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PRI Stock Chart & Stats
$301.09
$2.21(0.70%)
At close: 4:00 PM EDT
$301.09
$2.21(0.70%)
Day’s Range― - ―
52-Week Range$230.09 - $327.28
Previous CloseN/A
Volume7.53K
Average Volume (3M)191.19K
Market Cap
$8.64B
Enterprise Value$10.59B
Total Cash (Recent Filing)$605.13M
Total Debt (Recent Filing)$642.57M
Price to Earnings (P/E)11.4
Beta0.77
Next Earnings
Nov 04, 2026EPS Estimate
6.4Next Dividend Ex-DateN/A
Dividend Yield1.63%
Share Statistics
EPS (TTM)24.94
Shares Outstanding30,777,350
10 Day Avg. Volume167,207
30 Day Avg. Volume191,188
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)3.45
Price to Sales (P/S)2.61
P/FCF Ratio9.63
Enterprise Value/Market Cap1.23
Enterprise Value/Revenue3.12
Enterprise Value/Gross Profit4.32
Enterprise Value/Ebitda9.93
Forecast
1Y Price Target
$322.00Price Target Upside6.94% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)25.27
Revenue Forecast (FY)$3.54B
Bulls Say, Bears Say
Bulls Say
Investment Business GrowthStrong investment-product growth is expanding Primerica’s revenue base beyond term life insurance. Rising sales, record client assets, and increasing advisory activity can support recurring fee income and improve business mix over the next several quarters.
Profitability And Cash GenerationHigh margins combined with free cash flow close to net income indicate strong earnings quality and conversion. This provides internal funding for technology, distribution, and products while supporting capital returns without relying as heavily on external financing.
Improved Balance SheetMaterial deleveraging has strengthened financial flexibility and reduced the balance-sheet burden relative to equity. If maintained, the improvement should make Primerica more resilient and give management greater capacity to fund growth and absorb business volatility.
Bears Say
Declining Term-life ProductionLower policy issuance threatens future premium growth and can weaken the scale benefits of Primerica’s term-life distribution model. Continued declines would also reduce the flow of new customers into related investment and financial products over time.
Sales-force Productivity PressureBelow-historical representative productivity and weaker licensing reduce the effectiveness of the company’s core distribution channel. Persistent recruiting and productivity shortfalls could constrain new business growth even if comparisons improve during the second half of 2026.
Rising Operating CostsExpense growth above the pace of some underlying business measures could pressure operating leverage and limit margin expansion. Higher compensation, variable growth costs, and technology investment require sustained revenue growth to preserve profitability.
Primerica News
PRI FAQ
What was Primerica’s price range in the past 12 months?
Primerica lowest stock price was $230.09 and its highest was $327.28 in the past 12 months.
What is Primerica’s market cap?
Primerica’s market cap is $8.64B.
When is Primerica’s upcoming earnings report date?
Primerica’s upcoming earnings report date is Nov 04, 2026 which is in 13 days.
How were Primerica’s earnings last quarter?
Primerica released its earnings results on Aug 05, 2026. The company reported $6.41 earnings per share for the quarter, beating the consensus estimate of $6.033 by $0.377.
Is Primerica overvalued?
According to Wall Street analysts Primerica’s price is currently Undervalued.
Does Primerica pay dividends?
Primerica pays a Quarterly dividend of $1.2 which represents an annual dividend yield of 1.63%. See more information on Primerica dividends here
What is Primerica’s EPS estimate?
Primerica’s EPS estimate is 6.4.
How many shares outstanding does Primerica have?
Primerica has 30,777,350 shares outstanding.
What happened to Primerica’s price movement after its last earnings report?
Primerica reported an EPS of $6.41 in its last earnings report, beating expectations of $6.033. Following the earnings report the stock price went up 1.815%.
Which hedge fund is a major shareholder of Primerica?
Currently, no hedge funds are holding shares in PRI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Primerica Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$322.00 (6.94% Upside)
$322.00 (6.94% Upside)
Blogger Sentiment
Bullish
PRI Sentiment 83%
Sector Average 61%
Sector Average 61%
Hedge Fund Trend
Decreased
By 90.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 2.5%
Last 30 Days ▲ 2.5%
Technicals
SMA
Positive
20 days / 200 days
Momentum
10.39%
12-Months-Change
Fundamentals
Return on Equity
32.55%
Trailing 12-Months
Asset Growth
1.64%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
Primerica
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.
PRI Company Deck
PRI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was predominantly positive, supported by 8% revenue growth, 11% adjusted net operating income growth, 17% adjusted EPS growth, exceptional investment business performance, record assets under management, positive net inflows, strong capital returns, and a 33.1% return on adjusted equity. The main challenges were declining Term Life policies and productivity, below-prior-year licensing levels, continued pressure on middle-income families, and higher expected expense growth. Management expressed confidence in improving distribution trends and life sales comparisons in the second half of 2026.View all PRI earnings summariesPRI Stock 12 Month Forecast
Average Price Target
$322.00
▲(6.94% Upside)
Technical Analysis
CNO Financial
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Security National Financial
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Globe Life
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Brighthouse Financial
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F&G Annuities & Life Inc
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Ownership Overview
0.55% Insiders
29.82% Mutual Funds
0.66% Other Institutional Investors
39.11% Public Companies and
Individual Investors