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MetroCity Bankshares (MCBS) Stock Price & Analysis

40 Followers

MCBS Stock Chart & Stats

$36.20-$0.16(0.42%)
At close: 4:00 PM EST
$34$35$36Aug 17Aug 31Sep 14Sep 28Oct 12Oct 26Nov 9
Day’s Range
$35.96 - $36.56
52-Week Range
$24.53 - $37.46
Previous Close
$36.05
Volume
N/A
Average Volume (3M)
109.61K
Market Cap
$1.04B
Enterprise Value
$1.08B
Total Cash (Recent Filing)
$357.89M
Total Debt (Recent Filing)
$388.35M
Price to Earnings (P/E)
11.8
Beta
0.78
Next Earnings
Jan 25, 2027 (Est.)
EPS Estimate
0.78
Last Dividend Ex-Date
Nov 04, 2026
Dividend Yield
3.15%

Bulls Say, Bears Say

Bulls Say

Strong Profitability And Returns

The latest reported quarter shows strong returns on both assets and equity, indicating that MetroCity Bankshares is converting its banking franchise and capital base into substantial earnings. Sustained mid-to-high-teens ROE supports internal capital formation and reinforces operating resilience over the next several quarters.

Steady Revenue Growth

Consistent revenue expansion across multiple years indicates that the company is continuing to grow its banking activities rather than relying solely on a temporary earnings benefit. Continued top-line progress provides a durable base for maintaining profitability and funding future lending and customer growth.

Improved Leverage And Equity Base

The substantial decline in debt-to-equity and growth in equity improve balance-sheet resilience and give the bank a stronger capital foundation. Better leverage can provide greater flexibility to manage changing credit conditions, support lending opportunities, and absorb earnings variability over the medium term.

Bears Say

Weak And Volatile Cash Conversion

The sharp TTM decline in free cash flow, combined with cash generation below reported earnings, raises questions about the durability of recent earnings conversion. Although operating and free cash flow remain positive, continued volatility could constrain internally funded growth and reduce financial flexibility.

Profit Margins Have Normalized

Current profitability remains strong, but margins below the levels achieved in 2021 and 2022 show that peak earnings economics have not been sustained. Further normalization could limit earnings growth even if revenue continues rising, making future results more dependent on balance-sheet expansion.

Slower Balance-sheet Growth Risk

Despite improved leverage, the sizable absolute debt base and recent asset decline point to potential pressure on balance-sheet expansion. If the contraction reflects slower lending or mix changes, it could restrain future net interest income growth and reduce the operating scale available to support profitability.

MetroCity Bankshares News

MCBS FAQ

What was MetroCity Bankshares’s price range in the past 12 months?
MetroCity Bankshares lowest stock price was $24.53 and its highest was $37.46 in the past 12 months.
What is MetroCity Bankshares’s market cap?
MetroCity Bankshares’s market cap is $1.04B.
When is MetroCity Bankshares’s upcoming earnings report date?
MetroCity Bankshares’s next earnings report is estimated for Jan 25, 2027 (not yet confirmed), which is in 75 days.
How were MetroCity Bankshares’s earnings last quarter?
MetroCity Bankshares released its earnings results on Oct 23, 2026. The company reported $0.84 earnings per share for the quarter.
Is MetroCity Bankshares overvalued?
According to Wall Street analysts MetroCity Bankshares’s price is currently Undervalued.
Does MetroCity Bankshares pay dividends?
MetroCity Bankshares pays a quarterly dividend of $0.31 which represents an annual dividend yield of 3.15%. See more information on MetroCity Bankshares dividends here
What is MetroCity Bankshares’s EPS estimate?
MetroCity Bankshares’s EPS estimate is 0.78.
How many shares outstanding does MetroCity Bankshares have?
MetroCity Bankshares has 28,781,229 shares outstanding.
What happened to MetroCity Bankshares’s price movement after its last earnings report?
MetroCity Bankshares reported an EPS of $0.84 in its last earnings report. Following the earnings report the stock price went up 1.789%.
Which hedge fund is a major shareholder of MetroCity Bankshares?
Hedge funds hold MetroCity Bankshares shares: the largest hedge-fund position in MetroCity Bankshares is 71,885,851 shares, and hedge funds increased their holdings by 309.3K shares last quarter.
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology