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Bank of Saga Ltd. (JP:8395)
:8395
Total Valuation
Bank of Saga Ltd. has a market cap or net worth of ¥50.14B. The enterprise value is -¥267.49B.
Market Cap¥50.14B
Enterprise Value-¥267.49B
Share Statistics
Bank of Saga Ltd. has 16,935,910 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,935,910
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Bank of Saga Ltd.’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 2.75%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.75%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee39.93M
Profits Per Employee5.79M
Employee Count1,294
Asset Turnover0.02
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Bank of Saga Ltd. is 8.2. Bank of Saga Ltd.’s PEG ratio is ―.
PE Ratio8.2
PS Ratio―
PB Ratio―
Price to Fair Value0.33
Price to FCF―
Price to Operating Cash Flow0.00
PEG Ratio―
Income Statement
In the last 12 months, Bank of Saga Ltd. had revenue of 51.67B and earned 7.50B in profits. Earnings per share was 444.33.
Revenue51.67B
Gross Profit50.83B
Operating Income10.60B
Pretax Income10.46B
Net Income7.50B
EBITDA10.54B
Earnings Per Share (EPS)444.33
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Bank of Saga Ltd. pays an annual dividend of ¥45, resulting in a dividend yield of 2.64%
Dividend Per Share¥45
Dividend Yield2.64%
Payout Ratio21.61%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.01
52-Week Price Change47.03%
50-Day Moving Average2.81K
200-Day Moving Average2.33K
Relative Strength Index (RSI)62.91
Average Volume (3m)63.67K
Important Dates
Bank of Saga Ltd. upcoming earnings date is Nov 6, 2025, TBA (Confirmed).
Last Earnings DateAug 1, 2025
Next Earnings DateNov 6, 2025
Ex-Dividend DateSep 29, 2025
Financial Position
Bank of Saga Ltd. as a current ratio of 5.46, with Debt / Equity ratio of 38.84%
Current Ratio5.46
Quick Ratio5.46
Debt to Market Cap1.16
Net Debt to EBITDA4.29
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Bank of Saga Ltd. has paid 2.96B in taxes.
Income Tax2.96B
Effective Tax Rate0.28
Enterprise Valuation
Bank of Saga Ltd. EV to EBITDA ratio is 7.98, with an EV/FCF ratio of 4.13.
EV to Sales1.55
EV to EBITDA7.98
EV to Free Cash Flow4.13
EV to Operating Cash Flow3.67
Balance Sheet
Bank of Saga Ltd. has ¥270.96B in cash and marketable securities with ¥45.20B in debt, giving a net cash position of ¥225.77B billion.
Cash & Marketable Securities¥270.96B
Total Debt¥45.20B
Net Cash¥225.77B
Net Cash Per Share¥13.33K
Tangible Book Value Per Share¥6.90K
Margins
Gross margin is 73.63%, with operating margin of 19.46%, and net profit margin of 13.84%.
Gross Margin73.63%
Operating Margin19.46%
Pretax Margin19.32%
Net Profit Margin13.84%
EBITDA Margin19.46%
EBIT Margin19.46%
Analyst Forecast
The average price target for Bank of Saga Ltd. is ¥3,317.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target¥3,317.00
Price Target Upside9.11% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast5.00%
EPS Growth Forecast-10.64%