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Awa Bank, Ltd. (JP:8388)
:8388
Japanese Market
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Awa Bank, Ltd. (8388) Price & Analysis

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8388 Stock Chart & Stats

¥4610.00
-¥1.00(-0.04%)
At close: 4:00 PM EST
¥4610.00
-¥1.00(-0.04%)

Bulls Say, Bears Say

Bulls Say
Improving Profitability And MarginsSustained net income growth with healthy net and EBIT margins indicates stronger operating leverage and improving core profitability. Durable margin expansion supports reinvestment, buffers against loan losses, and enhances capacity to fund lending or dividends over the medium term.
Diversified Revenue Mix (interest + Fees)Awa Bank's earnings derive from net interest income plus fee and commission revenue and securities/treasury income. This structural diversification reduces reliance on a single income source, improving revenue resilience to rate cycles and enabling steadier non‑interest income across months.
Rising Equity And Moderate LeverageEquity growth and moderate debt-to-equity indicate a stronger capital base and conservative leverage for a regional bank. Higher equity improves regulatory buffers, supports organic loan growth without excessive external funding, and reduces solvency risk over the medium term.
Bears Say
Volatile Cash GenerationLarge swings in operating and free cash flow signal inconsistent cash conversion from earnings. Unpredictable cash generation can constrain loan funding, dividends, and capital planning, and may force reliance on wholesale funding during stress, weakening long‑term financial flexibility.
Modest Returns On EquityPersistently low ROE implies limited profitability relative to capital employed, restricting internal capital formation and shareholder returns. Over time this hampers the bank's ability to expand balance sheet via retained earnings or compete for growth without raising external capital.
Uneven Revenue GrowthTop-line inconsistency makes sustainable forecasting and margin planning difficult, suggesting sensitivity to cyclical factors or business‑mix shifts. Without clearer, sustained revenue drivers, maintaining margin and earnings momentum may prove challenging over the coming months.

Awa Bank, Ltd. News

8388 FAQ

What was Awa Bank, Ltd.’s price range in the past 12 months?
Awa Bank, Ltd. lowest stock price was ¥3050.00 and its highest was ¥8080.00 in the past 12 months.
    What is Awa Bank, Ltd.’s market cap?
    Awa Bank, Ltd.’s market cap is ¥295.88B.
      When is Awa Bank, Ltd.’s upcoming earnings report date?
      Awa Bank, Ltd.’s upcoming earnings report date is Jul 31, 2026 which is in 9 days.
        How were Awa Bank, Ltd.’s earnings last quarter?
        Awa Bank, Ltd. released its earnings results on May 15, 2026. The company reported ¥85.93 earnings per share for the quarter, beating the consensus estimate of N/A by ¥85.93.
          Is Awa Bank, Ltd. overvalued?
          According to Wall Street analysts Awa Bank, Ltd.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Awa Bank, Ltd. pay dividends?
            Awa Bank, Ltd. pays a Semiannually dividend of ¥90 which represents an annual dividend yield of 1.36%. See more information on Awa Bank, Ltd. dividends here
              What is Awa Bank, Ltd.’s EPS estimate?
              Awa Bank, Ltd.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Awa Bank, Ltd. have?
              Awa Bank, Ltd. has 40,000,000 shares outstanding.
                What happened to Awa Bank, Ltd.’s price movement after its last earnings report?
                Awa Bank, Ltd. reported an EPS of ¥85.93 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.704%.
                  Which hedge fund is a major shareholder of Awa Bank, Ltd.?
                  Currently, no hedge funds are holding shares in JP:8388
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Awa Bank, Ltd.

                    The Awa Bank, Ltd. is a long-standing Japanese financial institution, delivering a comprehensive array of banking products and services to both individual and corporate clients across Japan. Its financial offerings encompass various deposit accounts, including current, savings, fixed-term, and foreign currency options, alongside certificates of deposit and investment trusts. The bank also extends a wide range of credit facilities, such as loans for housing, renovations, automobiles, credit cards, education, solar energy projects, industrial ventures, and general business support. Furthermore, it provides diverse insurance solutions, covering life, property, academic, and commercial needs, in addition to offering secure storage through safe deposit boxes. Complementing its core banking functions, The Awa Bank supplies online banking, pension services, convenience solutions, and management and business advisory support. Founded in 1896, the institution, which was initially known as Tokushima Commercial Bank, Ltd. before adopting its current name in 1964, operated through a network of 101 branches as of March 31, 2021. Its headquarters are located in Tokushima, Japan.

                    Awa Bank, Ltd. (8388) Earnings & Revenues

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