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Total Valuation
Juniata Valley Financial has a market cap or net worth of $82.81M. The enterprise value is $116.48.
Market Cap$82.81M
Enterprise Value$116.48
Share Statistics
Juniata Valley Financial has 5,034,291 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,034,291
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Juniata Valley Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 0.89%.
Return on Equity (ROE)0.14
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.89%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee403.10K
Profits Per Employee71.92K
Employee Count111
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Juniata Valley Financial is 8.8. Juniata Valley Financial’s PEG ratio is 0.32.
PE Ratio8.8
PS Ratio1.57
PB Ratio1.22
Price to Fair Value1.22
Price to FCF7.45
Price to Operating Cash Flow6.45
PEG Ratio0.32
Income Statement
In the last 12 months, Juniata Valley Financial had revenue of 44.74M and earned 7.98M in profits. Earnings per share was 1.59.
Revenue44.74M
Gross Profit30.20M
Operating Income9.37M
Pretax Income9.37M
Net Income7.98M
EBITDA10.17M
Earnings Per Share (EPS)1.59
Cash Flow
In the last 12 months, operating cash flow was 12.84M and capital expenditures -483.00K, giving a free cash flow of 12.35M billion.
Operating Cash Flow12.84M
Free Cash Flow12.35M
Free Cash Flow per Share2.45
Dividends & Yields
Juniata Valley Financial pays an annual dividend of $0.22, resulting in a dividend yield of 5.33%
Dividend Per Share$0.22
Dividend Yield5.33%
Payout Ratio59.22%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.23
52-Week Price Change27.87%
50-Day Moving Average15.61
200-Day Moving Average14.10
Relative Strength Index (RSI)58.06
Average Volume (3m)695.00
Important Dates
Juniata Valley Financial upcoming earnings date is Oct 16, 2026, Before Open (Confirmed).
Last Earnings DateJul 22, 2026
Next Earnings DateOct 16, 2026
Ex-Dividend Date―
Financial Position
Juniata Valley Financial as a current ratio of 0.11, with Debt / Equity ratio of 69.92%
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.72
Net Debt to EBITDA4.42
Interest Coverage Ratio0.69
Taxes
In the past 12 months, Juniata Valley Financial has paid 1.39M in taxes.
Income Tax1.39M
Effective Tax Rate0.15
Enterprise Valuation
Juniata Valley Financial EV to EBITDA ratio is 11.33, with an EV/FCF ratio of 12.21.
EV to Sales2.57
EV to EBITDA11.33
EV to Free Cash Flow12.21
EV to Operating Cash Flow11.40
Balance Sheet
Juniata Valley Financial has $5.75M in cash and marketable securities with $43.82M in debt, giving a net cash position of -$38.07M billion.
Cash & Marketable Securities$5.75M
Total Debt$43.82M
Net Cash-$38.07M
Net Cash Per Share-$7.56
Tangible Book Value Per Share$9.44
Margins
Gross margin is 69.41%, with operating margin of 20.95%, and net profit margin of 17.84%.
Gross Margin69.41%
Operating Margin20.95%
Pretax Margin20.95%
Net Profit Margin17.84%
EBITDA Margin22.73%
EBIT Margin20.95%
Analyst Forecast
The average price target for Juniata Valley Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast8.40%
EPS Growth Forecast32.73%