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Bank of Innovation, Inc.
(4393)
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Rating:69Neutral
Price Target:
¥7,337.00
▲(19.89% Upside)
Action:Downgraded
Date:10/20/26
The score is primarily driven by solid financial performance (strong revenue growth, improving margins, low leverage, and improved cash generation) and supportive technical strength (price above major moving averages with positive MACD). These positives are tempered by signs of an overextended technical condition (RSI/Stoch elevated) and only mid-range valuation support given a moderate P/E and no dividend yield.
Positive Factors
Strong revenue growth and profitability
The sharp revenue increase, supported by healthy gross and net margins, indicates stronger earnings capacity and expanding business activity. If profitability remains resilient, the company should have more resources to reinvest in its digital platform and support growth over the coming quarters.
Negative Factors
Declining EBIT and EBITDA margins
Lower EBIT and EBITDA margins suggest that operating profitability has weakened even as revenue expanded. If this pressure persists, incremental sales may contribute less to earnings, limiting the benefit of growth and potentially reducing the company’s ability to reinvest in its platform.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong revenue growth and profitability
The sharp revenue increase, supported by healthy gross and net margins, indicates stronger earnings capacity and expanding business activity. If profitability remains resilient, the company should have more resources to reinvest in its digital platform and support growth over the coming quarters.
Read all positive factors
Bank of Innovation, Inc. (4393) vs. iShares MSCI Japan ETF (EWJ)
Market Cap
¥25.45B
Dividend YieldN/A
Average Volume (3M)52.81K
Price to Earnings (P/E)17.4
Beta (1Y)0.93
Revenue Growth-1.92%
EPS Growth69.10%
CountryJP
Employees247
SectorGeneral
Sector StrengthN/A
IndustryElectronic Gaming & Multimedia
Share Statistics
EPS (TTM)428.50
Shares Outstanding4,003,000
10 Day Avg. Volume70,490
30 Day Avg. Volume52,810
Financial Highlights & Ratios
PEG Ratio0.46
Price to Book (P/B)5.54
Price to Sales (P/S)2.60
P/FCF Ratio11.37
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bank of Innovation, Inc. Business Overview & Revenue Model
Company Description
Headquartered in Tokyo, Japan, Bank of Innovation, Inc. specializes in the development and operation of games for smartphones. The company, which was established in 2006, offers titles such as Mitrasphere and Cryptotract....
How the Company Makes Money
The company primarily makes money through standard banking revenue streams: (1) Net interest income, earned from the spread between interest income generated on loans and other interest-earning assets and the interest paid on customer deposits and...
Bank of Innovation, Inc. Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
65
Positive
Cash Flow
68
Positive
| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 11.95B | 12.37B | 13.62B | 21.33B | 2.43B | 2.13B |
| Gross Profit | 5.34B | 7.24B | 7.32B | 11.86B | 606.97M | 471.06M |
| EBITDA | 2.31B | 2.17B | 1.35B | 4.91B | -1.00B | -801.03M |
| Net Income | 1.70B | 1.35B | 895.00M | 3.29B | -838.45M | -541.59M |
Balance Sheet | ||||||
| Total Assets | 8.31B | 8.54B | 5.82B | 8.09B | 2.04B | 2.47B |
| Cash, Cash Equivalents and Short-Term Investments | 5.68B | 5.39B | 2.90B | 5.42B | 1.04B | 1.67B |
| Total Debt | 0.00 | 13.00M | 200.00M | 555.00M | 1.28B | 1.45B |
| Total Liabilities | 1.67B | 2.73B | 1.35B | 4.41B | 1.64B | 1.75B |
| Stockholders Equity | 6.64B | 5.82B | 4.47B | 3.68B | 399.32M | 722.29M |
Cash Flow | ||||||
| Free Cash Flow | 2.83B | 2.83B | -1.74B | 5.16B | -974.50M | -735.35M |
| Operating Cash Flow | 2.87B | 2.87B | -1.72B | 5.21B | -974.29M | -729.83M |
| Investing Cash Flow | 123.00M | 123.00M | -428.00M | -278.00M | 96.36M | -65.44M |
| Financing Cash Flow | -188.00M | -188.00M | -462.00M | -739.00M | 349.19M | -74.92M |
Bank of Innovation, Inc. Technical Analysis
Positive
6120.00
Price Trends
5954.80
Positive
5419.75
Positive
5464.95
Positive
Market Momentum
202.26
Positive
53.27
Neutral
23.15
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4393, the sentiment is Positive. The current price of 6120 is below the 20-day moving average (MA) of 6522.50, above the 50-day MA of 5954.80, and above the 200-day MA of 5464.95, indicating a bullish trend. The MACD of 202.26 indicates Positive momentum. The RSI at 53.27 is Neutral, neither overbought nor oversold. The STOCH value of 23.15 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for JP:4393.
Bank of Innovation, Inc. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | ¥14.61B | 6.25 | ― | 0.97% | 16.24% | ― | |
70 Outperform | ¥9.99B | 15.21 | ― | 0.51% | -23.76% | -54.87% | |
69 Neutral | ¥25.45B | 17.42 | ― | ― | -1.92% | 69.10% | |
61 Neutral | ¥77.55B | 18.14 | 4.38% | 5.08% | -10.13% | 242.10% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% | |
49 Neutral | ¥9.86B | -5.79 | ― | 0.71% | 26.98% | -143.29% | |
45 Neutral | ¥13.80B | 16.37 | ― | 0.49% | 10.54% | ― |
* General Sector Average
JP:4393
Bank of Innovation, Inc.
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-14.17%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.