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Korean Reinsurance Company
(003690)
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Rating:70Neutral
Price Target:
$14,981.00
Action:N/A
Date:10/28/26
The score is supported primarily by improving financial performance (higher profitability and ROE with manageable leverage) and very compelling valuation (low P/E and solid dividend yield). These positives are partially offset by weak technical momentum (below key moving averages with negative MACD) and some volatility flags in revenue history and TTM free cash flow.
Positive Factors
Improving profitability and returns
Higher net income, stronger margins, and improved ROE indicate that the reinsurance business is currently converting its underwriting and investment activities into better shareholder returns. If these gains persist, they can support internal capital formation and strengthen financial resilience over the next several quarters.
Negative Factors
Revenue volatility across cycles
The sharp contrast between earlier annual declines and the latest TTM increase shows that revenue performance has not been consistently upward. This volatility reflects sensitivity to underwriting, claims, and market conditions, making future earnings and capital accumulation less predictable across the insurance cycle.
Read all positive and negative factors
Positive Factors
Negative Factors
Improving profitability and returns
Higher net income, stronger margins, and improved ROE indicate that the reinsurance business is currently converting its underwriting and investment activities into better shareholder returns. If these gains persist, they can support internal capital formation and strengthen financial resilience over the next several quarters.
Read all positive factors
Korean Reinsurance Company (003690) vs. SPDR S&P 500 ETF (SPY)
Market Cap
₩2.47T
Dividend Yield4.08%
Average Volume (3M)160.42K
Price to Earnings (P/E)5.6
Beta (1Y)0.12
Revenue Growth-1.87%
EPS Growth33.34%
CountryKR
Employees446
SectorGeneral
Sector StrengthN/A
IndustryInsurance - Reinsurance
Share Statistics
EPS (TTM)2470.90
Shares Outstanding176,721,020
10 Day Avg. Volume165,100
30 Day Avg. Volume160,418
Financial Highlights & Ratios
PEG Ratio3.65
Price to Book (P/B)0.78
Price to Sales (P/S)0.34
P/FCF Ratio2.09
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2,647.72
Revenue Forecast (FY)N/A
Korean Reinsurance Company Business Overview & Revenue Model
Company Description
Korean Reinsurance Company, founded in 1963 and based in Seoul, South Korea, delivers comprehensive life and non-life reinsurance services to clients in Korea and across international markets. Its extensive non-life product suite includes property...
Korean Reinsurance Company Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
72
Positive
Cash Flow
63
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 5.99T | 6.70T | 4.55T | 4.02T | 4.68T | 6.68T |
| Gross Profit | 4.74T | 6.70T | 4.55T | 4.02T | 4.68T | 6.68T |
| EBITDA | 682.59B | 493.00B | 432.28B | 381.72B | 367.75B | 209.61B |
| Net Income | 466.48B | 320.95B | 316.67B | 283.87B | 278.46B | 153.35B |
Balance Sheet | ||||||
| Total Assets | 14.73T | 14.26T | 13.16T | 12.07T | 14.98T | 13.12T |
| Cash, Cash Equivalents and Short-Term Investments | 265.99B | 283.79B | 5.50T | 1.00M | 4.29T | 5.92T |
| Total Debt | 849.15B | 848.39B | 815.34B | 815.95B | 567.53B | 236.46B |
| Total Liabilities | 11.52T | 11.38T | 9.71T | 8.81T | 12.16T | 10.59T |
| Stockholders Equity | 3.21T | 2.88T | 3.45T | 3.25T | 2.82T | 2.53T |
Cash Flow | ||||||
| Free Cash Flow | 947.13B | 1.07T | 1.15T | 629.14B | 1.30T | 635.99B |
| Operating Cash Flow | 978.13B | 1.09T | 1.15T | 638.60B | 1.31T | 637.95B |
| Investing Cash Flow | -1.22T | -1.64T | -1.15T | -794.27B | -1.53T | -573.84B |
| Financing Cash Flow | -108.79B | -97.82B | -125.97B | 162.86B | 256.12B | -56.88B |
Korean Reinsurance Company Technical Analysis
Negative
―
Price Trends
14559.40
Negative
14086.90
Negative
13181.12
Positive
Market Momentum
-194.15
Positive
43.43
Neutral
38.42
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KR:003690, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 14248.00, equal to the 50-day MA of 14559.40, and equal to the 200-day MA of 13181.12, indicating a neutral trend. The MACD of -194.15 indicates Positive momentum. The RSI at 43.43 is Neutral, neither overbought nor oversold. The STOCH value of 38.42 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for KR:003690.
Korean Reinsurance Company Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Neutral | ₩2.47T | 5.65 | ― | 4.08% | -1.87% | 33.34% | |
69 Neutral | ₩3.26T | 2.95 | ― | 6.69% | -5.12% | 83.96% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
54 Neutral | ₩2.56T | 20.48 | ― | 2.48% | 21.51% | -13.26% | |
53 Neutral | ₩3.09T | 3.32 | ― | 5.17% | 18.02% | 81.21% |
* General Sector Average
KR:003690
Korean Reinsurance Company
13,960.00
3,947.61
39.43%
KR:001450
Hyundai Marine & Fire Insurance Co., Ltd.
43,950.00
16,800.00
61.88%
KR:031210
Seoul Guarantee Insurance Company
43,100.00
-3,451.69
-7.41%
KR:085620
Mirae Asset Life Insurance Co., Ltd.
19,640.00
10,800.00
122.17%
KR:088350
HANWHA LIFE INSURANCE Co., Ltd.
4,115.00
1,110.00
36.94%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.