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Woori Financial Group, Inc. (316140) Stock Price & Analysis
316140 Stock Chart & Stats
- Day’s Range
- $30,000.00 - $31,050.00
- 52-Week Range
- $25,200.00 - $41,500.00
- Previous Close
- $30,800.00
- Volume
- N/A
- Average Volume (3M)
- 2.52M
- Market Cap
- KRW 22.69T
- Enterprise Value
- KRW 102.86T
- Total Cash (Recent Filing)
- KRW 121.69T
- Total Debt (Recent Filing)
- KRW 103.58T
- Price to Earnings (P/E)
- 7.5
- Beta
- 0.29
- Next Earnings
- Feb 10, 2027 (Est.)
- EPS Estimate
- 813
- Next Dividend Ex-Date
- Nov 09, 2026
- Dividend Yield
- 4.55%
Bulls Say, Bears Say
Bulls Say
Diversified Revenue Growth
Record operating revenue with balanced growth in interest and noninterest income indicates that Woori is broadening earnings beyond traditional lending. Continued expansion across banking, fees and affiliated businesses can support more resilient revenue generation and improve long-term growth quality.
Strong Capital Position
A high and improving CET1 ratio gives Woori meaningful capacity to absorb credit or market stress while continuing to fund strategic growth. Strong capital also supports dividends, buybacks and expansion in corporate banking, securities and insurance without relying on additional holding-company injections.
Improving Credit Performance
Lower credit costs and a declining credit cost ratio strengthen the earnings base by reducing the drag from provisioning. If management reaches its stated low-40-basis-point target, improved asset-quality economics could support steadier profitability and greater capital-generation capacity.
Bears Say
Elevated Leverage
High leverage makes earnings and capital more sensitive to rising credit costs, weaker asset quality or tighter funding conditions. Although leverage is inherent to banking, the current level reduces financial flexibility and can constrain resilience during a prolonged stress period.
Volatile Revenue Trend
A sharp TTM revenue decline and unusually high recent margins make the reported earnings trend harder to assess and reduce confidence in near-term comparability. Sustained profitability will depend on converting current margin performance into durable revenue growth across future periods.
Insurance Regulatory Disruption
The regulatory suspension directly interrupts product distribution and may reduce profit contribution from ABL Life while replacement products are developed. It also highlights ongoing supervisory exposure during insurance integration, potentially slowing synergies and increasing compliance demands.
Woori Financial Group, Inc. News
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Company Description
Woori Financial Group, Inc.
Woori Financial Group Inc., a prominent commercial banking institution based in Seoul, South Korea, delivers a comprehensive suite of financial products and services through its subsidiaries. Since its founding in 1899, it has served a diverse client base across Korea, including individual consumers, businesses, and institutional customers. The group's operations are structured across distinct segments: Banking, Credit Card, Capital, Investment Banking, and Others. Its core offerings encompass a variety of deposit products – such as savings, demand, installment, and time deposits, as well as certificates of deposit – alongside a broad portfolio of loans, including working capital, facilities, general household, mortgage, and home equity financing. Beyond traditional banking, Woori extends its services to include debit and credit card products, associated cash services, and card loans. It actively participates in lease financing, securities operations, and the distribution of financial instruments. The group is also involved in specialized corporate finance activities like project financing, offshore lending, syndicated loans, and foreign currency securities investment. Woori further provides an array of specialized financial solutions, such as foreign exchange services, international trade financing, investment trust products, bancassurance, and private equity funds. Its involvement stretches into areas like real estate, system software development and maintenance, credit information services, securities and derivatives trading, and asset securitization. The company ensures accessibility through automated telephone, internet, and mobile banking platforms, and offers trust management, trustee, and custodian services, along with repurchase instruments. As of December 31, 2021, Woori Financial Group maintained an extensive physical network, serving its customers through 768 branches and 4,296 ATMs.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Yim Jong-ryong
- Employees
- 77
- Website
- www.woorifg.com
- Address
- 51, Sogong-ro, Seoul, SL, 04632, KR
Woori Financial Group, Inc. (316140) Earnings & Revenues
316140 Earnings Call
Earnings Call SentimentPositive
The call was strongly positive overall. The group reported record operating revenue, two consecutive quarters of net income above KRW 1 trillion, improved ROE, a higher industry-leading CET1 ratio, strong productive-finance and nonbank growth, lower credit costs, stable cost efficiency and increased shareholder returns. The main challenges were the 7 bps Q-o-Q NIM decline, sequential noninterest-income weakness, higher card delinquency, regulatory suspension of certain ABL Life products and temporary CET1 pressures, but management characterized several of these factors as temporary or manageable and provided improvement expectations.
View all KR:316140 earnings summariesTechnical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 6 | 6 | 10 |
| Technical Analysis | 2 | 6 | 2 |
| Moving Averages | 4 | 0 | 8 |


