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Total Valuation
Juniata Valley Financial has a market cap or net worth of $77.45M. The enterprise value is $116.79M.
Market Cap$77.45M
Enterprise Value$116.79M
Share Statistics
Juniata Valley Financial has 5,032,400 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,032,400
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Juniata Valley Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 0.89%.
Return on Equity (ROE)0.14
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.89%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee389.08K
Profits Per Employee69.42K
Employee Count115
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Juniata Valley Financial is 8.8. Juniata Valley Financial’s PEG ratio is 0.32.
PE Ratio8.8
PS Ratio1.57
PB Ratio1.22
Price to Fair Value1.22
Price to FCF7.45
Price to Operating Cash Flow7.13
PEG Ratio0.32
Income Statement
In the last 12 months, Juniata Valley Financial had revenue of 44.74M and earned 7.98M in profits. Earnings per share was 1.59.
Revenue44.74M
Gross Profit30.20M
Operating Income9.37M
Pretax Income9.37M
Net Income7.98M
EBITDA10.17M
Earnings Per Share (EPS)1.59
Cash Flow
In the last 12 months, operating cash flow was 10.82M and capital expenditures -798.00K, giving a free cash flow of 10.03M billion.
Operating Cash Flow10.82M
Free Cash Flow10.03M
Free Cash Flow per Share1.99
Dividends & Yields
Juniata Valley Financial pays an annual dividend of $0.22, resulting in a dividend yield of 6.4%
Dividend Per Share$0.22
Dividend Yield6.4%
Payout Ratio59.22%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.22
52-Week Price Change28.57%
50-Day Moving Average14.77
200-Day Moving Average13.86
Relative Strength Index (RSI)65.80
Average Volume (3m)695.00
Important Dates
Juniata Valley Financial upcoming earnings date is Jul 16, 2026, Before Open (Confirmed).
Last Earnings DateApr 22, 2026
Next Earnings DateJul 16, 2026
Ex-Dividend Date―
Financial Position
Juniata Valley Financial as a current ratio of 0.11, with Debt / Equity ratio of 78.59%
Current Ratio0.11
Quick Ratio0.11
Debt to Market Cap0.72
Net Debt to EBITDA4.42
Interest Coverage Ratio0.69
Taxes
In the past 12 months, Juniata Valley Financial has paid 1.39M in taxes.
Income Tax1.39M
Effective Tax Rate0.15
Enterprise Valuation
Juniata Valley Financial EV to EBITDA ratio is 11.33, with an EV/FCF ratio of 12.21.
EV to Sales2.57
EV to EBITDA11.33
EV to Free Cash Flow12.21
EV to Operating Cash Flow11.40
Balance Sheet
Juniata Valley Financial has $60.24M in cash and marketable securities with $47.19M in debt, giving a net cash position of $13.05M billion.
Cash & Marketable Securities$60.24M
Total Debt$47.19M
Net Cash$13.05M
Net Cash Per Share$2.59
Tangible Book Value Per Share$9.44
Margins
Gross margin is 68.60%, with operating margin of 20.95%, and net profit margin of 17.84%.
Gross Margin68.60%
Operating Margin20.95%
Pretax Margin20.95%
Net Profit Margin17.84%
EBITDA Margin22.73%
EBIT Margin20.95%
Analyst Forecast
The average price target for Juniata Valley Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.81%
EPS Growth Forecast27.06%