $23.40 in the past 12 months.
What is Malaga Financial Corporation’s market cap?
Malaga Financial Corporation’s market cap is $225.11M.
When is Malaga Financial Corporation’s upcoming earnings report date?
Malaga Financial Corporation’s upcoming earnings report date is Oct 09, 2026 which is in 73 days.
How were Malaga Financial Corporation’s earnings last quarter?
Malaga Financial Corporation released its earnings results on Jul 10, 2026. The company reported $0.576 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Malaga Financial Corporation overvalued?
According to Wall Street analysts Malaga Financial Corporation’s price is currently Overvalued.
Does Malaga Financial Corporation pay dividends?
Malaga Financial Corporation pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 4.41%. See more information on Malaga Financial Corporation dividends here
What is Malaga Financial Corporation’s EPS estimate?
Malaga Financial Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Malaga Financial Corporation have?
Malaga Financial Corporation has 9,894,988 shares outstanding.
What happened to Malaga Financial Corporation’s price movement after its last earnings report?
Malaga Financial Corporation reported an EPS of $0.576 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 3.464%.
Which hedge fund is a major shareholder of Malaga Financial Corporation?
Currently, no hedge funds are holding shares in MLGF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Malaga Financial Stock Smart Score
Neutral
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5
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8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
3.98%
12-Months-Change
Fundamentals
Return on Equity
4.41%
Trailing 12-Months
Asset Growth
3.72%
Trailing 12-Months
Company Description
Malaga Financial Corporation
Malaga Financial Corporation serves as the parent company for Malaga Bank, offering a full spectrum of community banking products and services tailored for both individual and business customers. Its diverse range of deposit options includes checking, savings, NOW, and money market accounts, in addition to certificates of deposit and demand deposits. The institution also provides various lending solutions, such as commercial real estate, land acquisition, business financing, consumer, and personal loans, alongside single and multi-family residential mortgage options. Furthermore, Malaga Bank delivers numerous supplementary services, including coupon and U.S. savings bond redemption, direct deposit, overdraft lines of credit, telephone transfers, and wire transfer capabilities. Customers can also access ATM and VISA debit cards, bank by mail, medallion signature guarantee, night depository services, notary publics, secure safe deposit boxes, and trust deed note collection. For digital convenience, the company offers comprehensive online banking, featuring bill payment, electronic statements, and mobile banking applications. As of December 31, 2021, Malaga Financial Corporation maintained five branch offices across Palos Verdes Estates, Rolling Hills Estates, Torrance, and San Pedro, California. The company was founded in 2002 and is headquartered in Palos Verdes Estates, California.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
0.42% Other Institutional Investors
99.58% Public Companies and
Individual Investors