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Anshin Guarantor Service Co., Ltd.
(7183)
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Rating:56Neutral
Price Target:
¥262.00
▲(69.03% Upside)
Action:Reiterated
Date:08/17/26
The score is held back primarily by financial performance risks—especially sustained negative operating/free cash flow and recent margin compression—despite solid revenue growth and low balance-sheet leverage. Technicals are moderately supportive with a positive longer-term trend, while valuation is neutral with a mid-range P/E and modest dividend yield.
Positive Factors
Accelerating Revenue Growth
Steady multi-year revenue expansion, accelerating to about 14.7% in 2026, indicates continued demand for the company’s guarantee services and provides a durable base for future operating scale.
Negative Factors
Weak Cash Conversion
Persistent negative operating and free cash flow despite reported net income raises concerns about earnings quality, working-capital requirements, and the company’s ability to self-fund growth or return capital consistently.
Read all positive and negative factors
Positive Factors
Negative Factors
Accelerating Revenue Growth
Steady multi-year revenue expansion, accelerating to about 14.7% in 2026, indicates continued demand for the company’s guarantee services and provides a durable base for future operating scale.
Read all positive factors
Anshin Guarantor Service Co., Ltd. (7183) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥4.57B
Dividend Yield1.18%
Average Volume (3M)34.12K
Price to Earnings (P/E)19.4
Beta (1Y)0.34
Revenue Growth14.35%
EPS Growth268.68%
CountryJP
Employees135
SectorGeneral
Sector StrengthN/A
IndustryFinancial - Credit Services
Share Statistics
EPS (TTM)18.53
Shares Outstanding17,976,600
10 Day Avg. Volume31,580
30 Day Avg. Volume34,123
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)1.28
Price to Sales (P/S)0.54
P/FCF Ratio-51.35
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Anshin Guarantor Service Co., Ltd. Business Overview & Revenue Model
Company Description
Anshin Guarantor Service Co., Ltd. primarily offers rental debt guarantee services across Japan. Its portfolio features key products such as Anshin Plus, Life Anshin Plus, AEON Card De Yachin, and Aplus Anshin Rent Guarantee. Clients benefit from ...
How the Company Makes Money
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Anshin Guarantor Service Co., Ltd. Financial Statement Overview
Summary
Income Statement
63
Positive
Balance Sheet
74
Positive
Cash Flow
28
Negative
| Breakdown | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 6.16B | 5.38B | 4.84B | 4.50B | 4.13B |
| Gross Profit | 259.00M | 58.22M | 439.28M | 571.04M | 457.55M |
| EBITDA | 518.08M | 228.04M | 628.79M | 786.80M | 687.79M |
| Net Income | 291.95M | 89.58M | 373.62M | 471.70M | 400.81M |
Balance Sheet | |||||
| Total Assets | 14.80B | 12.86B | 11.11B | 9.47B | 8.07B |
| Cash, Cash Equivalents and Short-Term Investments | 910.46M | 929.31M | 1.21B | 1.36B | 1.28B |
| Total Debt | 750.00M | 600.00M | 500.00M | 350.00M | 350.00M |
| Total Liabilities | 12.20B | 10.50B | 8.79B | 7.31B | 6.32B |
| Stockholders Equity | 2.60B | 2.36B | 2.32B | 2.17B | 1.75B |
Cash Flow | |||||
| Free Cash Flow | -64.95M | -253.31M | -81.25M | 135.11M | 89.23M |
| Operating Cash Flow | -61.14M | -243.15M | -30.23M | 185.95M | 170.00M |
| Investing Cash Flow | -55.53M | -86.85M | -52.17M | -50.88M | -106.12M |
| Financing Cash Flow | 97.82M | 47.77M | -68.41M | -53.73M | -3.64M |
Anshin Guarantor Service Co., Ltd. Technical Analysis
Positive
155.00
Price Trends
254.38
Negative
235.73
Positive
198.12
Positive
Market Momentum
0.18
Positive
55.95
Neutral
<0.01
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7183, the sentiment is Positive. The current price of 155 is below the 20-day moving average (MA) of 254.05, below the 50-day MA of 254.38, and below the 200-day MA of 198.12, indicating a neutral trend. The MACD of 0.18 indicates Positive momentum. The RSI at 55.95 is Neutral, neither overbought nor oversold. The STOCH value of <0.01 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7183.
Anshin Guarantor Service Co., Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
83 Outperform | ¥439.73B | 12.95 | 13.93% | 4.80% | 2.32% | 3.67% | |
80 Outperform | ¥26.27B | 14.55 | ― | 2.63% | 17.21% | 23.84% | |
79 Outperform | ¥82.92B | 22.46 | ― | 2.02% | 5.01% | 8.58% | |
71 Outperform | ¥85.22B | 12.53 | ― | 2.44% | 20.74% | 40.62% | |
62 Neutral | ¥46.13B | 24.57 | ― | ― | 7.25% | 8.41% | |
56 Neutral | ¥4.57B | 19.40 | ― | 2.04% | 14.35% | 268.68% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
JP:7183
Anshin Guarantor Service Co., Ltd.
254.00
91.61
56.41%
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eGuarantee, Inc.
1,825.00
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23.85%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.