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Hyundai Marine & Fire Insurance Co., Ltd.
(001450)
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Rating:69Neutral
Price Target:
₩45,935.00
Action:N/A
Date:10/28/26
The score is supported primarily by strong financial performance (rapid TTM revenue growth, solid margins, and high ROE) and very attractive valuation (low P/E). These positives are tempered by weak technicals (price below key moving averages and negative MACD) and a notable recent decline in free cash flow with low operating cash flow coverage versus debt.
Positive Factors
Revenue and profitability
Strong TTM revenue growth combined with solid net and operating margins indicates meaningful business momentum and current earnings capacity. If maintained, this performance can support continued investment, strengthen the company’s competitive position, and improve resilience across its broad insurance product base.
Negative Factors
Declining free cash flow
The meaningful TTM decline in free cash flow weakens the company’s near-term financial flexibility even though cash conversion remains broadly sound. If weaker generation persists, fewer internally generated resources may be available for capital strengthening, investment, claims support, or shareholder returns.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue and profitability
Strong TTM revenue growth combined with solid net and operating margins indicates meaningful business momentum and current earnings capacity. If maintained, this performance can support continued investment, strengthen the company’s competitive position, and improve resilience across its broad insurance product base.
Read all positive factors
Hyundai Marine & Fire Insurance Co., Ltd. (001450) vs. SPDR S&P 500 ETF (SPY)
Market Cap
₩3.12T
Dividend Yield6.69%
Average Volume (3M)319.16K
Price to Earnings (P/E)2.8
Beta (1Y)0.32
Revenue Growth-5.12%
EPS Growth83.96%
CountryKR
Employees3,987
SectorGeneral
Sector StrengthN/A
IndustryInsurance - Property & Casualty
Share Statistics
EPS (TTM)14874.70
Shares Outstanding85,248,250
10 Day Avg. Volume318,241
30 Day Avg. Volume319,156
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)0.47
Price to Sales (P/S)0.15
P/FCF Ratio0.69
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)12,215.07
Revenue Forecast (FY)₩12.61T
Hyundai Marine & Fire Insurance Co., Ltd. Business Overview & Revenue Model
Company Description
Hyundai Marine & Fire Insurance Co., Ltd. offers a comprehensive array of non-life insurance and related services, operating both domestically in South Korea and across international markets. The company's diverse product lineup includes coverage ...
Hyundai Marine & Fire Insurance Co., Ltd. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
66
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 17.74T | 15.61T | 14.22T | 13.61T | 12.69T | 15.43T |
| Gross Profit | 14.74T | 15.61T | 14.22T | 13.61T | 11.55T | 14.35T |
| EBITDA | 1.82T | 1.62T | 1.53T | 1.05T | 2.03T | 768.40B |
| Net Income | 1.17T | 1.02T | 850.53B | 574.44B | 1.29T | 432.57B |
Balance Sheet | ||||||
| Total Assets | 49.19T | 50.43T | 48.52T | 44.09T | 52.23T | 52.82T |
| Cash, Cash Equivalents and Short-Term Investments | 1.63T | 1.51T | 25.00T | 21.03T | 14.08T | 18.64T |
| Total Debt | 3.05T | 3.40T | 2.91T | 1.09T | 1.17T | 1.30T |
| Total Liabilities | 42.64T | 45.27T | 43.78T | 38.03T | 48.00T | 47.81T |
| Stockholders Equity | 6.55T | 5.16T | 4.74T | 6.06T | 4.23T | 5.01T |
Cash Flow | ||||||
| Free Cash Flow | 2.52T | 3.51T | 1.30T | 2.07T | 1.71T | 969.42B |
| Operating Cash Flow | 2.56T | 3.53T | 1.39T | 2.12T | 1.74T | 1.01T |
| Investing Cash Flow | -2.26T | -4.05T | -2.71T | -1.19T | -1.13T | -1.34T |
| Financing Cash Flow | -607.15B | 579.61B | 1.59T | -871.22B | -421.14B | 227.38B |
Hyundai Marine & Fire Insurance Co., Ltd. Technical Analysis
Negative
―
Price Trends
47882.00
Negative
42793.00
Negative
36972.00
Positive
Market Momentum
-1622.05
Positive
36.06
Neutral
22.57
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KR:001450, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 44977.50, equal to the 50-day MA of 47882.00, and equal to the 200-day MA of 36972.00, indicating a neutral trend. The MACD of -1622.05 indicates Positive momentum. The RSI at 36.06 is Neutral, neither overbought nor oversold. The STOCH value of 22.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for KR:001450.
Hyundai Marine & Fire Insurance Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | ₩9.87T | 7.10 | ― | 4.22% | -14.37% | 2.51% | |
70 Outperform | ₩24.62T | 13.93 | ― | 3.98% | 4.90% | 6.89% | |
69 Neutral | ₩3.12T | 2.82 | ― | 6.69% | -5.12% | 83.96% | |
64 Neutral | ₩719.55B | 2.37 | ― | 4.40% | 15.13% | 6.87% | |
60 Neutral | ₩209.31B | 10.09 | ― | ― | 7.66% | -84.99% | |
56 Neutral | ₩741.86B | -55.84 | ― | 0.69% | 19.01% | -781.02% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
KR:001450
Hyundai Marine & Fire Insurance Co., Ltd.
42,050.00
14,350.00
51.81%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.