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Sumitomo Mitsui Holdings
(8309)
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Rating:65Neutral
Price Target:
¥1,931.00
▲(9.65% Upside)
Action:Reiterated
Date:07/31/26
The score is driven primarily by moderate financial quality—stronger revenue/earnings trends but tempered by high/variable leverage and volatile cash-flow readings. Technicals add support with the stock trading above major moving averages, while valuation is a key positive due to the very high dividend yield and a reasonable P/E.
Positive Factors
Diversified financial platform
The broad mix of banking and financial-services businesses gives SMFG multiple sources of revenue across retail, corporate and institutional clients. This diversification can reduce reliance on any single product or customer segment and supports resilience as demand and market conditions shift.
Negative Factors
High, inconsistent leverage
Elevated and fluctuating leverage reduces financial flexibility and makes results more sensitive to funding conditions, credit losses and changes in asset quality. It can also constrain capital allocation during weaker periods, limiting SMFG’s ability to absorb shocks while continuing to invest.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified financial platform
The broad mix of banking and financial-services businesses gives SMFG multiple sources of revenue across retail, corporate and institutional clients. This diversification can reduce reliance on any single product or customer segment and supports resilience as demand and market conditions shift.
Read all positive factors
Sumitomo Mitsui Holdings (8309) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥4.43T
Dividend Yield3.11%
Average Volume (3M)8.25M
Price to Earnings (P/E)12.3
Beta (1Y)1.13
Revenue Growth5.33%
EPS Growth33.82%
CountryJP
Employees22,526
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)132.09
Shares Outstanding2,760,655,000
10 Day Avg. Volume8,832,570
30 Day Avg. Volume8,251,703
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)0.97
Price to Sales (P/S)1.17
P/FCF Ratio4.85
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)145.74
Revenue Forecast (FY)¥965.32B
Sumitomo Mitsui Holdings Business Overview & Revenue Model
Company Description
Sumitomo Mitsui Trust Holdings, Inc. operates as a trust bank across Japan and globally. The company delivers a wide array of supervisory services encompassing strategic planning, financial oversight, and human resource management. Its extensive o...
How the Company Makes Money
SMFG makes money primarily through its banking and related financial services operations under the holding company structure. Key revenue streams typically include: (1) Net interest income: earned from the spread between interest income on loans a...
Sumitomo Mitsui Holdings Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
54
Neutral
Cash Flow
41
Neutral
| Breakdown | TTM | Mar 2026 | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.00T | 2.95T | 2.78T | 2.34T | 1.69T | 1.27T |
| Gross Profit | 1.67T | 1.64T | 1.51T | 1.21T | 1.14T | 1.16T |
| EBITDA | 496.37B | 482.13B | 404.16B | 142.56B | 312.23B | 266.72B |
| Net Income | 368.96B | 317.57B | 257.63B | 79.20B | 191.00B | 169.08B |
Balance Sheet | ||||||
| Total Assets | 84.23T | 82.17T | 78.25T | 75.88T | 69.02T | 64.63T |
| Cash, Cash Equivalents and Short-Term Investments | 23.48T | 27.42T | 25.17T | 22.83T | 21.60T | 18.22T |
| Total Debt | 20.05T | 20.79T | 31.70T | 17.68T | 12.87T | 13.53T |
| Total Liabilities | 80.53T | 78.58T | 75.12T | 72.74T | 12.87T | 61.89T |
| Stockholders Equity | 3.67T | 3.56T | 3.10T | 3.11T | 2.79T | 2.72T |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 711.07B | 0.00 | 1.40T | 2.55T | -172.08B |
| Operating Cash Flow | 0.00 | 727.72B | 0.00 | 1.47T | 2.62T | -120.26B |
| Investing Cash Flow | 0.00 | -3.32T | -1.76T | -2.58T | 960.27B | -879.21B |
| Financing Cash Flow | 0.00 | 2.06T | 679.22B | -85.75B | -217.51B | -125.08B |
Sumitomo Mitsui Holdings Technical Analysis
Negative
1761.00
Price Trends
1721.46
Negative
1639.95
Negative
1459.86
Positive
Market Momentum
-32.89
Positive
37.79
Neutral
26.15
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8309, the sentiment is Negative. The current price of 1761 is above the 20-day moving average (MA) of 1703.31, above the 50-day MA of 1721.46, and above the 200-day MA of 1459.86, indicating a neutral trend. The MACD of -32.89 indicates Positive momentum. The RSI at 37.79 is Neutral, neither overbought nor oversold. The STOCH value of 26.15 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8309.
Sumitomo Mitsui Holdings Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | ¥10.66T | 17.84 | 6.46% | 2.48% | 39.22% | 43.01% | |
70 Outperform | ¥1.81T | 16.57 | 7.93% | 2.69% | 21.41% | 30.81% | |
68 Neutral | ¥17.93T | 13.42 | 12.28% | 1.99% | 5.93% | 59.55% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
66 Neutral | ¥4.97T | 18.43 | 9.18% | 1.53% | 17.19% | 19.44% | |
65 Neutral | ¥4.43T | 12.26 | 10.68% | 3.11% | 5.33% | 33.82% | |
51 Neutral | ¥6.50T | 15.60 | 4.48% | 2.31% | 0.32% | 27.66% |
* Financial Sector Average
JP:8309
Sumitomo Mitsui Holdings
1,606.50
594.22
58.70%
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538.14
49.15%
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67.36%
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77.33%
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7,429.00
2,565.21
52.74%
Sumitomo Mitsui Holdings Corporate Events
Sumitomo Mitsui Trust Group Reports Strong Capital Ratios as of June 2026
Aug 13, 2026
Sumitomo Mitsui Trust Group reported stable capital adequacy ratios as of June 30, 2026, with its consolidated Common Equity Tier 1 ratio at 11.06%, Tier 1 ratio at 12.35%, and total capital ratio at 13.70%. These levels were slightly higher than ...
Sumitomo Mitsui Trust Group Expands Performance-Linked Employee Share Incentive Plan
Jul 30, 2026
Sumitomo Mitsui Trust Group has decided to continue its existing employee incentive plan and launch a new performance-linked share-based plan for managerial and highly skilled staff at Sumitomo Mitsui Trust Bank. The plans grant restricted shares ...
Sumitomo Mitsui Trust Reshapes Leasing Arm as Joint Venture with Fuyo and Yokohama FG
Jul 30, 2026
Sumitomo Mitsui Trust Bank has signed a definitive agreement with Fuyo General Lease and Yokohama Financial Group to convert Sumitomo Mitsui Trust Panasonic Finance into a joint venture, alongside a rebranding to SMTB Leasing Co., Ltd. The move is...
SuMi TRUST Group Posts Strong Q1 Results and Confirms Stock Split, Dividend Outlook
Jul 30, 2026
Sumitomo Mitsui Trust Group, Inc. is a Japan-based financial institution listed in Tokyo and Nagoya, operating as a major trust banking group. The company provides a broad range of financial services including trust banking, asset management and c...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.