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Fintech Global Incorporated
(8789)
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Rating:72Outperform
Price Target:
¥169.00
▲(21.58% Upside)
Action:Upgraded
Date:08/06/26
The score is led by attractive valuation (low P/E and a dividend) and supportive technical momentum (price above key moving averages with positive MACD). Financial performance is solid on margins and balance-sheet structure, but the overall rating is tempered by volatile and recently negative operating cash flow and inconsistent free cash flow.
Positive Factors
Long-term revenue growth
A multi-year pattern of revenue expansion, supported by reported 16.7% growth, indicates the company has been able to increase its business scale. Although the latest year dipped slightly, the longer trend provides a constructive foundation for future operating leverage.
Negative Factors
Volatile cash generation
Recent negative operating cash flow and inconsistent free cash flow weaken the quality and reliability of reported earnings. This can constrain internally funded investment, shareholder returns, and liquidity flexibility, particularly if weak cash conversion persists across the next several reporting periods.
Read all positive and negative factors
Positive Factors
Negative Factors
Long-term revenue growth
A multi-year pattern of revenue expansion, supported by reported 16.7% growth, indicates the company has been able to increase its business scale. Although the latest year dipped slightly, the longer trend provides a constructive foundation for future operating leverage.
Read all positive factors
Fintech Global Incorporated (8789) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥30.60B
Dividend Yield3.23%
Average Volume (3M)1.19M
Price to Earnings (P/E)6.0
Beta (1Y)1.18
Revenue Growth16.69%
EPS Growth179.39%
CountryJP
Employees220
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Conglomerates
Share Statistics
EPS (TTM)20.92
Shares Outstanding201,321,700
10 Day Avg. Volume742,230
30 Day Avg. Volume1,188,790
Financial Highlights & Ratios
PEG Ratio0.36
Price to Book (P/B)2.08
Price to Sales (P/S)1.58
P/FCF Ratio-13.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fintech Global Incorporated Business Overview & Revenue Model
Company Description
Established in Tokyo, Japan, in 1994, FinTech Global Incorporated provides a broad spectrum of services. The company's core financial offerings include various financial arrangements, advisory services, and specialized consulting for public accoun...
Fintech Global Incorporated Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
65
Positive
Cash Flow
58
Neutral
| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 15.65B | 14.43B | 13.81B | 9.30B | 9.30B | 8.11B |
| Gross Profit | 9.71B | 7.85B | 7.35B | 5.11B | 3.99B | 3.37B |
| EBITDA | 5.81B | 3.45B | 3.04B | 1.81B | 1.24B | 817.45M |
| Net Income | 4.02B | 2.12B | 1.68B | 1.60B | 176.13M | 130.81M |
Balance Sheet | ||||||
| Total Assets | 26.96B | 26.99B | 20.67B | 19.12B | 17.93B | 16.46B |
| Cash, Cash Equivalents and Short-Term Investments | 8.45B | 6.63B | 5.79B | 5.77B | 4.86B | 3.42B |
| Total Debt | 9.46B | 11.70B | 7.47B | 7.65B | 8.13B | 7.20B |
| Total Liabilities | 12.40B | 14.95B | 9.92B | 9.73B | 10.09B | 9.02B |
| Stockholders Equity | 13.75B | 10.97B | 9.63B | 8.37B | 6.64B | 6.41B |
Cash Flow | ||||||
| Free Cash Flow | -1.63B | -1.63B | 3.16B | 553.26M | -822.85M | 558.78M |
| Operating Cash Flow | -1.34B | -1.34B | 4.06B | 615.26M | -701.85M | 747.78M |
| Investing Cash Flow | -1.59B | -1.59B | -547.69M | 766.65M | -141.09M | -173.48M |
| Financing Cash Flow | 3.13B | 3.13B | -790.51M | -538.92M | 802.98M | -360.36M |
Fintech Global Incorporated Technical Analysis
Positive
139.00
Price Trends
149.63
Positive
136.52
Positive
135.19
Positive
Market Momentum
0.50
Positive
51.82
Neutral
28.89
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8789, the sentiment is Positive. The current price of 139 is below the 20-day moving average (MA) of 155.06, below the 50-day MA of 149.63, and above the 200-day MA of 135.19, indicating a neutral trend. The MACD of 0.50 indicates Positive momentum. The RSI at 51.82 is Neutral, neither overbought nor oversold. The STOCH value of 28.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8789.
Fintech Global Incorporated Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | ¥77.48B | 21.29 | ― | 4.96% | 5.01% | 8.58% | |
77 Outperform | ¥79.30B | 15.14 | ― | 4.70% | 13.31% | 17.20% | |
72 Outperform | ¥30.60B | 6.01 | ― | 3.23% | 16.69% | 179.39% | |
62 Neutral | ¥37.19B | 20.24 | ― | ― | 7.25% | 8.41% | |
58 Neutral | ¥34.19B | 17.72 | ― | 5.15% | 14.73% | 15.80% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
55 Neutral | ¥170.83B | 15.71 | 8.82% | 4.46% | 16.13% | ― |
* General Sector Average
JP:8789
Fintech Global Incorporated
155.00
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40.32%
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Fintech Global Incorporated Corporate Events
FinTech Global Reports Progress on ¥1 Billion Share Buyback Program
Oct 1, 2026
FinTech Global Incorporated has reported the interim status of its ongoing share repurchase program authorized by its board in August 2026. Between September 1 and September 30, 2026, the company bought back 1,696,300 shares of its common stock on...
FinTech Global Advances Share Buyback Under 1 Billion Yen Program
Sep 1, 2026
FinTech Global Incorporated has disclosed the interim status of its ongoing share repurchase program authorized by its board in August 2026, under provisions of the Companies Act of Japan. The company bought back 2,270,200 shares of its common sto...
FinTech Global Posts Surge in Profits and Strengthens Balance Sheet in Fiscal 2026
Aug 12, 2026
FinTech Global Incorporated reported strong results for the first three quarters of fiscal 2026, with revenues rising 25.0% year on year to ¥12,948 million and profit attributable to owners of parent surging 177.7% to ¥4,437 million. Ope...
FinTech Global Launches ¥1 Billion Share Buyback to Boost Capital Flexibility
Aug 12, 2026
FinTech Global Incorporated has announced that its Board of Directors approved a new share repurchase program, authorizing the buyback of up to 9.1 million common shares, or about 4.73 percent of shares outstanding excluding treasury stock, for a ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.