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Fidea Holdings Co.Ltd.
(8713)
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Rating:67Neutral
Price Target:
¥2,854.00
▲(80.06% Upside)
Action:Reiterated
Date:08/17/26
The score is anchored by improving financial performance but tempered by significant cash-flow volatility. Technicals are a major positive given strong trend and momentum, though overbought indicators raise near-term risk. Valuation is supportive with a low-to-moderate P/E and a ~2.9% dividend yield.
Positive Factors
Re-accelerating revenue and net income growth
The rebound in revenue and substantial earnings growth indicate improving operating momentum and customer activity. Sustained growth would strengthen internal capital generation and provide a better base for absorbing credit costs or investing in regional banking services.
Negative Factors
Highly inconsistent cash-flow history
Despite the latest recovery, the prior volatility makes cash generation difficult to forecast. In a regional banking model, unpredictable cash flows can constrain capital planning, dividend capacity and the ability to respond consistently to changing credit or funding conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
Re-accelerating revenue and net income growth
The rebound in revenue and substantial earnings growth indicate improving operating momentum and customer activity. Sustained growth would strengthen internal capital generation and provide a better base for absorbing credit costs or investing in regional banking services.
Read all positive factors
Fidea Holdings Co.Ltd. (8713) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥51.10B
Dividend Yield2.66%
Average Volume (3M)100.68K
Price to Earnings (P/E)11.0
Beta (1Y)0.85
Revenue Growth11.61%
EPS Growth62.61%
CountryJP
Employees1,376
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)228.73
Shares Outstanding18,142,122
10 Day Avg. Volume82,860
30 Day Avg. Volume100,676
Financial Highlights & Ratios
PEG Ratio0.17
Price to Book (P/B)0.39
Price to Sales (P/S)0.65
P/FCF Ratio1.22
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Fidea Holdings Co.Ltd. Business Overview & Revenue Model
Company Description
FIDEA Holdings Co. Ltd., operating through its subsidiaries, delivers a diverse array of banking products and financial services across Japan. Its comprehensive offerings encompass negotiable certificates of deposit and credit facilities extended ...
How the Company Makes Money
Fidea Holdings primarily makes money through earnings generated by its consolidated financial subsidiaries, with the largest contribution typically coming from its banking operations. Key revenue streams generally include (1) net interest income: ...
Fidea Holdings Co.Ltd. Financial Statement Overview
Summary
Income Statement
68
Positive
Balance Sheet
61
Positive
Cash Flow
45
Neutral
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 51.85B | 48.95B | 46.72B | 47.97B | 47.53B |
| Gross Profit | 45.52B | 46.12B | 45.65B | 47.52B | 47.36B |
| EBITDA | 6.60B | 5.65B | 4.99B | 6.48B | 7.58B |
| Net Income | 4.13B | 2.82B | 1.18B | 3.27B | 3.51B |
Balance Sheet | |||||
| Total Assets | 2.92T | 2.92T | 3.06T | 3.02T | 3.27T |
| Cash, Cash Equivalents and Short-Term Investments | 477.76B | 316.70B | 306.34B | 316.92B | 725.95B |
| Total Debt | 103.80B | 103.30B | 265.24B | 116.00B | 776.27B |
| Total Liabilities | 2.83T | 2.84T | 2.97T | 2.93T | 3.16T |
| Stockholders Equity | 85.72B | 77.23B | 85.67B | 90.51B | 108.92B |
Cash Flow | |||||
| Free Cash Flow | 27.42B | 42.82B | 0.00 | -405.49B | 83.99B |
| Operating Cash Flow | 28.33B | 43.31B | 0.00 | -404.54B | 85.90B |
| Investing Cash Flow | 115.23B | 159.67B | -75.51B | 913.00M | 34.70B |
| Financing Cash Flow | -21.41B | -73.05B | 34.07B | -7.24B | -7.02B |
Fidea Holdings Co.Ltd. Technical Analysis
Positive
1585.00
Price Trends
2329.48
Positive
2147.46
Positive
2023.09
Positive
Market Momentum
151.60
Positive
69.65
Neutral
57.81
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8713, the sentiment is Positive. The current price of 1585 is below the 20-day moving average (MA) of 2709.50, below the 50-day MA of 2329.48, and below the 200-day MA of 2023.09, indicating a bullish trend. The MACD of 151.60 indicates Positive momentum. The RSI at 69.65 is Neutral, neither overbought nor oversold. The STOCH value of 57.81 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:8713.
Fidea Holdings Co.Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
75 Outperform | ¥125.42B | 17.41 | ― | 1.04% | 7.73% | 24.05% | |
69 Neutral | ¥63.46B | 9.04 | ― | 0.65% | 19.48% | 57.42% | |
68 Neutral | ¥65.06B | 13.10 | ― | 2.30% | 17.34% | 27.36% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥51.10B | 11.00 | 5.32% | 2.66% | 11.61% | 62.61% | |
60 Neutral | ¥37.54B | 15.44 | ― | 1.85% | 21.18% | 10.36% | |
44 Neutral | ¥53.29B | -1.82 | ― | 2.33% | 25.84% | -628.29% |
* Financial Sector Average
JP:8713
Fidea Holdings Co.Ltd.
2,817.00
1,271.54
82.28%
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Fidea Holdings Co.Ltd. Corporate Events
Fidea Holdings Posts Strong Q1 Profit Jump but Keeps Full-Year Outlook Unchanged
Aug 7, 2026
Fidea Holdings reported strong consolidated results for the three months ended June 30, 2026, with ordinary income up 16.1% year on year to ¥15.25 billion and ordinary profit more than doubling to ¥2.34 billion. Profit attributable to ow...
FIDEA Holdings to Grant Restricted Treasury Shares as Executive Compensation
Jul 16, 2026
FIDEA Holdings has approved the disposal of 35,800 treasury shares as restricted stock-based compensation to directors and executive officers of the company and its subsidiary banks, valued at approximately ¥76.47 million at ¥2,136 per s...
FIDEA Holdings Completes ¥196.9 Million Share Buyback on Tokyo Stock Exchange
Jun 15, 2026
FIDEA Holdings has completed a share buyback program authorized by its board to acquire its own common stock on the market, aiming to enhance capital efficiency and shareholder value. Between June 1 and June 12, 2026, the company purchased 50,000 ...
FIDEA Holdings Reports Progress on Tokyo-Listed Share Buyback
Jun 1, 2026
FIDEA Holdings Co. Ltd. has disclosed progress on its ongoing share buyback program authorized by its board on May 15, 2026, under provisions of the Companies Act. The company is repurchasing common shares via market purchases on the Tokyo Stock E...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.