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Mizuho Financial Group
(8411)
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Rating:68Neutral
Price Target:
¥8,153.00
▼(-3.92% Downside)
Action:Downgraded
Date:08/17/26
The score is driven primarily by improving FY2026 profitability and revenue growth, supported by a clear positive price trend and bullish MACD. Offsetting factors are high balance-sheet leverage and volatile cash-flow patterns, while valuation/dividend metrics appear only moderate based on the provided P/E and yield.
Positive Factors
Diversified financial-services platform
Mizuho’s broad mix of banking, trust, securities, capital-markets, and asset-management activities gives it multiple recurring revenue channels. This diversification can support customer retention and reduce reliance on any single client segment or financial product over the next several quarters.
Negative Factors
High balance-sheet leverage
Mizuho’s consistently high leverage leaves a thinner equity cushion if profitability or asset quality deteriorates. Although leverage is common in banking, this structure can amplify the effect of credit losses and reduce flexibility during periods of weaker earnings or stressed balance-sheet conditions.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified financial-services platform
Mizuho’s broad mix of banking, trust, securities, capital-markets, and asset-management activities gives it multiple recurring revenue channels. This diversification can support customer retention and reduce reliance on any single client segment or financial product over the next several quarters.
Read all positive factors
Mizuho Financial Group (8411) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥18.06T
Dividend Yield1.97%
Average Volume (3M)8.00M
Price to Earnings (P/E)13.3
Beta (1Y)1.63
Revenue Growth5.93%
EPS Growth59.55%
CountryJP
Employees52,427
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)560.71
Shares Outstanding2,418,479,200
10 Day Avg. Volume7,903,630
30 Day Avg. Volume7,996,480
Financial Highlights & Ratios
PEG Ratio0.28
Price to Book (P/B)1.34
Price to Sales (P/S)1.69
P/FCF Ratio32.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
¥9,900.00Price Target Upside16.66% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)611.67
Revenue Forecast (FY)¥4.21T
Mizuho Financial Group Business Overview & Revenue Model
Company Description
Mizuho Financial Group, Inc. is a global financial services conglomerate, operating with its subsidiaries across Japan, the Americas, Europe, Asia/Oceania, and other international markets. The group's extensive operations span banking, trust servi...
How the Company Makes Money
Mizuho Financial Group makes money primarily through diversified financial-service revenue streams generated by its banking, trust, and securities businesses. A major earnings driver is net interest income: it takes deposits and other funding, ext...
Mizuho Financial Group Earnings Call Summary
Earnings Call Date:Nov 14, 2024
(Q2-2024)
| % Change Since: |
Next Earnings Date:Nov 13, 2026
Earnings Call Sentiment Positive
The earnings call presents a positive financial outlook with significant achievements in growth and integration efforts, particularly with Greenhill and Rakuten. However, challenges remain in the asset and wealth management sector and rising expenses.Positive Updates
Exceeded Medium-Term Business Plan Targets
Mizuho Financial Group exceeded their final target for FY 2025 ahead of time in the first half of the medium-term business plan.
Negative Updates
Challenges in Asset and Wealth Management
The asset and wealth management sector is not performing as expected, with performance gaps compared to competitors.
Read all updates
Q2-2024 Updates
Positive
Negative
Exceeded Medium-Term Business Plan Targets
Mizuho Financial Group exceeded their final target for FY 2025 ahead of time in the first half of the medium-term business plan.
