Want to see JP:8370 full AI Analyst Report?

Kiyo Bank (8370) Price & Analysis

0 Followers

8370 Stock Chart & Stats

¥3400.00

-¥22.00(-0.99%)

At close: Jan 08 4:00 PM EST

¥3400.00

-¥22.00(-0.99%)

Day’s Range― - ―

52-Week Range¥2,747.00 - ¥5,190.00

Previous CloseN/A

Volume97.30K

Average Volume (3M)140.46K

Market Cap

¥324.01B

Enterprise Value¥183.02K

Total Cash (Recent Filing)¥850.76B

Total Debt (Recent Filing)¥746.92B

Price to Earnings (P/E)14.2

Beta0.92

Next Earnings

Nov 16, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.71%

Share Statistics

EPS (TTM)357.47

Shares Outstanding67,300,000

10 Day Avg. Volume145,700

30 Day Avg. Volume140,456

Financial Highlights & Ratios

PEG Ratio0.45

Price to Book (P/B)0.99

Price to Sales (P/S)2.40

P/FCF Ratio14.13

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Improving Revenue And EarningsSustained revenue growth alongside higher net income indicates improving operating performance and customer activity. If this trend continues, it can strengthen the bank’s earnings base and support reinvestment across its regional franchise.

Growing Equity Base Supports ResilienceA larger equity base provides a stronger buffer against credit losses and economic stress than the bank had previously. This supports lending capacity and financial resilience, although the benefit is partly offset by elevated leverage.

Recent Operating Cash Flow RecoveryThe return to positive operating cash flow suggests that recent earnings are translating into cash rather than remaining purely accounting-based. Continued positive generation would improve funding flexibility and help support ongoing banking operations.

Bears Say

Elevated Financial LeverageHigh leverage leaves the bank more exposed to credit deterioration, funding pressure and economic weakness. It can also constrain strategic flexibility because a greater portion of the balance sheet depends on liabilities rather than internally accumulated capital.

Highly Volatile Cash GenerationLarge swings in operating and free cash flow make it difficult to assess normalized cash generation and reduce confidence in internally funded growth. The volatility may complicate liquidity planning even though the latest reported periods were positive.

Earnings Remain Sensitive Across The CycleThe sharp 2023 profit decline shows that earnings can deteriorate materially across the cycle despite the subsequent recovery. This sensitivity creates uncertainty around the durability of current profitability and future capital accumulation.

Kiyo Bank News

Kiyo Bank Posts Strong First-Quarter Results and Confirms Stock Split Plan

An update from Kiyo Bank ( ($JP:8370) ) is now available. Kiyo Bank reported strong consolidated results for...

1M ago

Kiyo Bank to Launch Investment Advisory Subsidiary as Part of Diversification Drive

Kiyo Bank ( ($JP:8370) ) has issued an announcement. The Kiyo Bank, Ltd., a Wakayama-based regional bank listed...

2M ago

Kiyo Bank Completes Disposal of Treasury Shares for Restricted Stock Pay

An announcement from Kiyo Bank ( ($JP:8370) ) is now available. Kiyo Bank has completed the payment process...

2M ago

Kiyo Bank to Grant Restricted Treasury Shares as Long-Term Executive Remuneration

Kiyo Bank ( ($JP:8370) ) has shared an announcement. Kiyo Bank has approved the disposal of 7,600 shares...

3M ago

Kiyo Bank to Merge Card Subsidiaries in Push to Streamline Cashless Operations

Kiyo Bank ( ($JP:8370) ) just unveiled an update. Kiyo Bank has approved a merger of its wholly...

3M ago

Kiyo Bank Announces 3-for-1 Stock Split and New Shareholder Benefit Program

Kiyo Bank ( ($JP:8370) ) just unveiled an update. The Kiyo Bank, Ltd. has approved a three-for-one stock...

4M ago

Kiyo Bank Delivers Strong FY 2026 Earnings, Lifts Dividend and Plans Stock Split

Kiyo Bank ( ($JP:8370) ) has shared an update. Kiyo Bank reported strong consolidated results for the fiscal...

4M ago

Kiyo Bank Lifts Earnings Outlook and Boosts Dividend on Stronger Core Income

An update from Kiyo Bank ( ($JP:8370) ) is now available. Kiyo Bank has raised its consolidated earnings...

5M ago

Kiyo Bank Delivers Strong Nine-Month Earnings and Lifts Dividend Payout

Kiyo Bank ( ($JP:8370) ) just unveiled an update. For the nine months ended December 31, 2025, Kiyo...

7M ago

Kiyo Bank Finalizes Treasury Share Disposal for Employee Incentive

Kiyo Bank ( ($JP:8370) ) has shared an update. The Kiyo Bank, Ltd. has completed the payment procedure...

10M ago

8370 FAQ

What was Kiyo Bank Ltd’s price range in the past 12 months?

Kiyo Bank Ltd lowest stock price was ¥2747.00 and its highest was ¥5190.00 in the past 12 months.

What is Kiyo Bank Ltd’s market cap?

Kiyo Bank Ltd’s market cap is ¥324.01B.

When is Kiyo Bank Ltd’s upcoming earnings report date?

Kiyo Bank Ltd’s upcoming earnings report date is Nov 16, 2026 which is in 62 days.

How were Kiyo Bank Ltd’s earnings last quarter?

Kiyo Bank Ltd released its earnings results on Aug 03, 2026. The company reported ¥115.95 earnings per share for the quarter.

Is Kiyo Bank Ltd overvalued?

According to Wall Street analysts Kiyo Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Kiyo Bank Ltd pay dividends?

Kiyo Bank Ltd pays a Semiannually dividend of ¥78 which represents an annual dividend yield of 2.71%. See more information on Kiyo Bank Ltd dividends here

What is Kiyo Bank Ltd’s EPS estimate?

Kiyo Bank Ltd’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Kiyo Bank Ltd have?

Kiyo Bank Ltd has 67,300,000 shares outstanding.

What happened to Kiyo Bank Ltd’s price movement after its last earnings report?

Kiyo Bank Ltd reported an EPS of ¥115.95 in its last earnings report. Following the earnings report the stock price went up 0.959%.

Which hedge fund is a major shareholder of Kiyo Bank Ltd?

Currently, no hedge funds are holding shares in JP:8370

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Kiyo Bank Ltd

The Kiyo Bank, Ltd. is a financial institution operating across Japan, offering a comprehensive array of banking solutions and services to individuals, corporate entities, and businesses. Its offerings span various deposit types, including Yen, time, and foreign currency accounts, alongside a wide range of loan products such as personal, residential, mortgage, credit card, specialized, and education-related financing. The bank also manages pension funds and provides diverse insurance coverage, including life, medical, cancer, student, income security, and term policies. Additionally, Kiyo Bank facilitates securities investments, domestic and international foreign exchange transactions, agency services, internet banking, and ATM access. It also issues various financial cards and participates in the buying and selling of government bonds. The company boasts a network of 112 branches throughout Japan, with 68 located in Wakayama, 41 in Osaka Prefecture, 2 in Nara Prefecture, and one in Tokyo. Founded in 1883 and headquartered in Wakayama, Japan, the institution officially changed its name to The Kiyo Bank, Ltd. in October 2013, having previously been known as Kiyo Bank Co., Ltd.