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LIFE Stock Chart & Stats
$19.48
-$0.68(-3.49%)
At close: 4:00 PM EDT
$19.48
-$0.68(-3.49%)
Day’s Range― - ―
52-Week Range$9.45 - $32.50
Previous Close$19.17
Volume1.14M
Average Volume (3M)430.76K
Market Cap
$1.23B
Enterprise Value$582.28
Total Cash (Recent Filing)$144.60M
Total Debt (Recent Filing)$23.23M
Price to Earnings (P/E)―
Beta4.21
Next Earnings
Aug 03, 2026EPS Estimate
0.05Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-2.93
Shares Outstanding30,914,997
10 Day Avg. Volume366,986
30 Day Avg. Volume430,763
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)-43.71
Price to Sales (P/S)2.72
P/FCF Ratio35.20
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$26.83Price Target Upside37.75% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)-2.52
Revenue Forecast (FY)$564.94M
Bulls Say, Bears Say
Bulls Say
Revenue And Policy ScaleA very large sequential and year-over-year revenue inflection driven by rapid policy activations establishes durable unit scale. A 600k+ policy base and high new-policy velocity increase recurring premium flows, improve risk pooling and provide a foundation for predictable lifetime revenue and cross-sell over coming quarters.
Improved Cash GenerationMaterial improvement in operating and free cash flow signals stronger conversion of earnings into cash versus prior years. Consistent positive FCF enhances self-funding for growth, reduces reliance on external capital, and supports reinvestment in distribution and product development over the next several quarters.
Partnerships And Product AgilityStrategic partnerships and rapid product rollout demonstrate a scalable, platform-driven distribution model. Licensing the underwriting engine and diverse carrier relationships expand addressable market and lower customer-acquisition dependence, creating sustainable channel diversification and competitive differentiation.
Bears Say
Negative Shareholders' EquityA negative equity position weakens the capital buffer and limits financial flexibility. Over 2–6 months this raises refinancing and covenant risk, may force dilutive capital raises if growth requires funding, and reduces the firm’s ability to absorb underwriting volatility or investment in scaling initiatives.
Historic Earnings And Cash VolatilityThe 2025 step-change follows years of losses and inconsistent revenue, creating uncertainty around repeatability. If underlying unit economics or persistency metrics revert, margins and cash conversion could weaken, making future growth and profitability less predictable and complicating long-term planning.
Large Non-Cash Charges And Disclosure NoiseHuge non-cash stock compensation tied to IPO vesting inflates reported costs and creates dilution risk, while one-time agent compensation adjustments reveal persistency estimation sensitivity. Combined with disclosure ambiguities, these factors weaken earnings quality and complicate modelling of sustainable margins and capital needs.
Ethos Technologies Inc. Class A News
LIFE FAQ
What was Ethos Technologies Inc. Class A’s price range in the past 12 months?
Ethos Technologies Inc. Class A lowest stock price was $9.45 and its highest was $32.50 in the past 12 months.
What is Ethos Technologies Inc. Class A’s market cap?
Ethos Technologies Inc. Class A’s market cap is $1.23B.
When is Ethos Technologies Inc. Class A’s upcoming earnings report date?
Ethos Technologies Inc. Class A’s upcoming earnings report date is Aug 03, 2026 which is in 4 days.
How were Ethos Technologies Inc. Class A’s earnings last quarter?
Ethos Technologies Inc. Class A released its earnings results on May 06, 2026. The company reported -$3.57 earnings per share for the quarter, missing the consensus estimate of -$1.651 by -$1.919.
Is Ethos Technologies Inc. Class A overvalued?
According to Wall Street analysts Ethos Technologies Inc. Class A’s price is currently Undervalued.
Does Ethos Technologies Inc. Class A pay dividends?
Ethos Technologies Inc. Class A does not currently pay dividends.
What is Ethos Technologies Inc. Class A’s EPS estimate?
Ethos Technologies Inc. Class A’s EPS estimate is 0.05.
How many shares outstanding does Ethos Technologies Inc. Class A have?
Ethos Technologies Inc. Class A has 30,914,997 shares outstanding.
What happened to Ethos Technologies Inc. Class A’s price movement after its last earnings report?
Ethos Technologies Inc. Class A reported an EPS of -$3.57 in its last earnings report, missing expectations of -$1.651. Following the earnings report the stock price went up 32.31%.
Which hedge fund is a major shareholder of Ethos Technologies Inc. Class A?
Currently, no hedge funds are holding shares in LIFE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ethos Technologies Inc. Class A Stock Smart Score
Underperform
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Analyst Consensus
Strong Buy
Average Price Target:
$26.83 (37.75% Upside)
$26.83 (37.75% Upside)
Blogger Sentiment
Bullish
LIFE Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $19.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 2.7%
Last 30 Days ▼ 2.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Company Description
Ethos Technologies Inc. Class A
Ethos Technologies Inc. functions as a third-party administrator for insurance policies in various global markets, including the United States, India, and Singapore. The company offers "Ethos," a comprehensive technology platform designed to transform the process of purchasing, distributing, and overseeing risk for life insurance products among consumers, agents, and insurance providers. Their product portfolio features term, whole, and indexed universal life insurance policies, complemented by offerings such as wills and estate planning assistance, and supplemental health insurance. Ethos serves a broad clientele, encompassing individual consumers, insurance agents, agencies, and carriers. Incorporated in 2016 and based in San Francisco, California, the organization was formerly known as Ethos Insurance Corporation until its name change in August 2016.
LIFE Company Deck
LIFE Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was strongly positive on core operating performance: exceptional top-line growth (Q1 revenue +104% YoY), robust direct and third-party channel expansion, healthy contribution margins, a strong Rule of 40 score, material new partnerships (Liberty Mutual) and product breadth, and sizable activated policy growth. Key negatives were a $16.5M one-time accounting adjustment tied to agent compensation/persistency estimates, very large non-cash stock-based compensation tied to IPO vesting, seasonally prudent guidance that implies sequential deceleration, and some working capital/timing considerations around commission receivables and CFOA. Management emphasized durable growth vectors and reiterated confidence in unit economics while noting conservative forward assumptions and areas needing clarification.View all LIFE earnings summariesLIFE Stock 12 Month Forecast
Average Price Target
$26.83
▲(37.75% Upside)
Ownership Overview
34.80% Insiders
1.47% Mutual Funds
0.07% Other Institutional Investors
62.13% Public Companies and Individual Investors