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MLGF Stock Chart & Stats
$21.71
-$0.03(-0.14%)
At close: 4:00 PM EDT
$21.71
-$0.03(-0.14%)
Day’s Range― - ―
52-Week Range$19.43 - $23.45
Previous CloseN/A
Volume1.75K
Average Volume (3M)2.23K
Market Cap
$225.56M
Enterprise Value$215.49
Total Cash (Recent Filing)-$330.00M
Total Debt (Recent Filing)$330.00M
Price to Earnings (P/E)9.8
Beta0.06
Next Earnings
Oct 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.33%
Share Statistics
EPS (TTM)3.61
Shares Outstanding9,894,988
10 Day Avg. Volume618
30 Day Avg. Volume2,235
Financial Highlights & Ratios
PEG Ratio-1.03
Price to Book (P/B)0.91
Price to Sales (P/S)2.92
P/FCF Ratio8.35
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Net Profit MarginsSustained high net margins provide durable earnings power versus peers, supporting internal capital generation, dividend capacity and loss-absorption. Even with top-line volatility, wide margins give time to restore revenues without immediate profitability impairment.
High Free Cash Flow ConversionFCF closely tracking net income indicates earnings quality and reliable cash conversion. This durable cash generation underpins loan funding, modest capital returns and cushions credit cycles, reducing dependence on external financing for core activities.
Deposit-funded Banking ModelA deposit-funded model gives relatively stable, low-cost funding that supports net interest margins and lending capacity. For a regional bank focused in Southern California, a sticky deposit base is a structural advantage for steady loan origination and resilience in rate cycles.
Bears Say
Sharp 2025 Revenue DeclineA 36% revenue drop is a structural red flag for earnings durability: it can force cost cuts, reduce scale benefits, and pressure capital if prolonged. Restoring growth may take multiple quarters and risks compressing ROE and dividend capacity during recovery.
Softening Return On EquityROE falling below prior ~10–12% range weakens capital generation relative to shareholders' expectations. With leverage still above 1x, improving ROE requires sustained profit recovery or incremental leverage changes, both of which are gradual and can limit capital flexibility.
Low Operating Cash Flow CoverageLow operating cash flow coverage reduces internal liquidity cushions and constrains capacity to absorb higher provisions or fund growth without external funding. Over a multi-month horizon this raises sensitivity to deposit stability and capital access during stress.
MLGF FAQ
What was Malaga Financial Corporation’s price range in the past 12 months?
Malaga Financial Corporation lowest stock price was $19.43 and its highest was $23.45 in the past 12 months.
What is Malaga Financial Corporation’s market cap?
Malaga Financial Corporation’s market cap is $225.56M.
When is Malaga Financial Corporation’s upcoming earnings report date?
Malaga Financial Corporation’s upcoming earnings report date is Oct 09, 2026 which is in 27 days.
How were Malaga Financial Corporation’s earnings last quarter?
Malaga Financial Corporation released its earnings results on Jul 10, 2026. The company reported $0.576 earnings per share for the quarter.
Is Malaga Financial Corporation overvalued?
According to Wall Street analysts Malaga Financial Corporation’s price is currently Overvalued.
Does Malaga Financial Corporation pay dividends?
Malaga Financial Corporation pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 4.33%. See more information on Malaga Financial Corporation dividends here
What is Malaga Financial Corporation’s EPS estimate?
Malaga Financial Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Malaga Financial Corporation have?
Malaga Financial Corporation has 9,894,988 shares outstanding.
What happened to Malaga Financial Corporation’s price movement after its last earnings report?
Malaga Financial Corporation reported an EPS of $0.576 in its last earnings report. Following the earnings report the stock price went up 3.464%.
Which hedge fund is a major shareholder of Malaga Financial Corporation?
Currently, no hedge funds are holding shares in MLGF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Malaga Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
22.75%
12-Months-Change
Fundamentals
Return on Equity
4.33%
Trailing 12-Months
Asset Growth
3.72%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Malaga Financial Corporation
Malaga Financial Corporation serves as the parent company for Malaga Bank, offering a full spectrum of community banking products and services tailored for both individual and business customers. Its diverse range of deposit options includes checking, savings, NOW, and money market accounts, in addition to certificates of deposit and demand deposits. The institution also provides various lending solutions, such as commercial real estate, land acquisition, business financing, consumer, and personal loans, alongside single and multi-family residential mortgage options. Furthermore, Malaga Bank delivers numerous supplementary services, including coupon and U.S. savings bond redemption, direct deposit, overdraft lines of credit, telephone transfers, and wire transfer capabilities. Customers can also access ATM and VISA debit cards, bank by mail, medallion signature guarantee, night depository services, notary publics, secure safe deposit boxes, and trust deed note collection. For digital convenience, the company offers comprehensive online banking, featuring bill payment, electronic statements, and mobile banking applications. As of December 31, 2021, Malaga Financial Corporation maintained five branch offices across Palos Verdes Estates, Rolling Hills Estates, Torrance, and San Pedro, California. The company was founded in 2002 and is headquartered in Palos Verdes Estates, California.
Technical Analysis
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Ownership Overview
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Insiders
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Mutual Funds
0.42% Other Institutional Investors
99.58% Public Companies and
Individual Investors