Want to see KR:000370 full AI Analyst Report?
Top Page
Hanwha General Insurance Co., Ltd
(000370)
Select Model
Select Model
Rating:64Neutral
Price Target:
₩6,506.00
Action:N/A
Date:10/28/26
The score is supported by solid financial performance (steady growth, consistent profitability, strong cash conversion) and very low valuation (P/E 2.33). These positives are meaningfully offset by weak technicals, with price below key moving averages and negative momentum indicators suggesting current market pressure.
Positive Factors
Steady revenue growth and consistent profitability
Steady revenue expansion combined with consistently positive earnings indicates an established insurance platform retaining demand across its business lines. Accelerating TTM growth can support scale benefits and reinvestment, although the current margin level means growth must continue to translate into durable underwriting and investment profitability.
Negative Factors
Margin compression
The decline from stronger 2023–2024 margins indicates that recent revenue growth is producing less profit per unit of business. If sustained, weaker margins could limit earnings compounding, reduce funds available for capital growth, and leave results more sensitive to underwriting performance or investment-income changes.
Read all positive and negative factors
Positive Factors
Negative Factors
Steady revenue growth and consistent profitability
Steady revenue expansion combined with consistently positive earnings indicates an established insurance platform retaining demand across its business lines. Accelerating TTM growth can support scale benefits and reinvestment, although the current margin level means growth must continue to translate into durable underwriting and investment profitability.
Read all positive factors
Hanwha General Insurance Co., Ltd (000370) vs. SPDR S&P 500 ETF (SPY)
Market Cap
₩719.55B
Dividend Yield4.4%
Average Volume (3M)373.71K
Price to Earnings (P/E)2.4
Beta (1Y)0.62
Revenue Growth15.13%
EPS Growth6.87%
CountryKR
Employees3,715
SectorGeneral
Sector StrengthN/A
IndustryInsurance - Property & Casualty
Share Statistics
EPS (TTM)2608.54
Shares Outstanding116,738,914
10 Day Avg. Volume396,962
30 Day Avg. Volume373,714
Financial Highlights & Ratios
PEG Ratio0.12
Price to Book (P/B)0.27
Price to Sales (P/S)0.10
P/FCF Ratio0.81
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2,921.5
Revenue Forecast (FY)N/A
Hanwha General Insurance Co., Ltd Business Overview & Revenue Model
Company Description
Operating within the South Korean market, Hanwha General Insurance Co., Ltd. delivers a comprehensive range of insurance solutions. Its long-term coverage encompasses policies for injury, diseases, property loss, and liability, alongside annuity p...
Hanwha General Insurance Co., Ltd Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
64
Positive
Cash Flow
70
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 7.91T | 6.66T | 5.48T | 5.03T | 4.56T | 5.49T |
| Gross Profit | 4.75T | 6.66T | 5.04T | 4.68T | 4.26T | 4.94T |
| EBITDA | 579.66B | 572.04B | 557.55B | 425.12B | 383.55B | 230.35B |
| Net Income | 318.99B | 299.02B | 343.01B | 247.24B | 222.19B | 121.98B |
Balance Sheet | ||||||
| Total Assets | 19.80T | 20.49T | 19.83T | 18.12T | 20.38T | 20.28T |
| Cash, Cash Equivalents and Short-Term Investments | 372.71B | 293.59B | 12.54T | 10.37T | 7.77T | 12.66T |
| Total Debt | 1.39T | 1.39T | 598.33B | 249.26B | 726.93B | 477.40B |
| Total Liabilities | 16.88T | 18.02T | 16.88T | 14.77T | 20.12T | 18.83T |
| Stockholders Equity | 2.88T | 2.44T | 2.87T | 3.23T | 166.35B | 1.42T |
Cash Flow | ||||||
| Free Cash Flow | 1.03T | 802.53B | 1.47T | 1.57T | -4.77B | 1.24T |
| Operating Cash Flow | 1.05T | 827.45B | 1.49T | 1.58T | 1.46B | 1.24T |
| Investing Cash Flow | -958.02B | -1.11T | -1.86T | -682.31B | -700.80B | -1.20T |
| Financing Cash Flow | -65.14B | 437.97B | 283.16B | -716.78B | 714.25B | -5.13B |
Hanwha General Insurance Co., Ltd Technical Analysis
Negative
―
Price Trends
7459.60
Negative
6724.50
Negative
6672.50
Negative
Market Momentum
-401.26
Positive
35.12
Neutral
10.62
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KR:000370, the sentiment is Negative. The current price of undefined is equal to the 20-day moving average (MA) of 6754.00, equal to the 50-day MA of 7459.60, and equal to the 200-day MA of 6672.50, indicating a bearish trend. The MACD of -401.26 indicates Positive momentum. The RSI at 35.12 is Neutral, neither overbought nor oversold. The STOCH value of 10.62 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for KR:000370.
Hanwha General Insurance Co., Ltd Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | ₩9.87T | 7.10 | ― | 4.22% | -14.37% | 2.51% | |
70 Outperform | ₩24.62T | 13.93 | ― | 3.98% | 4.90% | 6.89% | |
69 Neutral | ₩3.12T | 2.82 | ― | 6.69% | -5.12% | 83.96% | |
64 Neutral | ₩719.55B | 2.37 | ― | 4.40% | 15.13% | 6.87% | |
60 Neutral | ₩209.31B | 10.09 | ― | ― | 7.66% | -84.99% | |
56 Neutral | ₩741.86B | -55.84 | ― | 0.69% | 19.01% | -781.02% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
KR:000370
Hanwha General Insurance Co., Ltd
6,170.00
730.00
13.42%
KR:000400
Lotte Non-Life Insurance Co., Ltd
2,400.00
492.00
25.79%
KR:000540
Heungkuk Fire & Marine Insurance Co., Ltd
3,195.00
-555.00
-14.80%
KR:000810
Samsung Fire & Marine Insurance Co., Ltd
637,000.00
208,268.87
48.58%
KR:001450
Hyundai Marine & Fire Insurance Co., Ltd.
42,050.00
14,350.00
51.81%
KR:005830
DB INSURANCE CO. LTD
180,300.00
57,104.21
46.35%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.