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Juniata Valley Financial (JUVF) Ratios
Juniata Valley Financial Ratios
JUVF's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, JUVF's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.11 | 0.05 | 0.08 | 0.12 | 0.49 |
| Quick Ratio | 0.11 | 0.05 | 0.08 | 0.12 | 0.49 |
| Cash Ratio | 0.11 | 0.01 | 0.04 | 0.01 | 0.02 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.20 | 0.01 | 0.01 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.20 | 0.13 | 0.61 | 0.18 | 2.10 |
| Net Current Asset Value | $ -832.17M | $ -759.27M | $ -767.94M | $ -703.82M | $ -385.30M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.06 | 0.04 | 0.09 | 0.03 |
| Debt-to-Equity Ratio | 0.88 | 1.00 | 0.82 | 2.12 | 0.34 |
| Debt-to-Capital Ratio | 0.47 | 0.50 | 0.45 | 0.68 | 0.25 |
| Long-Term Debt-to-Capital Ratio | 0.01 | 0.10 | 0.33 | 0.36 | 0.22 |
| Financial Leverage Ratio | 15.60 | 17.89 | 21.69 | 23.24 | 11.37 |
| Debt Service Coverage Ratio | 0.14 | 0.12 | 0.31 | 0.13 | 0.99 |
| Interest Coverage Ratio | 0.69 | 0.51 | 0.72 | 2.15 | 2.14 |
| Debt to Market Cap | 0.72 | 0.73 | 0.50 | 0.95 | 0.29 |
| Interest Debt Per Share | 12.80 | 12.28 | 8.64 | 15.83 | 5.48 |
| Net Debt to EBITDA | 4.39 | 4.52 | 0.47 | 8.03 | 1.30 |
| Profitability Margins | |||||
| Gross Profit Margin | 67.50% | 65.72% | 71.47% | 88.18% | 91.77% |
| EBIT Margin | 20.95% | -1.90% | 19.64% | 22.47% | 23.14% |
| EBITDA Margin | 22.88% | 18.69% | 21.31% | 24.56% | 25.75% |
| Operating Profit Margin | 20.95% | 16.79% | 19.64% | 22.47% | 23.14% |
| Pretax Profit Margin | 20.95% | 16.79% | 19.64% | 22.47% | 23.14% |
| Net Profit Margin | 17.84% | 14.51% | 17.12% | 21.53% | 22.18% |
| Continuous Operations Profit Margin | 17.84% | 14.51% | 17.12% | 21.53% | 22.18% |
| Net Income Per EBT | 85.17% | 86.42% | 87.18% | 95.82% | 95.88% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.89% | 0.73% | 0.76% | 0.85% | 0.81% |
| Return on Equity (ROE) | 13.91% | 13.13% | 16.43% | 19.79% | 9.26% |
| Return on Capital Employed (ROCE) | 1.11% | 12.28% | 6.96% | 13.00% | 7.42% |
| Return on Invested Capital (ROIC) | 0.89% | 6.17% | 5.43% | 6.28% | 6.80% |
| Return on Tangible Assets | 0.90% | 0.74% | 0.77% | 0.86% | 0.82% |
| Earnings Yield | 11.36% | 9.56% | 10.09% | 8.83% | 8.00% |
| Efficiency Ratios | |||||
| Receivables Turnover | 18.74 | 0.00 | 0.00 | 5.88 | 7.01 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.68 | 0.49 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.83 | 4.58 | 4.71 | 4.01 | 3.56 |
| Asset Turnover | 0.05 | 0.05 | 0.04 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.11 | -0.06 | -0.06 | -0.06 | -0.09 |
| Cash Conversion Cycle | 19.48 | 0.00 | 0.00 | -473.93 | -691.06 |
| Days of Sales Outstanding | 19.48 | 0.00 | 0.00 | 62.03 | 52.06 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 535.97 | 743.12 |
| Operating Cycle | 19.48 | 0.00 | 0.00 | 62.03 | 52.06 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.01 | 1.07 | 1.57 | 1.99 | 1.77 |
| Free Cash Flow Per Share | 1.88 | 0.68 | 1.50 | 1.90 | 1.72 |
| Dividend Paid and CapEx Coverage Ratio | 1.99 | 0.84 | 1.65 | 2.05 | 1.90 |
| Capital Expenditure Coverage Ratio | 15.06 | 2.76 | 22.09 | 22.13 | 32.36 |
| Operating Cash Flow Coverage Ratio | 0.20 | 0.11 | 0.24 | 0.13 | 0.37 |
| Operating Cash Flow to Sales Ratio | 0.23 | 0.12 | 0.20 | 0.30 | 0.30 |
| Free Cash Flow Yield | 13.42% | 5.22% | 11.49% | 11.86% | 10.41% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.81 | 10.42 | 9.91 | 11.33 | 12.50 |
| Price-to-Sales (P/S) Ratio | 1.57 | 1.52 | 1.70 | 2.44 | 2.77 |
| Price-to-Book (P/B) Ratio | 1.22 | 1.37 | 1.63 | 2.24 | 1.16 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.45 | 19.16 | 8.71 | 8.43 | 9.61 |
| Price-to-Operating Cash Flow Ratio | 6.96 | 12.21 | 8.31 | 8.05 | 9.31 |
| Price-to-Earnings Growth (PEG) Ratio | 0.32 | -1.96 | -1.55 | 1.66 | 0.63 |
| Enterprise Value Multiple | 11.25 | 12.63 | 8.44 | 17.96 | 12.07 |
| Enterprise Value | 115.19M | 101.38M | 69.26M | 144.71M | 92.53M |
| EV to EBITDA | 11.25 | 12.63 | 8.44 | 17.96 | 12.07 |
| EV to Sales | 2.57 | 2.36 | 1.80 | 4.41 | 3.11 |
| EV to Free Cash Flow | 12.21 | 29.82 | 9.22 | 15.25 | 10.77 |
| EV to Operating Cash Flow | 11.40 | 19.00 | 8.81 | 14.56 | 10.44 |
| Tangible Book Value Per Share | 9.44 | 7.46 | 5.97 | 5.29 | 12.38 |
| Shareholders’ Equity Per Share | 11.43 | 9.49 | 8.01 | 7.14 | 14.25 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.15 | 0.14 | 0.13 | 0.04 | 0.04 |
| Revenue Per Share | 8.91 | 8.58 | 7.69 | 6.56 | 5.95 |
| Net Income Per Share | 1.59 | 1.25 | 1.32 | 1.41 | 1.32 |
| Tax Burden | 0.85 | 0.86 | 0.87 | 0.96 | 0.96 |
| Interest Burden | 1.00 | -8.81 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.03 | 0.29 | 0.34 | 0.37 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 |
| Income Quality | 1.27 | 0.86 | 1.19 | 1.19 | 1.34 |
Currency in USD
