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Fintech Global Incorporated (8789) AI Stock Analysis
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Fintech Global Incorporated
(TSE/TYO:8789)
The score is led by attractive valuation (low P/E and a dividend) and supportive technical momentum (price above key moving averages with positive MACD). Financial performance is solid on margins and balance-sheet structure, but the overall rating is tempered by volatile and recently negative operating cash flow and inconsistent free cash flow.
Fintech Global Incorporated (8789) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 28.30B
- Dividend Yield
- 3.40%
- Average Volume (3M)
- 1.44M
- Price to Earnings (P/E)
- 5.7
- Beta (1Y)
- 1.15
- Revenue Growth
- 16.69%
- EPS Growth
- 179.39%
- Country
- Japan
- Employees
- 220
- Sector
- General
- Sector Strength
- 55
- Industry
- Financial - Conglomerates
Fintech Global Incorporated Business Overview & Revenue Model
Company Description
Established in Tokyo, Japan, in 1994, FinTech Global Incorporated provides a broad spectrum of services. The company's core financial offerings include various financial arrangements, advisory services, and specialized consulting for public accountin...
Fintech Global Incorporated Financial Statement Overview
Summary
Income statement strength (revenue growth history and improving EBIT/EBITDA margins) is partly offset by a recent revenue dip and uneven net profitability. The balance sheet looks generally stable with a healthy equity ratio and improved ROE, but rising total debt adds risk. The main drag is cash flow: operating cash flow volatility and recent negative figures, with inconsistent free cash flow, raise liquidity and earnings-quality concerns.
Income Statement
72PositiveBalance Sheet
65PositiveCash Flow
58Neutral| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 15.65B | 14.43B | 13.81B | 9.30B | 9.30B | 8.11B |
| Gross Profit | 9.71B | 7.85B | 7.35B | 5.11B | 3.99B | 3.37B |
| EBITDA | 5.81B | 3.45B | 3.04B | 1.81B | 1.24B | 817.45M |
| Net Income | 4.02B | 2.12B | 1.68B | 1.60B | 176.13M | 130.81M |
Balance Sheet | ||||||
| Total Assets | 26.96B | 26.99B | 20.67B | 19.12B | 17.93B | 16.46B |
| Cash, Cash Equivalents and Short-Term Investments | 8.45B | 6.63B | 5.79B | 5.77B | 4.86B | 3.42B |
| Total Debt | 9.46B | 11.70B | 7.47B | 7.65B | 8.13B | 7.20B |
| Total Liabilities | 12.40B | 14.95B | 9.92B | 9.73B | 10.09B | 9.02B |
| Stockholders Equity | 13.75B | 10.97B | 9.63B | 8.37B | 6.64B | 6.41B |
Cash Flow | ||||||
| Free Cash Flow | -1.63B | -1.63B | 3.16B | 553.26M | -822.85M | 558.78M |
| Operating Cash Flow | -1.34B | -1.34B | 4.06B | 615.26M | -701.85M | 747.78M |
| Investing Cash Flow | -1.59B | -1.59B | -547.69M | 766.65M | -141.09M | -173.48M |
| Financing Cash Flow | 3.13B | 3.13B | -790.51M | -538.92M | 802.98M | -360.36M |
Fintech Global Incorporated Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8789, the sentiment is Neutral. The current price of 147.00 is below the 20-day moving average (MA) of 155.90, below the 50-day MA of 157.72, and above the 200-day MA of 136.90, indicating a neutral trend. The MACD of -1.16 indicates Positive momentum. The RSI at 38.33 is Neutral, neither overbought nor oversold. The STOCH value of 13.66 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:8789.
Fintech Global Incorporated Peers Comparison
Overall Rating
JP:877179Outperform
JP:619675Outperform- JP:878972Outperform
JP:869864Neutral
JP:738362Neutral
JP:719858.2Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8771 | 79Outperform | JPY 78.29B | 21.25 | ― | 4.99% | 5.01% | 8.58% |
| JP:6196 | 75Outperform | JPY 81.08B | 15.44 | ― | 4.60% | 13.31% | 17.20% |
| JP:8789 | 72Outperform | JPY 29.59B | 5.70 | ― | 3.40% | 16.69% | 179.39% |
| JP:8698 | 64Neutral | JPY 155.30B | 14.19 | 8.82% | 4.97% | 16.13% | ― |
| JP:7383 | 62Neutral | JPY 35.50B | 19.06 | ― | ― | 7.25% | 8.41% |
| JP:7198 | 58Neutral | JPY 32.56B | 16.96 | ― | 5.40% | 8.69% | 3.80% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:8789 | Fintech Global Incorporated | 147.00 | 48.17 | 48.74% | |
| JP:8698 | Monex Group | 620.00 | -59.72 | -8.79% | |
| JP:6196 | Strike Co., Ltd. | 1413.00 | 203.26 | 16.80% | |
| JP:7198 | SBI ARUHI Corporation | 741.00 | -20.99 | -2.75% | |
| JP:7383 | Net Protections Holdings, Inc. | 356.00 | -447.00 | -55.67% | |
| JP:8771 | eGuarantee, Inc. | 1727.00 | 210.00 | 13.84% |
Fintech Global Incorporated Corporate Events
FinTech Global Completes Nearly ¥1 Billion Share Buyback
FinTech Global Incorporated has completed a share repurchase program authorized by its board on August 12, 2026, buying back a total of 6,262,900 common shares for 999,988,900 yen via market purchases on the Tokyo Stock Exchange. The buyback, which r...
FinTech Global Reports Progress on ¥1 Billion Share Buyback Program
FinTech Global Incorporated has reported the interim status of its ongoing share repurchase program authorized by its board in August 2026. Between September 1 and September 30, 2026, the company bought back 1,696,300 shares of its common stock on th...
FinTech Global Advances Share Buyback Under 1 Billion Yen Program
FinTech Global Incorporated has disclosed the interim status of its ongoing share repurchase program authorized by its board in August 2026, under provisions of the Companies Act of Japan. The company bought back 2,270,200 shares of its common stock...
FinTech Global Posts Surge in Profits and Strengthens Balance Sheet in Fiscal 2026
FinTech Global Incorporated reported strong results for the first three quarters of fiscal 2026, with revenues rising 25.0% year on year to ¥12,948 million and profit attributable to owners of parent surging 177.7% to ¥4,437 million. Operat...
FinTech Global Launches ¥1 Billion Share Buyback to Boost Capital Flexibility
FinTech Global Incorporated has announced that its Board of Directors approved a new share repurchase program, authorizing the buyback of up to 9.1 million common shares, or about 4.73 percent of shares outstanding excluding treasury stock, for a max...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026