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Financial Products Group Co., Ltd. (JP:7148)
:7148
Japanese Market
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Financial Products Group Co., Ltd. (7148) AI Stock Analysis

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JP:7148

Financial Products Group Co., Ltd.

(7148)

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Outperform 73 (OpenAI - 5.2)
Rating:73Outperform
Price Target:
¥1,803.00
▼(-6.09% Downside)
Action:Upgraded
Date:08/06/26
The score is driven primarily by solid financial performance (strong revenue growth and profitability, though leverage and cash-flow consistency remain watch items) and supported by attractive valuation (low P/E and high dividend yield). Technical signals are mixed-to-neutral, with short-to-mid-term strength but weakness versus the 200-day average limiting the overall score.
Positive Factors
Strong recent profitability
A reported 10.76% revenue increase alongside healthy gross and net margins indicates an efficient operating model. Durable profitability supports reinvestment, dividend capacity and resilience through cycles, underpinning sustainable cash generation and shareholder returns over months.
Negative Factors
Remaining high leverage
Although leverage has improved, an elevated debt burden still increases vulnerability to interest-rate moves and cyclical downturns. Persistent high leverage can constrain capital allocation, limit strategic flexibility and raise refinancing risk if cashflows weaken.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong recent profitability
A reported 10.76% revenue increase alongside healthy gross and net margins indicates an efficient operating model. Durable profitability supports reinvestment, dividend capacity and resilience through cycles, underpinning sustainable cash generation and shareholder returns over months.
Read all positive factors

Financial Products Group Co., Ltd. (7148) vs. iShares MSCI Japan ETF (EWJ)

Financial Products Group Co., Ltd. Business Overview & Revenue Model

Company Description
Financial Partners Group Co.,Ltd., together with its subsidiaries, provides various financial products and services in Japan. It is involved in the leasing fund business for aircraft, marine containers, and ships. The company also engages in the d...
How the Company Makes Money
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Financial Products Group Co., Ltd. Financial Statement Overview

Summary
Strong income statement quality (revenue up 10.76% with healthy profitability), offset by moderate balance sheet risk (leverage still relatively high despite improvement) and only fair cash flow strength given historical volatility in free cash flow.
Income Statement
85
Very Positive
Balance Sheet
70
Positive
Cash Flow
60
Neutral
BreakdownTTMSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue90.48B129.76B107.78B71.15B59.19B14.92B
Gross Profit35.18B36.05B38.35B26.31B18.63B11.68B
EBITDA24.43B27.92B30.65B19.24B13.01B5.84B
Net Income16.50B18.16B20.46B12.47B8.47B2.95B
Balance Sheet
Total Assets125.99B126.86B230.62B183.68B158.05B91.90B
Cash, Cash Equivalents and Short-Term Investments27.63B15.44B18.45B16.63B13.61B21.29B
Total Debt49.58B54.00B149.62B112.94B99.85B53.50B
Total Liabilities65.83B69.67B177.29B139.38B121.89B62.51B
Stockholders Equity59.99B57.06B53.21B44.19B36.07B29.24B
Cash Flow
Free Cash Flow-705.00M106.08B-46.49B-6.92B-48.77B10.92B
Operating Cash Flow-668.00M106.22B-45.49B2.44B-48.52B11.00B
Investing Cash Flow-539.00M806.00M6.57B-9.36B-552.00M-1.15B
Financing Cash Flow2.30B-110.87B24.23B7.34B43.65B-31.92B

Financial Products Group Co., Ltd. Technical Analysis

Technical Analysis Sentiment
Positive
Last Price1920.00
Price Trends
50DMA
1591.02
Positive
100DMA
1569.65
Positive
200DMA
1795.23
Negative
Market Momentum
MACD
17.55
Negative
RSI
58.84
Neutral
STOCH
76.08
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:7148, the sentiment is Positive. The current price of 1920 is above the 20-day moving average (MA) of 1639.90, above the 50-day MA of 1591.02, and above the 200-day MA of 1795.23, indicating a neutral trend. The MACD of 17.55 indicates Negative momentum. The RSI at 58.84 is Neutral, neither overbought nor oversold. The STOCH value of 76.08 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:7148.

Financial Products Group Co., Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
¥216.57B9.748.89%5.60%33.52%186.49%
73
Outperform
¥133.35B8.446.91%-22.77%-5.57%
67
Neutral
¥264.75B8.944.01%38.46%176.98%
66
Neutral
¥289.70B16.6419.66%5.13%43.71%73.74%
66
Neutral
¥199.60B16.867.85%3.66%73.44%32.45%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
55
Neutral
¥185.61B17.318.98%4.18%16.13%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:7148
Financial Products Group Co., Ltd.
1,663.00
-637.43
-27.71%
JP:8511
Japan Securities Finance Co
2,519.00
738.83
41.50%
JP:8698
Monex Group
749.00
-71.86
-8.75%
JP:8628
Matsui Securities Co
1,180.00
450.27
61.70%
JP:8616
Tokai Tokyo Financial Holdings
896.00
353.70
65.22%
JP:8609
Okasan Securities Group Inc.
1,227.00
582.97
90.52%

Financial Products Group Co., Ltd. Corporate Events

Financial Partners Group Posts Lower Sales but Maintains 2026 Earnings Outlook, Cuts Dividend
Jul 30, 2026
Financial Partners Group reported consolidated net sales of ¥51,417 million for the nine months ended June 30, 2026, a sharp 43.3% year-on-year decline, while operating profit fell 8.6% to ¥17,619 million and profit attributable to owner...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026