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Financial Products Group Co., Ltd. (7148) AI Stock Analysis
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Financial Products Group Co., Ltd.
(TSE/TYO:7148)
The score is supported primarily by strong profitability and improved leverage, plus attractive valuation (low P/E and high dividend yield). It is held back by unreliable cash-flow generation and weak technicals, with the stock trading below major moving averages alongside negative momentum indicators.
Financial Products Group Co., Ltd. (7148) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 117.23B
- Dividend Yield
- 7.23%
- Average Volume (3M)
- 589.51K
- Price to Earnings (P/E)
- 6.9
- Beta (1Y)
- 0.89
- Revenue Growth
- -36.95%
- EPS Growth
- -6.27%
- Country
- Japan
- Employees
- 383
- Sector
- General
- Sector Strength
- 55
- Industry
- Investment - Banking & Investment Services
Financial Products Group Co., Ltd. Business Overview & Revenue Model
Company Description
Financial Partners Group Co.,Ltd., together with its subsidiaries, provides various financial products and services in Japan. It is involved in the leasing fund business for aircraft, marine containers, and ships. The company also engages in the dome...
How the Company Makes Money
The company makes money primarily by originating and managing asset-backed financing transactions. Key revenue streams generally include: (1) interest income and financing spreads earned on loans or lease-related financing tied to underlying assets (...
Financial Products Group Co., Ltd. Financial Statement Overview
Summary
Strong profitability (gross margin ~44%, operating margin ~30%, net margin ~21%) and high ROE (~26%) support the score, and leverage improved meaningfully (debt-to-equity ~0.76 in 2026 vs. >~2.5x in 2023–2024). The main constraint is weak and inconsistent cash generation, with operating cash flow dropping sharply in 2026 and negative OCF/FCF appearing in earlier years.
Income Statement
72PositiveBalance Sheet
66PositiveCash Flow
45Neutral| Breakdown | TTM | Sep 2026 | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 90.48B | 81.81B | 129.76B | 107.78B | 71.15B | 59.19B |
| Gross Profit | 35.18B | 36.03B | 36.05B | 38.35B | 26.31B | 18.63B |
| EBITDA | 24.43B | 24.74B | 27.92B | 30.65B | 19.24B | 13.01B |
| Net Income | 16.50B | 16.96B | 18.16B | 20.46B | 12.47B | 8.47B |
Balance Sheet | ||||||
| Total Assets | 125.99B | 145.19B | 126.86B | 230.62B | 183.68B | 158.05B |
| Cash, Cash Equivalents and Short-Term Investments | 27.63B | 24.79B | 15.44B | 18.45B | 16.63B | 13.61B |
| Total Debt | 49.58B | 57.78B | 54.00B | 149.62B | 112.94B | 99.85B |
| Total Liabilities | 65.83B | 80.30B | 69.67B | 177.29B | 139.38B | 121.89B |
| Stockholders Equity | 59.99B | 64.74B | 57.06B | 53.21B | 44.19B | 36.07B |
Cash Flow | ||||||
| Free Cash Flow | -705.00M | 16.75B | 106.08B | -46.49B | -6.92B | -48.77B |
| Operating Cash Flow | -668.00M | 17.61B | 106.22B | -45.49B | 2.44B | -48.52B |
| Investing Cash Flow | -539.00M | -1.74B | 806.00M | 6.57B | -9.36B | -552.00M |
| Financing Cash Flow | 2.30B | -6.20B | -110.87B | 24.23B | 7.34B | 43.65B |
Financial Products Group Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7148, the sentiment is Negative. The current price of 1400.00 is below the 20-day moving average (MA) of 1613.05, below the 50-day MA of 1629.32, and below the 200-day MA of 1660.94, indicating a bearish trend. The MACD of -18.88 indicates Positive momentum. The RSI at 21.55 is Positive, neither overbought nor oversold. The STOCH value of 6.59 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:7148.
Financial Products Group Co., Ltd. Peers Comparison
Overall Rating
JP:861683Outperform
JP:862876Outperform
JP:860971.6Outperform
JP:851165.75Neutral
JP:869864Neutral- JP:714863Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:8616 | 83Outperform | JPY 196.45B | 8.53 | 10.42% | 6.70% | 15.67% | 61.22% |
| JP:8628 | 76Outperform | JPY 260.91B | 13.49 | 23.59% | 5.22% | 46.94% | 77.06% |
| JP:8609 | 72Outperform | JPY 223.43B | 7.53 | ― | 3.96% | 35.90% | 141.44% |
| JP:8511 | 66Neutral | JPY 167.44B | 14.03 | 8.85% | 4.43% | 73.44% | 32.45% |
| JP:8698 | 64Neutral | JPY 155.30B | 14.19 | 8.82% | 4.97% | 16.13% | ― |
| JP:7148 | 63Neutral | JPY 112.19B | 6.91 | ― | 7.23% | -36.95% | -6.27% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:7148 | Financial Products Group Co., Ltd. | 1400.00 | -627.44 | -30.95% | |
| JP:8511 | Japan Securities Finance Co | 2098.00 | 395.78 | 23.25% | |
| JP:8698 | Monex Group | 620.00 | -59.72 | -8.79% | |
| JP:8628 | Matsui Securities Co | 1015.00 | 284.58 | 38.96% | |
| JP:8616 | Tokai Tokyo Financial Holdings | 791.00 | 255.34 | 47.67% | |
| JP:8609 | Okasan Securities Group Inc. | 1011.00 | 357.53 | 54.71% |
Financial Products Group Co., Ltd. Corporate Events
Financial Partners Group Cuts Annual Dividend While Maintaining Stable Payout Policy
Financial Partners Group Co., Ltd. has reaffirmed its shareholder return policy of maintaining continuous and stable dividends while targeting a 50% payout ratio for the full year. The company aims to support long-term growth by retaining sufficient...
Financial Partners Group Launches ¥2 Billion Share Buyback to Boost Capital Efficiency
Financial Partners Group Co., Ltd. has approved a share buyback program to acquire up to 1.2 million of its common shares, equivalent to about 1.4% of outstanding shares, for a maximum total of 2 billion yen. The repurchase, to be executed via discre...
Financial Partners Group Profit Holds Firm as Sales Slump and Dividend Is Trimmed
Financial Partners Group reported a sharp 37% year-on-year decline in consolidated net sales to ¥81.8 billion for the fiscal year ended September 30, 2026, while operating profit slipped only 2.7% to ¥24.7 billion. Profit attributable to ow...
FPG Secures JPY 35.3 Billion in New Committed Credit Lines to Support Fund Businesses
Financial Partners Group Co., Ltd., a Tokyo-listed financial services provider, specializes in leasing and real estate fund businesses in Japan and overseas. Its model depends on securing flexible credit facilities from major banks to finance product...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Oct 31, 2026