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Juniata Valley Financial Corp (JUVF)
:JUVF
Total Valuation
Juniata Valley Financial has a market cap or net worth of $70.31M. The enterprise value is $109.12M.
Market Cap$70.31M
Enterprise Value$109.12M
Share Statistics
Juniata Valley Financial has 5,018,799 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,018,799
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Juniata Valley Financial’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 6.29%.
Return on Equity (ROE)0.13
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)6.29%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee373.40K
Profits Per Employee54.17K
Employee Count115
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Juniata Valley Financial is 10.0. Juniata Valley Financial’s PEG ratio is -1.97.
PE Ratio10.0
PS Ratio1.52
PB Ratio1.37
Price to Fair Value1.37
Price to FCF19.16
Price to Operating Cash Flow12.23
PEG Ratio-1.97
Income Statement
In the last 12 months, Juniata Valley Financial had revenue of 42.94M and earned 6.23M in profits. Earnings per share was 1.25.
Revenue42.94M
Gross Profit28.22M
Operating Income7.21M
Pretax Income7.21M
Net Income6.23M
EBITDA0.00
Earnings Per Share (EPS)1.25
Cash Flow
In the last 12 months, operating cash flow was 5.33M and capital expenditures -1.94M, giving a free cash flow of 3.38M billion.
Operating Cash Flow5.33M
Free Cash Flow3.38M
Free Cash Flow per Share0.67
Dividends & Yields
Juniata Valley Financial pays an annual dividend of $0.22, resulting in a dividend yield of 6.26%
Dividend Per Share$0.22
Dividend Yield6.26%
Payout Ratio62.68%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.30
52-Week Price Change32.40%
50-Day Moving Average14.03
200-Day Moving Average12.70
Relative Strength Index (RSI)52.20
Average Volume (3m)1.32K
Important Dates
Juniata Valley Financial upcoming earnings date is Oct 17, 2025, Before Open (Confirmed).
Last Earnings DateJul 23, 2025
Next Earnings DateOct 17, 2025
Ex-Dividend DateAug 18, 2025
Financial Position
Juniata Valley Financial as a current ratio of 1.65, with Debt / Equity ratio of 94.92%
Current Ratio1.65
Quick Ratio1.65
Debt to Market Cap0.73
Net Debt to EBITDA0.00
Interest Coverage Ratio0.51
Taxes
In the past 12 months, Juniata Valley Financial has paid 979.00K in taxes.
Income Tax979.00K
Effective Tax Rate0.14
Enterprise Valuation
Juniata Valley Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 31.56.
EV to Sales2.50
EV to EBITDA0.00
EV to Free Cash Flow31.56
EV to Operating Cash Flow20.12
Balance Sheet
Juniata Valley Financial has $42.15M in cash and marketable securities with $32.90M in debt, giving a net cash position of $9.25M billion.
Cash & Marketable Securities$42.15M
Total Debt$32.90M
Net Cash$9.25M
Net Cash Per Share$1.84
Tangible Book Value Per Share$7.47
Margins
Gross margin is 66.17%, with operating margin of 16.79%, and net profit margin of 14.51%.
Gross Margin66.17%
Operating Margin16.79%
Pretax Margin16.79%
Net Profit Margin14.51%
EBITDA Margin0.00%
EBIT Margin-1.90%
Analyst Forecast
The average price target for Juniata Valley Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.45%
EPS Growth Forecast7.18%