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KS Bancorp (KSBI) Stock Price & Analysis

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KSBI Stock Chart & Stats

$79.88-$0.02(-0.02%)
At close: 4:00 PM EST
$78$79$80$81Jul 14Jul 24Aug 10Aug 24Sep 2Oct 8
Day’s Range
$78.01 - $81.75
52-Week Range
$55.00 - $86.67
Previous Close
$79.90
Volume
N/A
Average Volume (3M)
7
Market Cap
$88.51M
Enterprise Value
$37.76M
Total Cash (Recent Filing)
$38.65M
Total Debt (Recent Filing)
$24.25M
Price to Earnings (P/E)
8.3
Beta
-0.25
Next Earnings
Jan 22, 2027 (Est.)
EPS Estimate
N/A
Dividend Yield
1.59%

Bulls Say, Bears Say

Bulls Say

Improved Balance Sheet Leverage

A materially lower debt-to-equity (~0.20) and larger equity base reduce financial risk and improve regulatory capital flexibility. This durable improvement gives the bank capacity to expand lending, withstand credit stress, and finance growth internally without overreliance on external funding.

Sustained Multi-Year Revenue Growth

Consistent revenue growth more than doubled scale over the period, indicating successful market penetration and product traction in core markets. Increased top-line supports fixed-cost absorption, funds investment in operations, and underpins longer-term profitability and competitive positioning.

Healthy Profitability / ROE

Sustained ROE around mid-teens and strong net margins demonstrate durable earnings power relative to capital. That profitability enables internal capital generation, potential shareholder returns, and continued reinvestment in customer products and risk management, supporting long-term franchise strength.

Bears Say

Margin Compression

A persistent decline from prior peak margins signals pressure on net interest margin or fee mix that can erode buffers against credit losses and higher operating costs. If structural, compressed margins reduce long-term capital accumulation and constrain the bank's ability to invest or absorb shocks.

Free Cash Flow Volatility / Limited Visibility

Historic FCF volatility and missing cash-conversion visibility complicate forecasting and capital planning. Inconsistent cash generation weakens confidence in the firm’s ability to sustainably fund dividends, loan growth, or unexpected losses without tapping external capital, a durable operational risk.

Limited Scale And Market Liquidity

Small headcount and thin trading liquidity reflect limited scale, constraining diversification, technology investment, and market access. Enduring small size can raise per-unit costs, concentrate asset and deposit risks regionally, and make strategic M&A or capital raises more difficult.

KSBI FAQ

What was KS Bancorp’s price range in the past 12 months?
KS Bancorp lowest stock price was $55.00 and its highest was $86.67 in the past 12 months.
What is KS Bancorp’s market cap?
KS Bancorp’s market cap is $88.51M.
When is KS Bancorp’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were KS Bancorp’s earnings last quarter?
KS Bancorp released its earnings results on Oct 27, 2026. The company reported $2.58 earnings per share for the quarter.
Is KS Bancorp overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does KS Bancorp pay dividends?
KS Bancorp pays a Quarterly dividend of $0.36 which represents an annual dividend yield of 1.59%. See more information on KS Bancorp dividends here
What is KS Bancorp’s EPS estimate?
KS Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does KS Bancorp have?
KS Bancorp has 1,107,776 shares outstanding.
What happened to KS Bancorp’s price movement after its last earnings report?
KS Bancorp reported an EPS of $2.58 in its last earnings report. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of KS Bancorp?
Currently, no hedge funds are holding shares in KSBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology