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Kiyo Bank (8370) Price & Analysis

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8370 Stock Chart & Stats

¥3400.00

-¥22.00(-0.99%)

At close: Jan 08 4:00 PM EST

¥3400.00

-¥22.00(-0.99%)

Day’s Range― - ―

52-Week Range¥2,631.00 - ¥5,050.00

Previous CloseN/A

Volume97.30K

Average Volume (3M)177.54K

Market Cap

¥313.76B

Enterprise Value¥250.71K

Total Cash (Recent Filing)¥846.23B

Total Debt (Recent Filing)¥848.33B

Price to Earnings (P/E)14.2

Beta0.93

Next Earnings

Aug 03, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.85%

Share Statistics

EPS (TTM)339.92

Shares Outstanding67,300,000

10 Day Avg. Volume144,490

30 Day Avg. Volume177,540

Financial Highlights & Ratios

PEG Ratio0.45

Price to Book (P/B)0.99

Price to Sales (P/S)2.40

P/FCF Ratio14.13

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Regional Franchise & Diversified ServicesKiyo Bank’s regional banking model, with deposit-taking, SME and retail lending plus securities and trust offerings, creates durable customer relationships and stable local deposit funding. Cross-sell of ancillary services supports recurring fee income and reduces single-product dependence over time.

Improving Revenue And Net Income TrendSteady top-line growth and rising net income over multiple years show improving core banking performance and better earnings power. This trend supports reinvestment, builds reserves against credit cycles, and underpins longer-term profitability and dividend sustainability if maintained.

Equity Expansion Improves ResilienceRising equity provides stronger capital buffers, easing regulatory and solvency pressures and supporting lending capacity. Moderate ROE coupled with growing equity suggests the bank can absorb shocks, finance organic growth, and maintain confidence among depositors and regulators over the medium term.

Bears Say

Elevated LeverageHigh leverage increases sensitivity to credit losses, interest-rate swings and funding stress, limiting flexibility for growth or capital returns. Sustained elevated debt-to-equity constrains management’s ability to absorb shocks and may require capital actions if asset quality weakens.

Highly Volatile Operating And Free Cash FlowIrregular cash generation undermines reliable funding for lending, capital expenditures and dividends. Large historical outflows and swings indicate execution or timing risks in core operations and reduce confidence in the bank’s ability to self-fund initiatives without external financing.

Earnings Sensitivity And VolatilityPronounced earnings swings suggest exposure to cyclical credit costs, interest margin variability or one-offs. Such volatility complicates forecasting and capital planning, weakening predictability of returns and raising the likelihood of episodic stress on capital and liquidity.

Kiyo Bank News

Kiyo Bank to Launch Investment Advisory Subsidiary as Part of Diversification Drive

Kiyo Bank ( ($JP:8370) ) has issued an announcement. The Kiyo Bank, Ltd., a Wakayama-based regional bank listed...

3d ago

Kiyo Bank Completes Disposal of Treasury Shares for Restricted Stock Pay

An announcement from Kiyo Bank ( ($JP:8370) ) is now available. Kiyo Bank has completed the payment process...

6d ago

Kiyo Bank to Grant Restricted Treasury Shares as Long-Term Executive Remuneration

Kiyo Bank ( ($JP:8370) ) has shared an announcement. Kiyo Bank has approved the disposal of 7,600 shares...

1M ago

Kiyo Bank to Merge Card Subsidiaries in Push to Streamline Cashless Operations

Kiyo Bank ( ($JP:8370) ) just unveiled an update. Kiyo Bank has approved a merger of its wholly...

1M ago

Kiyo Bank Announces 3-for-1 Stock Split and New Shareholder Benefit Program

Kiyo Bank ( ($JP:8370) ) just unveiled an update. The Kiyo Bank, Ltd. has approved a three-for-one stock...

3M ago

Kiyo Bank Delivers Strong FY 2026 Earnings, Lifts Dividend and Plans Stock Split

Kiyo Bank ( ($JP:8370) ) has shared an update. Kiyo Bank reported strong consolidated results for the fiscal...

3M ago

Kiyo Bank Lifts Earnings Outlook and Boosts Dividend on Stronger Core Income

An update from Kiyo Bank ( ($JP:8370) ) is now available. Kiyo Bank has raised its consolidated earnings...

3M ago

Kiyo Bank Delivers Strong Nine-Month Earnings and Lifts Dividend Payout

Kiyo Bank ( ($JP:8370) ) just unveiled an update. For the nine months ended December 31, 2025, Kiyo...

6M ago

Kiyo Bank Finalizes Treasury Share Disposal for Employee Incentive

Kiyo Bank ( ($JP:8370) ) has shared an update. The Kiyo Bank, Ltd. has completed the payment procedure...

8M ago

Kiyo Bank Reports Robust Financial Growth in H1 2025

Kiyo Bank ( ($JP:8370) ) has provided an update. Kiyo Bank reported a significant increase in its financial...

9M ago

8370 FAQ

What was Kiyo Bank Ltd’s price range in the past 12 months?

Kiyo Bank Ltd lowest stock price was ¥2631.00 and its highest was ¥5050.00 in the past 12 months.

What is Kiyo Bank Ltd’s market cap?

Kiyo Bank Ltd’s market cap is ¥313.76B.

When is Kiyo Bank Ltd’s upcoming earnings report date?

Kiyo Bank Ltd’s upcoming earnings report date is Aug 03, 2026 which is in 4 days.

How were Kiyo Bank Ltd’s earnings last quarter?

Kiyo Bank Ltd released its earnings results on May 14, 2026. The company reported ¥101.21 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.

Is Kiyo Bank Ltd overvalued?

According to Wall Street analysts Kiyo Bank Ltd’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Kiyo Bank Ltd pay dividends?

Kiyo Bank Ltd pays a Semiannually dividend of ¥78 which represents an annual dividend yield of 2.85%. See more information on Kiyo Bank Ltd dividends here

What is Kiyo Bank Ltd’s EPS estimate?

Kiyo Bank Ltd’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Kiyo Bank Ltd have?

Kiyo Bank Ltd has 67,300,000 shares outstanding.

What happened to Kiyo Bank Ltd’s price movement after its last earnings report?

Kiyo Bank Ltd reported an EPS of ¥101.21 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 5.418%.

Which hedge fund is a major shareholder of Kiyo Bank Ltd?

Currently, no hedge funds are holding shares in JP:8370

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Kiyo Bank Ltd

The Kiyo Bank, Ltd. is a financial institution operating across Japan, offering a comprehensive array of banking solutions and services to individuals, corporate entities, and businesses. Its offerings span various deposit types, including Yen, time, and foreign currency accounts, alongside a wide range of loan products such as personal, residential, mortgage, credit card, specialized, and education-related financing. The bank also manages pension funds and provides diverse insurance coverage, including life, medical, cancer, student, income security, and term policies. Additionally, Kiyo Bank facilitates securities investments, domestic and international foreign exchange transactions, agency services, internet banking, and ATM access. It also issues various financial cards and participates in the buying and selling of government bonds. The company boasts a network of 112 branches throughout Japan, with 68 located in Wakayama, 41 in Osaka Prefecture, 2 in Nara Prefecture, and one in Tokyo. Founded in 1883 and headquartered in Wakayama, Japan, the institution officially changed its name to The Kiyo Bank, Ltd. in October 2013, having previously been known as Kiyo Bank Co., Ltd.