Kasikornbank Public Co (KPCPY)
OTHER OTC:KPCPY
Want to see KPCPY full AI Analyst Report?
Top Page
Kasikornbank Public Co
(OTC:KPCPY)
Select Model
Select Model
Rating:77Outperform
Price Target:
$27.00
â–²(9.40% Upside)
Action:Upgraded
Date:05/18/26
The score is driven primarily by solid financial performance (good margins and steady ROE, despite uneven revenue and weaker recent FCF growth) and strong valuation (low P/E and high dividend yield). Technicals add support with a positive trend above major moving averages and constructive momentum indicators.
Positive Factors
Stable, strong profitability
Net margins near 21% and a steady 8–9% ROE indicate durable profitability versus peers. That margin cushion supports loss absorption, consistent earnings generation and capacity to sustain dividends and reinvestment, providing resilience across credit and rate cycles.
Negative Factors
Rising leverage
An uptick in debt-to-equity to ~0.56 reduces financial wiggle room and raises sensitivity to funding or credit stress. Higher leverage can constrain capital allocation, amplify losses in downturns and may force more conservative lending or capital conservation over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Stable, strong profitability
Net margins near 21% and a steady 8–9% ROE indicate durable profitability versus peers. That margin cushion supports loss absorption, consistent earnings generation and capacity to sustain dividends and reinvestment, providing resilience across credit and rate cycles.
Read all positive factors
Kasikornbank Public Co (KPCPY) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$14.45B
Dividend Yield5.29%
Average Volume (3M)4.36K
Price to Earnings (P/E)9.3
Beta (1Y)0.21
Revenue Growth-8.51%
EPS Growth11.62%
CountryUS
Employees11,219
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)85.92
Shares Outstanding592,331,900
10 Day Avg. Volume157
30 Day Avg. Volume4,360
Financial Highlights & Ratios
PEG Ratio-65.54
Price to Book (P/B)0.80
Price to Sales (P/S)1.80
P/FCF Ratio3.89
Enterprise Value/Market Cap52.02
Enterprise Value/Revenue2.99
Enterprise Value/Gross Profit4.57
Enterprise Value/Ebitda9.95
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Kasikornbank Public Co Business Overview & Revenue Model
Company Description
Kasikornbank Public Company Limited, along with its affiliated entities, delivers a full spectrum of commercial banking products and services, catering to clients both in Thailand and internationally. For individual customers, the bank provides a ...
How the Company Makes Money
Kasikornbank primarily earns revenue from (1) net interest income and (2) non-interest income. Net interest income is generated from the spread between interest earned on interest-bearing assets—such as corporate, SME, and retail loans (including ...
Kasikornbank Public Co Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
74
Positive
Cash Flow
66
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 251.76B | 257.36B | 236.93B | 227.52B | 192.00B | 179.13B |
| Gross Profit | 164.34B | 183.74B | 162.02B | 153.32B | 127.50B | 129.55B |
| EBITDA | 75.50B | 75.23B | 72.41B | 64.61B | 55.17B | 59.30B |
| Net Income | 50.72B | 47.70B | 48.60B | 42.41B | 35.77B | 38.05B |
Balance Sheet | ||||||
| Total Assets | 4.50T | 4.56T | 4.33T | 4.28T | 4.25T | 4.10T |
| Cash, Cash Equivalents and Short-Term Investments | 53.05B | 441.86B | 778.74B | 676.58B | 682.91B | 770.31B |
| Total Debt | 325.96B | 272.09B | 185.59B | 199.69B | 159.32B | 217.08B |
| Total Liabilities | 3.82T | 3.89T | 3.69T | 3.69T | 3.68T | 3.57T |
| Stockholders Equity | 581.66B | 581.42B | 563.35B | 532.28B | 503.27B | 476.71B |
Cash Flow | ||||||
| Free Cash Flow | 99.55B | 119.39B | 68.78B | 643.25M | -9.47B | 236.32B |
| Operating Cash Flow | 102.76B | 120.35B | 77.86B | 9.54B | 503.93M | 241.75B |
| Investing Cash Flow | -121.73B | -154.60B | -60.15B | -8.01B | 25.78B | -251.22B |
| Financing Cash Flow | -8.50B | -54.96B | -20.29B | -9.90B | -29.13B | 7.48B |
Kasikornbank Public Co Technical Analysis
Positive
24.68
Price Trends
23.55
Positive
23.32
Positive
22.24
Positive
Market Momentum
0.30
Positive
52.53
Neutral
43.39
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For KPCPY, the sentiment is Positive. The current price of 24.68 is above the 20-day moving average (MA) of 24.43, above the 50-day MA of 23.55, and above the 200-day MA of 22.24, indicating a neutral trend. The MACD of 0.30 indicates Positive momentum. The RSI at 52.53 is Neutral, neither overbought nor oversold. The STOCH value of 43.39 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for KPCPY.
Kasikornbank Public Co Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | $14.45B | 9.33 | 8.67% | 5.29% | -8.51% | 11.62% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
64 Neutral | $13.98B | 13.14 | 20.90% | 4.29% | -3.09% | 2.72% | |
62 Neutral | $29.63B | 9.08 | 9.08% | 2.86% | 1.72% | 13.27% | |
62 Neutral | $13.84B | 7.05 | 9.33% | 3.71% | 7.90% | 8.29% | |
61 Neutral | $18.27B | 14.90 | 20.11% | 5.56% | -7.31% | -7.03% | |
58 Neutral | $19.29B | 15.47 | 11.11% | 4.98% | 17.17% | -1.33% |
* Financial Sector Average
KPCPY
Kasikornbank Public Co
24.36
6.53
36.62%
BCH
Banco De Chile
36.34
7.27
25.00%
BSBR
Banco Santander Brasil
5.22
0.35
7.16%
BSAC
Banco Santander Chile
29.98
6.38
27.03%
SHG
Shinhan Financial Group Co
63.91
19.63
44.33%
WF
Woori Finance Holdings Co
58.29
13.06
28.87%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.