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Mirae Asset Life Insurance Co., Ltd.
(085620)
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Rating:54Neutral
Price Target:
$17,666.00
Action:N/A
Date:10/28/26
The score is held back primarily by inconsistent cash flow quality and compressed margins despite strong TTM revenue growth. Technically, the stock is in a weak trend (below key moving averages with negative MACD), adding near-term risk. Valuation is moderate (P/E ~18.1) but lacks dividend-yield support in the provided data.
Positive Factors
Conservative leverage
The substantial reduction in debt-to-equity strengthens financial resilience and reduces balance-sheet pressure. Conservative leverage gives Mirae Asset Life Insurance more flexibility to absorb earnings volatility, support policyholder obligations, and allocate capital through changing insurance-market conditions.
Negative Factors
Inconsistent cash generation
Repeatedly negative operating and free cash flow indicate that reported business activity has not consistently translated into cash generation. This weakens financial flexibility, makes funding obligations more dependent on balance-sheet resources, and reduces confidence that current earnings can be sustained internally.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative leverage
The substantial reduction in debt-to-equity strengthens financial resilience and reduces balance-sheet pressure. Conservative leverage gives Mirae Asset Life Insurance more flexibility to absorb earnings volatility, support policyholder obligations, and allocate capital through changing insurance-market conditions.
Read all positive factors
Mirae Asset Life Insurance Co., Ltd. (085620) vs. SPDR S&P 500 ETF (SPY)
Market Cap
₩2.53T
Dividend Yield2.48%
Average Volume (3M)97.58K
Price to Earnings (P/E)20.2
Beta (1Y)0.69
Revenue Growth21.51%
EPS Growth-13.26%
CountryKR
Employees793
SectorGeneral
Sector StrengthN/A
IndustryInsurance - Life
Share Statistics
EPS (TTM)959.09
Shares Outstanding135,180,000
10 Day Avg. Volume77,283
30 Day Avg. Volume97,577
Financial Highlights & Ratios
PEG Ratio-2.37
Price to Book (P/B)0.68
Price to Sales (P/S)0.38
P/FCF Ratio-6.73
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)933
Revenue Forecast (FY)N/A
Mirae Asset Life Insurance Co., Ltd. Business Overview & Revenue Model
Company Description
Mirae Asset Life Insurance Co., Ltd. operates in the South Korean market, delivering a diverse portfolio of financial protection offerings. These include various life and personal insurance policies, reinsurance contracts, and a selection of retir...
Mirae Asset Life Insurance Co., Ltd. Financial Statement Overview
Summary
Income Statement
64
Positive
Balance Sheet
78
Positive
Cash Flow
42
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.31T | 4.34T | 3.64T | 4.18T | 2.52T | 2.84T |
| Gross Profit | 4.81T | 4.33T | 3.61T | 4.13T | 2.45T | 2.37T |
| EBITDA | 241.19B | 249.79B | 170.68B | 200.09B | 223.58B | 169.28B |
| Net Income | 126.66B | 130.78B | 136.11B | 101.40B | 124.82B | 79.09B |
Balance Sheet | ||||||
| Total Assets | 34.37T | 32.92T | 32.49T | 33.09T | 37.25T | 42.00T |
| Cash, Cash Equivalents and Short-Term Investments | 1.12T | 982.15B | 13.04T | 12.59T | 5.20T | 8.34T |
| Total Debt | 341.44B | 615.90B | 499.43B | 549.32B | 998.79B | 498.64B |
| Total Liabilities | 31.95T | 30.47T | 29.93T | 30.18T | 35.92T | 40.10T |
| Stockholders Equity | 2.42T | 2.45T | 2.56T | 2.91T | 1.33T | 1.90T |
Cash Flow | ||||||
| Free Cash Flow | 17.31B | -246.72B | -268.91B | -1.00T | -226.74B | 91.71B |
| Operating Cash Flow | 25.68B | -242.15B | -253.25B | -990.66B | -218.89B | 100.47B |
| Investing Cash Flow | -83.47B | -320.47B | 6.86B | 1.78T | 53.24B | -44.33B |
| Financing Cash Flow | -18.78B | 85.89B | -61.69B | -486.40B | 472.24B | -135.62B |
Mirae Asset Life Insurance Co., Ltd. Technical Analysis
Positive
―
Price Trends
20361.80
Negative
20137.90
Negative
16945.20
Positive
Market Momentum
-648.49
Negative
54.35
Neutral
69.21
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KR:085620, the sentiment is Positive. The current price of undefined is equal to the 20-day moving average (MA) of 18454.00, equal to the 50-day MA of 20361.80, and equal to the 200-day MA of 16945.20, indicating a neutral trend. The MACD of -648.49 indicates Negative momentum. The RSI at 54.35 is Neutral, neither overbought nor oversold. The STOCH value of 69.21 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for KR:085620.
Mirae Asset Life Insurance Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
KR:085620
Mirae Asset Life Insurance Co., Ltd.
19,400.00
10,680.00
122.48%
KR:032830
Samsung Life Insurance Co
277,500.00
125,233.66
82.25%
KR:088350
HANWHA LIFE INSURANCE Co., Ltd.
4,115.00
1,060.00
34.70%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.