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LNC Stock Chart & Stats
$36.89
-$0.69(-2.17%)
At close: 4:00 PM EST
$36.89
-$0.69(-2.17%)
Day’s Range― - ―
52-Week Range$32.18 - $46.82
Previous CloseN/A
Volume432.94K
Average Volume (3M)1.70M
Market Cap
$7.97B
Enterprise Value$14.17K
Total Cash (Recent Filing)$44.66B
Total Debt (Recent Filing)$6.37B
Price to Earnings (P/E)4.5
Beta1.02
Next Earnings
Jul 30, 2026EPS Estimate
1.96Next Dividend Ex-DateN/A
Dividend Yield4.41%
Share Statistics
EPS (TTM)9.03
Shares Outstanding191,213,200
10 Day Avg. Volume1,809,369
30 Day Avg. Volume1,699,115
Financial Highlights & Ratios
PEG Ratio-0.11
Price to Book (P/B)0.75
Price to Sales (P/S)0.45
P/FCF Ratio-48.71
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$45.64Price Target Upside23.71% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering12
EPS Forecast (FY)7.67
Revenue Forecast (FY)$19.70B
Bulls Say, Bears Say
Bulls Say
Sustained Adjusted Operating Income GrowthSeven consecutive quarters of adjusted operating income growth demonstrates improving underwriting, expense control and product mix execution. That persistent operational momentum supports durable margin expansion and earnings quality across business cycles, strengthening medium-term payout and reinvestment capacity.
Strong Capital And Liquidity MetricsConsistently high regulatory capital and improved leverage provide durable financial flexibility for underwriting actions, hedging and strategic uses of cash. Elevated liquidity and RBC coverage reduce insolvency and regulatory risk, enabling the firm to absorb market shocks and execute multi-quarter restructuring or capital actions.
Rebalanced Annuity Mix And FIA AccelerationShifting sales toward spread-based products (fixed annuities, RILAs, FIAs) improves recurring spread income and reduces sensitivity to equity-market-driven VA guarantees. A more diversified annuity mix supports steadier fee and spread margins over multiple quarters and lowers structural runoff risk tied to traditional VAs.
Bears Say
Inconsistent Operating And Free Cash FlowSharp swings from large positive cash generation to deep negatives indicate weak cash flow predictability. That instability can constrain dividends, buybacks, debt repayments or capital investments, and may force reliance on capital markets or subordinated issuance, weakening long-term funding flexibility.
Material Variable Annuity OutflowsSustained VA outflows erode fee-bearing account balances and reduce spread income, increasing per-unit operating costs and hedging burdens. Continued runoff can depress long-term top-line scale in retirement products and necessitate higher new-sales economics to offset natural attrition.
GAAP Earnings Volatility From Market-risk ItemsEarnings remain sensitive to market-risk benefit movements and non-economic items, causing GAAP volatility. This hampers predictability of reported profits and capital measures, complicates long-term planning and may increase cost of capital or pressure shareholder trust during adverse market swings.
Lincoln National News
LNC FAQ
What was Lincoln National’s price range in the past 12 months?
Lincoln National lowest stock price was $32.18 and its highest was $46.82 in the past 12 months.
What is Lincoln National’s market cap?
Lincoln National’s market cap is $7.97B.
When is Lincoln National’s upcoming earnings report date?
Lincoln National’s upcoming earnings report date is Jul 30, 2026 which is in 6 days.
How were Lincoln National’s earnings last quarter?
Lincoln National released its earnings results on May 07, 2026. The company reported $1.66 earnings per share for the quarter, beating the consensus estimate of $1.579 by $0.081.
Is Lincoln National overvalued?
According to Wall Street analysts Lincoln National’s price is currently Undervalued.
Does Lincoln National pay dividends?
Lincoln National pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 4.41%. See more information on Lincoln National dividends here
What is Lincoln National’s EPS estimate?
Lincoln National’s EPS estimate is 1.96.
How many shares outstanding does Lincoln National have?
Lincoln National has 191,213,200 shares outstanding.
What happened to Lincoln National’s price movement after its last earnings report?
Lincoln National reported an EPS of $1.66 in its last earnings report, beating expectations of $1.579. Following the earnings report the stock price went down -4.466%.
Which hedge fund is a major shareholder of Lincoln National?
Currently, no hedge funds are holding shares in LNC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lincoln National Stock Smart Score
Neutral
1
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4
5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$45.64 (23.71% Upside)
$45.64 (23.71% Upside)
Blogger Sentiment
Bullish
LNC Sentiment 70%
Sector Average 60%
Sector Average 60%
Hedge Fund Trend
Increased
By 28.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.9M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.6%
Last 30 Days ▲ 7.4%
Last 30 Days ▲ 7.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.57%
12-Months-Change
Fundamentals
Return on Equity
4.41%
Trailing 12-Months
Asset Growth
6.82%
Trailing 12-Months
Company Description
Lincoln National
Lincoln National Corporation (LNC) is a U.S.-based financial services company primarily involved in the insurance and retirement sectors. Operating through various subsidiaries, its operations are structured across four key divisions: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Annuities division provides a range of annuity products, including fixed, variable, and indexed variable options. Its Retirement Plan Services segment caters to employers, focusing predominantly on the defined contribution market. This unit delivers a suite of retirement solutions, encompassing individual and group variable and fixed annuities, alongside mutual fund-based programs. Furthermore, it offers comprehensive plan administration services such as recordkeeping, compliance verification, participant education, and trust and custodial support. The Life Insurance segment delivers various life coverage options, from term insurance to universal life products, specifically single and survivorship universal life, variable universal life, and indexed universal life policies. It also makes available critical illness and long-term care riders to enhance these plans. Finally, the Group Protection segment focuses on providing non-medical group insurance benefits and services to the employer sector. Its offerings include short-term and long-term disability, statutory disability, paid family medical leave administration, and absence management. Additionally, it offers group term life, dental, vision, accident, and critical illness coverage, all available through both employee-contributed and employer-funded schemes. Lincoln National distributes its financial products and services through an extensive network of consultants, brokers, planners, agents, financial advisors, third-party administrators, and other intermediary partners. Established in 1905, Lincoln National Corporation maintains its headquarters in Radnor, Pennsylvania.
LNC Stock 12 Month Forecast
Average Price Target
$45.64
▲(23.71% Upside)
Technical Analysis
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Ownership Overview
1.01% Insiders
20.35% Mutual Funds
0.54% Other Institutional Investors
53.29% Public Companies and
Individual Investors