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Aichi Financial Group, Inc. (JP:7389)
:7389
Japanese Market
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Aichi Financial Group, Inc. (7389) Price & Analysis

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7389 Stock Chart & Stats

¥4600.00
¥24.00(0.95%)
At close: 4:00 PM EST
¥4600.00
¥24.00(0.95%)

Bulls Say, Bears Say

Bulls Say
Revenue GrowthAccelerating revenue (~27% in FY2026) reflects stronger core banking and fee income driven by regional lending and deposit activity. Sustained top-line growth bolsters the earnings base, supports loan-book scale, and improves capacity to invest in operations and risk management over the medium term.
Improved Profitability / MarginsMaterial margin improvement (net ~19%, EBIT ~26%) indicates better operating leverage and pricing power in retail and corporate banking. Higher margins enhance cash generation potential and provide a cushion to absorb credit costs, supporting durable profitability if these levels persist.
Stronger CapitalizationRising equity and improved leverage provide a firmer capital buffer, supporting lending growth and regulatory resilience. Stronger capitalization increases financial flexibility to absorb shocks, finance strategic initiatives, and maintain confidence among depositors and counterparties over a multi-quarter horizon.
Bears Say
Earnings & Cash-Flow VolatilitySharp volatility in earnings and operating cash flows undermines predictability of core cash generation. This complicates capital planning, dividend consistency and provisioning, and raises the risk that recent improvements reflect timing or one-offs rather than a stable expansion of underlying banking operations.
Elevated Leverage / DebtSizable debt and historically higher leverage constrain financial flexibility and increase sensitivity to interest-rate and funding shocks. Persistent elevated leverage can pressure regulatory metrics and limit the bank’s room to increase lending or absorb credit deterioration without raising capital or cutting payouts.
Modest Return On EquityROE near 5% signals limited efficiency in converting equity into shareholder returns versus typical banking targets. Sustained modest ROE implies the bank needs continued margin expansion or productivity gains to improve long-term shareholder value and justify capital deployment decisions.

Aichi Financial Group, Inc. News

7389 FAQ

What was Aichi Financial Group, Inc.’s price range in the past 12 months?
Aichi Financial Group, Inc. lowest stock price was ¥497.00 and its highest was ¥1710.00 in the past 12 months.
    What is Aichi Financial Group, Inc.’s market cap?
    Aichi Financial Group, Inc.’s market cap is ¥328.09B.
      When is Aichi Financial Group, Inc.’s upcoming earnings report date?
      Aichi Financial Group, Inc.’s upcoming earnings report date is Aug 13, 2026 which is in 61 days.
        How were Aichi Financial Group, Inc.’s earnings last quarter?
        Aichi Financial Group, Inc. released its earnings results on May 15, 2026. The company reported ¥14.804 earnings per share for the quarter, beating the consensus estimate of N/A by ¥14.804.
          Is Aichi Financial Group, Inc. overvalued?
          According to Wall Street analysts Aichi Financial Group, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Aichi Financial Group, Inc. pay dividends?
            Aichi Financial Group, Inc. pays a Semiannually dividend of ¥15 which represents an annual dividend yield of 2.14%. See more information on Aichi Financial Group, Inc. dividends here
              What is Aichi Financial Group, Inc.’s EPS estimate?
              Aichi Financial Group, Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Aichi Financial Group, Inc. have?
              Aichi Financial Group, Inc. has 245,623,350 shares outstanding.
                What happened to Aichi Financial Group, Inc.’s price movement after its last earnings report?
                Aichi Financial Group, Inc. reported an EPS of ¥14.804 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.197%.
                  Which hedge fund is a major shareholder of Aichi Financial Group, Inc.?
                  Currently, no hedge funds are holding shares in JP:7389
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Aichi Financial Group, Inc.

                    Aichi Financial Group, Inc., encompassing its various subsidiaries, offers a wide array of banking and financial solutions across Japan. Their services include managing deposit accounts, providing diverse lending facilities, handling both domestic and foreign currency exchange, and directly distributing investment trusts and life insurance policies. The company was established in 2022 and has its primary corporate headquarters situated in Nagoya, Japan.

                    Aichi Financial Group, Inc. (7389) Earnings & Revenues

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