Aichi Financial Group, Inc. (7389) Stock Price & Analysis

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7389 Stock Chart & Stats

¥1,751.00-¥25.00(-1.41%)

At close: Nov 12 3:30 PM GMT+9

Day’s Range: JPY 1,740.00 - JPY 1,781.00
52-Week Range: JPY 823.00 - JPY 2,156.00
Previous Close: JPY 1,776.00
Volume: N/A
Average Volume (3M): 998.24K
Market Cap: JPY 436.14B
Enterprise Value: JPY 144.55B
Total Cash (Recent Filing): JPY 571.20B
Total Debt (Recent Filing): JPY 376.80B
Price to Earnings (P/E): 13.1
Beta: 1.32
Next Earnings: Feb 16, 2027 (Est.)
EPS Estimate: N/A
Next Dividend Ex-Date: Mar 30, 2027
Dividend Yield: 1.83%

Bulls Say, Bears Say

Bulls Say

Accelerating Revenue And Margins

Strong revenue acceleration combined with materially higher net and EBIT margins indicates improved operating performance across the regional banking group. If maintained, this earnings profile can strengthen internal capital generation and support continued investment in customer services and local-market growth.

Improving Capitalization

A growing equity base and improved leverage provide a stronger capital foundation for a regional bank serving households, businesses, and local governments. Better capitalization should enhance resilience and give management greater capacity to support lending and absorb fluctuations in profitability.

FY2026 Cash Recovery

The return to positive operating cash flow and near-complete free-cash-flow coverage of net income are constructive signs for earnings conversion in FY2026. This improvement can support capital retention and reduce reliance on external funding, provided cash generation remains stable.

Bears Say

Highly Volatile Cash Generation

Back-to-back years of negative operating cash flow make the recent improvement less dependable as a durable trend. Such volatility complicates capital planning and weakens confidence that reported earnings will consistently translate into cash available for lending, investment, or shareholder distributions.

Earnings Profile Volatility

The exceptional FY2023 margins suggest that reported profitability has been affected by unusual drivers rather than following a consistently repeatable pattern. This reduces confidence in normalized earnings power and makes the sustainability of current margins harder to assess over coming quarters.

Modest Returns Despite Stronger Earnings

Although leverage has improved, debt remains sizable relative to equity and the approximately 5% return on equity indicates limited capital efficiency. This combination may constrain the benefit of balance-sheet growth unless profitability improves enough to generate stronger returns on the capital employed.

Aichi Financial Group, Inc. News

Aichi Financial Group Reports Results for Six Months Ended September 30, 2026

Aichi Financial Group, Inc. ( ($JP:7389) ) has issued an announcement. Aichi Financial Group reported consolidated ordinary income of ¥77,995 million for the six months ended September 30, 2026, up

14h ago7389

Aichi Financial Group Raises Fiscal 2027 Forecasts and Dividend

The latest announcement is out from Aichi Financial Group, Inc. ( ($JP:7389) ). Aichi Financial Group operates as a financial group, with Aichi Bank as a consolidated subsidiary. The release

3d ago7389

Ariake Master Fund Becomes Aichi Financial Group’s Largest Shareholder

Aichi Financial Group, Inc. ( ($JP:7389) ) has provided an announcement. Aichi Financial Group, Inc. said Ariake Master Fund became both a major shareholder and its largest shareholder on October

4d ago7389

Aichi Financial Group and San ju San Financial Group Scrap Planned Business Integration

Aichi Financial Group, Inc. ( ($JP:7389) ) has provided an announcement. Aichi Financial Group, Inc. and San ju San Financial Group, Inc. have dissolved their basic agreement to pursue a

2M ago7389

Aichi Financial Group Posts Strong Q1 Profit Surge and Confirms Dividend Outlook

Aichi Financial Group, Inc. ( ($JP:7389) ) has shared an update. Aichi Financial Group reported a sharp improvement in performance for the three months ended June 30, 2026, with ordinary

3M ago7389

Aichi Financial Group Completes Restricted Stock Grant to Directors

Aichi Financial Group, Inc. ( ($JP:7389) ) has provided an announcement. Aichi Financial Group, Inc., a regional Japanese financial services group listed on the Tokyo and Nagoya exchanges, provides banking

4M ago7389

Aichi Financial Group Grants Restricted Stock to Directors After Share Split

The latest announcement is out from Aichi Financial Group, Inc. ( ($JP:7389) ). Aichi Financial Group will dispose of 46,000 shares of its treasury stock as restricted stock remuneration to

4M ago7389

Aichi Financial Group to Book Extraordinary Gain From Partial Pension Trust Return

An update from Aichi Financial Group, Inc. ( ($JP:7389) ) is now available. Aichi Financial Group said its core subsidiary Aichi Bank will partially terminate a retirement benefit trust after

5M ago7389

Aichi Financial Group overhauls board and audit lineup across group

Aichi Financial Group, Inc. ( ($JP:7389) ) has shared an announcement. Aichi Financial Group and its core subsidiary Aichi Bank have announced a slate of board changes, naming several new

6M ago7389

Aichi Financial Group Raises Profit and ROE Targets in Medium-Term Plan

An announcement from Aichi Financial Group, Inc. ( ($JP:7389) ) is now available. Aichi Financial Group has revised upward the key numerical targets in its second medium-term business plan covering

6M ago7389

7389 FAQ

What was Aichi Financial Group, Inc.’s price range in the past 12 months?

Aichi Financial Group, Inc. lowest stock price was ¥823.00 and its highest was ¥2156.00 in the past 12 months.

What is Aichi Financial Group, Inc.’s market cap?

Aichi Financial Group, Inc.’s market cap is ¥436.14B.

When is Aichi Financial Group, Inc.’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Aichi Financial Group, Inc.’s earnings last quarter?

Aichi Financial Group, Inc. released its earnings results on Nov 13, 2026. The company reported ¥14.542 earnings per share for the quarter.

Is Aichi Financial Group, Inc. overvalued?

Not enough analysts have published a price target to calculate whether the price is overvalued.

Does Aichi Financial Group, Inc. pay dividends?

Aichi Financial Group, Inc. pays a semiannual dividend of ¥17 which represents an annual dividend yield of 1.83%. See more information on Aichi Financial Group, Inc. dividends here

What is Aichi Financial Group, Inc.’s EPS estimate?

Aichi Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Aichi Financial Group, Inc. have?

Aichi Financial Group, Inc. has 245,623,350 shares outstanding.

What happened to Aichi Financial Group, Inc.’s price movement after its last earnings report?

Aichi Financial Group, Inc. reported an EPS of ¥14.542 in its last earnings report. Following the earnings report the stock price went up 6.743%.

Which hedge fund is a major shareholder of Aichi Financial Group, Inc.?

Currently, no hedge funds are holding shares in JP:7389

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

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