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BNK Financial Group, Inc. (138930) Stock Price & Analysis
138930 Stock Chart & Stats
- Day’s Range
- $13,100.00 - $13,560.00
- 52-Week Range
- $11,730.00 - $23,050.00
- Previous Close
- $13,500.00
- Volume
- N/A
- Average Volume (3M)
- 908.75K
- Market Cap
- KRW 4.01T
- Enterprise Value
- KRW 29.90T
- Total Cash (Recent Filing)
- KRW 6.51T
- Total Debt (Recent Filing)
- KRW 30.59T
- Price to Earnings (P/E)
- 6.2
- Beta
- 0.27
- Next Earnings
- Feb 10, 2027 (Est.)
- EPS Estimate
- 415.22
- Next Dividend Ex-Date
- Nov 09, 2026
- Dividend Yield
- 6.01%
Bulls Say, Bears Say
Bulls Say
Revenue And Profitability
Positive revenue growth and sustained profitability show that BNK retains a viable earnings engine across its banking and financial-services operations. Although growth is modest, continued positive net income and operating profitability provide an earnings base to support capital allocation and future strategic initiatives.
Upstream Subsidiary Capital Returns
A substantial dividend from Busan Bank demonstrates the group’s ability to receive capital from a major operating subsidiary and supports holding-company liquidity. This recurring upstream cash flow can help fund shareholder distributions, strengthen financial flexibility, and reinforce the value of the group’s banking franchise.
Capital And Shareholder-return Plan
Value-up 2.0 provides explicit medium-term objectives for profitability, capital strength, and shareholder returns, while linking management evaluation to those indicators. Clear targets and planned risk-weighted-asset control could improve capital discipline and make execution more accountable over the coming periods.
Bears Say
Higher Leverage
The sharp increase in debt-to-equity reduces balance-sheet flexibility and makes results more sensitive to funding and credit conditions. With TTM ROE around 6.6%, down from 8.1% in 2025, profitability is not fully keeping pace with the higher risk profile.
Weak Cash Conversion
Repeated negative operating and free cash flow indicate inconsistent conversion of reported earnings into cash. Even though 2025 returned to modestly positive generation and the latest free-cash-flow growth rate was positive, the negative absolute TTM level may increase reliance on balance-sheet funding.
Profit Pressure And Volatility
Recent results show that strong sales growth has not translated into comparable earnings growth, pointing to pressure on margins or profitability. Year-on-year declines in quarterly and year-to-date income weaken earnings visibility and may constrain the pace of capital accumulation and shareholder returns.
BNK Financial Group, Inc. News
138930 FAQ
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Company Description
BNK Financial Group, Inc.
Operating through its various subsidiaries, BNK Financial Group Inc. delivers a comprehensive array of financial products and services to clients both within South Korea and internationally. The company's diverse offerings span personal, automotive, leasing, installment, corporate, and investment financing. Furthermore, it engages in investment brokerage and trading, venture asset management, provides investment advisory and collective investment solutions, and is involved in system software development and supply. BNK Financial Group also offers specialized credit and digital finance, securities, and asset management services. Additionally, it handles debt collection, conducts credit investigations, operates as a collection agency, and manages a savings bank. The entity was initially known as BS Financial Group Inc. before rebranding as BNK Financial Group Inc. in April 2015. Established in 1967, BNK Financial Group Inc. is headquartered in Busan, South Korea.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Dae-In Bin
- Employees
- 121
- Website
- www.bnkfg.com
- Address
- 30, Munhyeongeumyeong-ro, Busan, BU, 48400, KR
BNK Financial Group, Inc. (138930) Earnings & Revenues
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 3 | 6 | 13 |
| Technical Analysis | 2 | 6 | 2 |
| Moving Averages | 1 | 0 | 11 |





