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Akita Bank, Ltd.
(8343)
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Rating:67Neutral
Price Target:
¥1,609.00
▼(-62.67% Downside)
Action:Reiterated
Date:09/30/26
The score is driven by strong technical momentum and a clear uptrend, but is held back by weaker financial quality—especially highly volatile and often negative operating/free cash flow. Valuation is also only middling, with a P/E near 21 and a modest dividend yield.
Positive Factors
Profit and revenue growth
Sustained expansion in revenue and net income indicates stronger earnings capacity than in 2022. If maintained, this growth can support internal capital formation, improve resilience across the regional franchise, and provide resources for continued lending and service investment.
Negative Factors
Volatile cash generation
Repeated negative operating cash flow followed by a sharp rebound shows that cash generation is not predictable across reporting periods. That variability can complicate capital planning, reduce confidence in internally funded growth, and make earnings quality more dependent on balance-sheet movements.
Read all positive and negative factors
Positive Factors
Negative Factors
Profit and revenue growth
Sustained expansion in revenue and net income indicates stronger earnings capacity than in 2022. If maintained, this growth can support internal capital formation, improve resilience across the regional franchise, and provide resources for continued lending and service investment.
Read all positive factors
Akita Bank, Ltd. (8343) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥133.87B
Dividend Yield13.49%
Average Volume (3M)895.51K
Price to Earnings (P/E)14.8
Beta (1Y)1.10
Revenue Growth28.83%
EPS Growth38.45%
CountryJP
Employees1,175
SectorFinancial
Sector Strength70
IndustryBanks - Regional
Share Statistics
EPS (TTM)99.51
Shares Outstanding90,468,216
10 Day Avg. Volume822,290
30 Day Avg. Volume895,506
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)0.49
Price to Sales (P/S)1.48
P/FCF Ratio3.09
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Akita Bank, Ltd. Business Overview & Revenue Model
Company Description
The Akita Bank, Ltd., established in 1879 and headquartered in Akita, Japan, delivers a comprehensive suite of banking and financial services throughout the country. Its offerings include a diverse range of deposit accounts, such as current, ordin...
How the Company Makes Money
Akita Bank makes money primarily through bank-intermediation and fee-based financial services.
1) Net interest income (core earnings driver for a regional bank): The bank earns interest and similar income from loans and other interest-earning ass...
Akita Bank, Ltd. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
66
Positive
Cash Flow
35
Negative
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 59.76B | 58.72B | 49.83B | 40.32B | 44.67B | 37.50B |
| Gross Profit | 50.24B | 51.22B | 46.96B | 38.67B | 43.27B | 37.26B |
| EBITDA | 12.29B | 11.93B | 10.32B | 7.89B | 6.15B | 5.95B |
| Net Income | 8.85B | 7.69B | 5.66B | 4.54B | 3.29B | 3.18B |
Balance Sheet | ||||||
| Total Assets | 3.68T | 3.58T | 3.46T | 3.58T | 3.53T | 3.67T |
| Cash, Cash Equivalents and Short-Term Investments | 390.31B | 369.13B | 466.75B | 688.70B | 754.30B | 843.45B |
| Total Debt | 141.26B | 153.10B | 87.39B | 209.09B | 196.25B | 289.31B |
| Total Liabilities | 3.49T | 3.40T | 3.30T | 3.41T | 3.38T | 3.50T |
| Stockholders Equity | 187.97B | 178.55B | 156.36B | 172.07B | 149.26B | 167.18B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 28.13B | -131.80B | -53.74B | -168.20B | 201.26B |
| Operating Cash Flow | 0.00 | 28.83B | -130.49B | -52.39B | -167.14B | 203.31B |
| Investing Cash Flow | 0.00 | -196.64B | -87.85B | -12.57B | 80.25B | -145.54B |
| Financing Cash Flow | 0.00 | 70.68B | -1.48B | -1.11B | -1.88B | -1.25B |
Akita Bank, Ltd. Technical Analysis
Negative
4310.00
Price Trends
1765.10
Negative
1553.36
Negative
1283.63
Positive
Market Momentum
-101.90
Positive
28.61
Positive
5.74
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:8343, the sentiment is Negative. The current price of 4310 is above the 20-day moving average (MA) of 1785.89, above the 50-day MA of 1765.10, and above the 200-day MA of 1283.63, indicating a neutral trend. The MACD of -101.90 indicates Positive momentum. The RSI at 28.61 is Positive, neither overbought nor oversold. The STOCH value of 5.74 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:8343.
Akita Bank, Ltd. Peers Comparison
UnderperformOutperform
Sector (68)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | ¥105.08B | 6.48 | ― | 1.81% | 15.70% | 63.78% | |
71 Outperform | ¥155.38B | 9.31 | ― | 1.92% | 36.24% | 144.55% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
67 Neutral | ¥133.87B | 14.81 | ― | 13.49% | 28.83% | 38.45% | |
65 Neutral | ¥153.14B | 14.30 | ― | 2.22% | 16.26% | 88.25% | |
62 Neutral | ¥141.28B | 18.72 | ― | 2.29% | 24.86% | 73.80% | |
61 Neutral | ¥100.91B | 12.00 | ― | 2.90% | 26.39% | ― |
* Financial Sector Average
JP:8343
Akita Bank, Ltd.
1,391.00
691.81
98.94%
JP:8344
Yamagata Bank, Ltd.
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6,620.00
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Bank of Saga Ltd.
6,130.00
3,042.75
98.56%
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Tochigi Bank, Ltd.
945.00
453.03
92.08%
Akita Bank, Ltd. Corporate Events
Northern Tohoku Regional Banks Launch Talks on Business Integration
Oct 2, 2026
Procrea Holdings, Akita Bank, and Bank of Iwate have agreed at their respective board meetings to begin formal discussions on a business integration, aiming to form a new financial group anchored in northern Tohoku. The three institutions already ...
Akita Bank Denies Decision on Reported Integration Talks
Oct 1, 2026
Akita Bank, Ltd., a regional lender listed on the TSE Prime, has addressed recent media reports suggesting it is considering a business integration with Procrea Holdings and Iwate Bank. The bank clarified that the report did not originate from the...
Akita Bank Plans 5-for-1 Share Split and Adjusts Dividend Forecasts
Aug 24, 2026
Akita Bank’s board has approved a 5-for-1 split of its common shares, effective October 1, 2026, to lower the investment unit price, broaden its investor base and improve share liquidity. The split will increase issued shares from 18,093,643...
Akita Bank Strengthens Capital Adequacy in First Quarter of FY 2027
Aug 19, 2026
Akita Bank reported its capital adequacy ratio under the domestic standard as of June 30, 2026, marking the end of the first quarter of the fiscal year ending March 31, 2027. The consolidated capital adequacy ratio rose to 11.51%, up 0.25 percenta...
Akita Bank Delivers Strong Profit Growth in First Quarter of FY2026
Jul 30, 2026
Akita Bank reported consolidated ordinary income of ¥16.1 billion for the three months ended June 30, 2026, a slight year-on-year increase, while ordinary profit surged 44.5% to ¥4.44 billion and profit attributable to owners of the pare...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.