Read all positive updates
Company Guidance
In the recent investor presentation for the first half of fiscal year 2024, Mizuho Financial Group reported exceeding their final financial targets for FY 2025 ahead of schedule. The company announced a forecasted net business profit of ¥1.17 trillion for FY24, reflecting a ¥100 billion increase. Key strategic focuses include solidifying sustainable growth, enhancing competitive edge, and optimizing capital use. Mizuho emphasized improvements in asset profitability, noting a reduction of ¥1.1 trillion in low-profit deals and an increase of ¥1.6 trillion in high-profit business, with RORA rising from 3.1% to 3.3%. Additionally, the CET1 ratio reached 10.5%, allowing for a balanced approach to growth investments and shareholder returns. An important strategic move was the increased stake in Rakuten Securities to 49%, aimed at strengthening asset and wealth management capabilities. The group also highlighted the importance of operational stability, the need for a distinctive business portfolio, and initiatives to enhance their competitive edge, such as leveraging synergies with Greenhill.Mizuho Financial Group Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
62
Positive
Cash Flow
55
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 8.94T | 8.95T | 8.60T | 7.86T | 4.89T | 2.84T |
| Gross Profit | 4.39T | 4.38T | 3.59T | 2.86T | 2.58T | 2.28T |
| EBITDA | 1.84T | 1.85T | 1.40T | 1.13T | 945.90B | 769.51B |
| Net Income | 1.38T | 1.25T | 885.43B | 678.99B | 555.53B | 530.48B |
Balance Sheet | ||||||
| Total Assets | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> |
| Cash, Cash Equivalents and Short-Term Investments | 52.90T | 92.67T | 10.00T> | 10.00T> | 86.46T | 70.60T |
| Total Debt | 68.03T | 66.57T | 60.89T | 58.95T | 45.34T | 40.96T |
| Total Liabilities | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> | 10.00T> |
| Stockholders Equity | 11.51T | 11.32T | 10.44T | 10.23T | 9.13T | 9.08T |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 459.98B | -4.17T | 326.33B | 8.68T | 4.78T |
| Operating Cash Flow | 0.00 | 556.67B | -3.82T | 389.46B | 8.87T | 4.92T |
| Investing Cash Flow | 0.00 | -14.35T | 3.79T | -9.10T | 6.61T | -1.86T |
| Financing Cash Flow | 0.00 | 1.75T | -299.03B | 12.42T | -611.14B | -522.06B |
Mizuho Financial Group Technical Analysis
Negative
8486.00
Price Trends
8364.74
Negative
8153.30
Negative
7366.13
Positive
Market Momentum
-213.33
Positive
35.30
Neutral
18.33
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8411, the sentiment is Negative. The current price of 8486 is above the 20-day moving average (MA) of 8281.52, above the 50-day MA of 8364.74, and above the 200-day MA of 7366.13, indicating a neutral trend. The MACD of -213.33 indicates Positive momentum. The RSI at 35.30 is Neutral, neither overbought nor oversold. The STOCH value of 18.33 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8411.
Mizuho Financial Group Risk Analysis
Mizuho Financial Group disclosed 39 risk factors in its most recent earnings report. Mizuho Financial Group reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Mizuho Financial Group Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ¥10.59T | 17.66 | 6.46% | 2.50% | 39.22% | 43.01% | |
68 Neutral | ¥18.06T | 13.34 | 12.28% | 1.97% | 5.93% | 59.55% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ¥4.93T | 18.03 | 9.18% | 1.54% | 17.19% | 19.44% | |
65 Neutral | ¥4.41T | 12.11 | 10.68% | 3.12% | 5.33% | 33.82% | |
57 Neutral | ¥408.67B | 13.25 | 6.44% | 3.22% | 12.37% | 60.15% | |
51 Neutral | ¥6.41T | 15.39 | 4.48% | 2.35% | 0.32% | 27.66% |
* Financial Sector Average
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Mizuho Financial Group Corporate Events
Mizuho Financial Group Completes ¥200 Billion Share Buyback and Plans Cancellation
Sep 24, 2026
Mizuho Financial Group has completed a share repurchase program authorized by its board, buying back a total of 24,352,700 common shares for approximately ¥200 billion through market purchases utilizing a trust method between May 18 and Septe...
Mizuho Advances Share Buyback, Repurchases Over 18 Million Shares
Sep 1, 2026
Mizuho Financial Group has reported progress on its ongoing share repurchase program authorized under Japan’s Companies Act and its Articles of Incorporation. The banking group is buying back common stock through market purchases via a trust...
Mizuho Financial Group Boosts Capital Ratios as of June 30, 2026
Aug 14, 2026
Mizuho Financial Group reported solid capital adequacy as of June 30, 2026, with its consolidated total capital ratio rising to 17.74%, Tier 1 capital ratio to 15.94% and common equity Tier 1 ratio to 13.51%, supported by increases in total capita...
Mizuho Advances ¥200 Billion Share Buyback Program
Aug 3, 2026
Mizuho Financial Group has reported progress on its ongoing share repurchase program, buying 3,845,100 common shares for approximately ¥31.8 billion between July 1 and July 31, 2026 through market purchases using a trust method. This latest t...
Mizuho Doubles Share Buyback to ¥200 Billion and Extends Cancellation Timeline
Jul 30, 2026
Mizuho Financial Group has amended its previously announced share repurchase and cancellation program, expanding both the size and duration of its buyback. The board has increased the maximum repurchase to 35 million shares, equivalent to about 1....
Mizuho lifts full-year profit outlook after robust Q1 earnings
Jul 30, 2026
Mizuho Financial Group reported strong consolidated results for the first quarter of fiscal 2026, with ordinary income rising 18.3% year on year to ¥2.52 trillion and profit attributable to owners of the parent jumping 45.5% to ¥422.9 bi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.