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eGuarantee, Inc.
(8771)
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Rating:79Outperform
Price Target:
¥2,124.00
▲(17.09% Upside)
Action:Upgraded
Date:08/17/26
The score is primarily driven by very strong financial performance (high profitability, strong cash conversion, and a zero-debt balance sheet). Technicals add support with an upward trend and neutral-to-positive momentum. Valuation modestly tempers the rating due to a mid-to-high P/E, partially balanced by a moderate dividend yield.
Positive Factors
High Profitability
Consistently high gross and operating margins reflect a structurally profitable business model and durable earnings power. These margins enable sustained reinvestment, support dividend payouts and buybacks, and provide a buffer against input cost shocks, improving long-term resilience.
Negative Factors
Modest Revenue Growth
Mid-single-digit revenue growth suggests limited top-line expansion absent new products or market-share gains. Sustained modest growth constrains scale economics and forces reliance on margin expansion or capital returns to drive EPS, limiting long-term growth optionality and strategic flexibility.
Read all positive and negative factors
Positive Factors
Negative Factors
High Profitability
Consistently high gross and operating margins reflect a structurally profitable business model and durable earnings power. These margins enable sustained reinvestment, support dividend payouts and buybacks, and provide a buffer against input cost shocks, improving long-term resilience.
Read all positive factors
eGuarantee, Inc. (8771) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥82.73B
Dividend Yield2.2%
Average Volume (3M)267.56K
Price to Earnings (P/E)22.3
Beta (1Y)0.37
Revenue Growth5.01%
EPS Growth8.58%
CountryJP
Employees194
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)77.89
Shares Outstanding45,335,470
10 Day Avg. Volume345,110
30 Day Avg. Volume267,563
Financial Highlights & Ratios
PEG Ratio3.16
Price to Book (P/B)3.65
Price to Sales (P/S)6.74
P/FCF Ratio18.81
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥1,800.00Price Target Upside-0.77% Downside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)85.91
Revenue Forecast (FY)¥11.99B
eGuarantee, Inc. Business Overview & Revenue Model
Company Description
Established in Tokyo, Japan, in 2000, eGuarantee, Inc. and its affiliated entities specialize in managing and mitigating credit risk throughout Japan. The company delivers a diverse array of guarantee solutions for commercial businesses, encompass...
eGuarantee, Inc. Financial Statement Overview
Summary
Income Statement
90
Very Positive
Balance Sheet
92
Very Positive
Cash Flow
86
Very Positive
| Breakdown | Mar 2026 | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 11.03B | 10.22B | 9.17B | 8.49B | 7.89B |
| Gross Profit | 7.89B | 7.82B | 7.37B | 6.79B | 6.22B |
| EBITDA | 5.36B | 5.20B | 4.94B | 4.24B | 3.81B |
| Net Income | 3.59B | 3.49B | 3.26B | 2.86B | 2.46B |
Balance Sheet | |||||
| Total Assets | 29.40B | 33.01B | 30.11B | 28.00B | 25.26B |
| Cash, Cash Equivalents and Short-Term Investments | 12.71B | 16.62B | 15.84B | 17.53B | 18.50B |
| Total Debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Liabilities | 6.97B | 6.62B | 5.98B | 6.00B | 5.54B |
| Stockholders Equity | 20.38B | 24.36B | 22.34B | 20.51B | 18.31B |
Cash Flow | |||||
| Free Cash Flow | 3.95B | 3.97B | 2.92B | 2.73B | 2.56B |
| Operating Cash Flow | 4.01B | 4.10B | 3.13B | 3.24B | 2.66B |
| Investing Cash Flow | 1.30B | 311.33M | -4.28B | -4.19B | -1.82B |
| Financing Cash Flow | -7.81B | -1.44B | -1.33B | -713.10M | -87.53M |
eGuarantee, Inc. Technical Analysis
Neutral
1814.00
Price Trends
1807.36
Positive
1758.10
Positive
1734.38
Positive
Market Momentum
2.86
Positive
44.88
Neutral
12.81
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8771, the sentiment is Neutral. The current price of 1814 is below the 20-day moving average (MA) of 1839.45, above the 50-day MA of 1807.36, and above the 200-day MA of 1734.38, indicating a neutral trend. The MACD of 2.86 indicates Positive momentum. The RSI at 44.88 is Neutral, neither overbought nor oversold. The STOCH value of 12.81 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8771.
eGuarantee, Inc. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | ¥442.89B | 12.90 | 13.93% | 4.80% | 2.32% | 3.67% | |
80 Outperform | ¥26.40B | 14.40 | ― | 2.63% | 17.21% | 23.84% | |
79 Outperform | ¥82.73B | 22.34 | ― | 2.02% | 5.01% | 8.58% | |
71 Outperform | ¥85.79B | 12.61 | ― | 2.44% | 20.74% | 40.62% | |
62 Neutral | ¥46.13B | 25.11 | ― | ― | 7.25% | 8.41% | |
56 Neutral | ¥4.57B | 19.40 | ― | 2.04% | 14.35% | 268.68% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
JP:8771
eGuarantee, Inc.
1,815.00
362.02
24.92%
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-411.00
-47.13%
eGuarantee, Inc. Corporate Events
eGuarantee Boosts AI-Driven Sales Capacity as Q1 Profits Rise
Aug 7, 2026
eGuarantee, Inc., a TSE Prime-listed financial services provider specializing in accounts receivable guarantees, is intensifying its push into a relatively untapped market by pairing expanded sales teams with AI-enabled tools. The company’s ...
eGuarantee Posts Higher Quarterly Profit and Doubles Dividend Outlook
Aug 7, 2026
eGuarantee reported consolidated net sales of ¥2.8 billion for the three months ended June 30, 2026, up 2.1% year on year, with operating profit rising 5.6% to ¥1.33 billion and profit attributable to owners of parent climbing 10.2% to &...
eGuarantee Leans on Proprietary Data and AI to Sustain Margins Amid Stabilizing Bankruptcy Trends
May 20, 2026
eGuarantee, Inc. emphasized that its business model is anchored in proprietary, non-public transaction data, such as detailed payment delay records and changes in payment terms, which are difficult for banks and potential rivals to access or repli...
eGuarantee Leans on Data-Driven Credit Model as It Lifts Payout to 100%
May 20, 2026
eGuarantee reported that financial results for the year ended March 31, 2026 were broadly in line with forecasts, extending its streak of 24 consecutive years of revenue and ordinary profit growth and 19 straight years of meeting profit targets. T...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.