Bank of Saga Ltd.(JP:8395)
Â¥6,170.00+310.00 (+5.29%)
JP:8395
Bank of Saga Ltd. financials statements
Â¥6,170.00
At close:+310.00 (+5.29%)
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Bank of Saga Ltd. (8395) Ratios
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Bank of Saga Ltd. Ratios
JP:8395's free cash flow for Q4 2025 was ¥0.00. For the 2025 fiscal year, JP:8395's free cash flow was increased by ¥0.00 and operating cash flow was ¥0.00. See a summary of the company’s cash flow.
| Ratios | Mar 26 | Mar 25 | Mar 24 | Mar 23 | Mar 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 9.56 | 0.09 | 0.10 | 0.03 | 0.14 |
| Quick Ratio | 9.56 | 0.09 | 0.10 | 0.03 | 0.14 |
| Cash Ratio | 9.56 | 0.09 | 0.09 | 0.03 | 0.14 |
| Solvency Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Ratio | 0.08 | 0.01 | -0.01 | -0.09 | -0.00 |
| Short-Term Operating Cash Flow Coverage | 0.08 | 0.59 | -0.46 | -2.76 | -0.02 |
| Net Current Asset Value | ¥ -2.81T | ¥ -2.79T | ¥ -2.81T | ¥ -2.83T | ¥ -2.75T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.01 | 0.02 | 0.02 | 0.07 |
| Debt-to-Equity Ratio | 0.27 | 0.39 | 0.47 | 0.66 | 1.80 |
| Debt-to-Capital Ratio | 0.21 | 0.28 | 0.32 | 0.40 | 0.64 |
| Long-Term Debt-to-Capital Ratio | 0.04 | 0.05 | 0.32 | 0.06 | 0.04 |
| Financial Leverage Ratio | 25.45 | 27.31 | 25.79 | 27.67 | 27.33 |
| Debt Service Coverage Ratio | 0.27 | 0.21 | 0.13 | 0.09 | 0.02 |
| Interest Coverage Ratio | 1.60 | 2.78 | 2.35 | 3.07 | 17.03 |
| Debt to Market Cap | 0.43 | 1.16 | 3.11 | 2.75 | 8.50 |
| Interest Debt Per Share | 2461.72 | 2901.96 | 3606.74 | 4443.24 | 12445.34 |
| Net Debt to EBITDA | -18.17 | -19.28 | -16.62 | -0.10 | -12.19 |
| Profitability Margins | |||||
| Gross Profit Margin | 86.40% | 92.72% | 93.12% | 94.45% | 99.04% |
| EBIT Margin | 17.18% | 20.25% | 16.16% | 17.02% | 16.40% |
| EBITDA Margin | 19.30% | 22.66% | 18.28% | 18.91% | 18.83% |
| Operating Profit Margin | 17.18% | 20.25% | 16.16% | 17.02% | 16.40% |
| Pretax Profit Margin | 17.18% | 20.25% | 16.16% | 17.02% | 16.40% |
| Net Profit Margin | 12.23% | 14.51% | 13.07% | 12.35% | 10.02% |
| Continuous Operations Profit Margin | 12.23% | 14.51% | 13.07% | 12.35% | 10.02% |
| Net Income Per EBT | 71.16% | 71.65% | 80.86% | 72.55% | 61.07% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.27% | 0.24% | 0.20% | 0.18% | 0.13% |
| Return on Equity (ROE) | 6.79% | 6.44% | 5.07% | 5.05% | 3.52% |
| Return on Capital Employed (ROCE) | 0.38% | 4.94% | 0.89% | 0.84% | 0.69% |
| Return on Invested Capital (ROIC) | 0.27% | 2.99% | 0.68% | -0.28% | -0.24% |
| Return on Tangible Assets | 0.27% | 0.24% | 0.20% | 0.18% | 0.13% |
| Earnings Yield | 10.88% | 19.25% | 17.50% | 20.19% | 16.62% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.52 | 2.04 | 1.98 | 1.91 | 1.76 |
| Asset Turnover | 0.02 | 0.02 | 0.02 | 0.01 | 0.01 |
| Working Capital Turnover Ratio | -0.06 | -0.02 | -0.02 | -0.02 | -0.02 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 140.47 | 1360.05 | -1464.80 | -11245.80 | -213.64 |
| Free Cash Flow Per Share | -69.64 | 1207.05 | -1559.01 | -11326.50 | -273.78 |
| Dividend Paid and CapEx Coverage Ratio | 0.45 | 5.72 | -8.93 | -74.69 | -1.64 |
| Capital Expenditure Coverage Ratio | 0.67 | 8.89 | -15.55 | -139.35 | -3.55 |
| Operating Cash Flow Coverage Ratio | 0.07 | 0.51 | -0.43 | -2.62 | -0.02 |
| Operating Cash Flow to Sales Ratio | 0.03 | 0.44 | -0.52 | -4.25 | -0.09 |
| Free Cash Flow Yield | -1.49% | 52.30% | -73.75% | -699.17% | -18.73% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.19 | 5.19 | 5.71 | 4.95 | 6.02 |
| Price-to-Sales (P/S) Ratio | 1.12 | 0.75 | 0.75 | 0.61 | 0.60 |
| Price-to-Book (P/B) Ratio | 0.62 | 0.33 | 0.29 | 0.25 | 0.21 |
| Price-to-Free Cash Flow (P/FCF) Ratio | -67.05 | 1.91 | -1.36 | -0.14 | -5.34 |
| Price-to-Operating Cash Flow Ratio | 33.24 | 1.70 | -1.44 | -0.14 | -6.84 |
| Price-to-Earnings Growth (PEG) Ratio | 0.64 | 0.26 | 0.43 | 0.14 | 0.09 |
| Enterprise Value Multiple | -12.34 | -15.95 | -12.53 | 3.13 | -8.99 |
| Enterprise Value | -167.17B | -186.83B | -108.99B | 26.37B | -68.92B |
| EV to EBITDA | -12.34 | -15.95 | -12.53 | 3.13 | -8.99 |
| EV to Sales | -2.38 | -3.62 | -2.29 | 0.59 | -1.69 |
| EV to Free Cash Flow | 142.03 | -9.18 | 4.16 | -0.14 | 15.00 |
| EV to Operating Cash Flow | -70.42 | -8.14 | 4.43 | -0.14 | 19.23 |
| Tangible Book Value Per Share | 7329.59 | 6760.34 | 7208.47 | 6421.44 | 6840.96 |
| Shareholders’ Equity Per Share | 7485.09 | 6898.28 | 7294.17 | 6477.72 | 6901.82 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.29 | 0.28 | 0.19 | 0.27 | 0.39 |
| Revenue Per Share | 4153.96 | 3062.95 | 2831.22 | 2648.84 | 2425.67 |
| Net Income Per Share | 507.99 | 444.34 | 370.05 | 327.04 | 242.97 |
| Tax Burden | 0.71 | 0.72 | 0.81 | 0.73 | 0.61 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.13 | 0.39 | 0.43 | 0.45 | 0.50 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 0.28 | 3.06 | -3.96 | -24.95 | -0.88 |
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