Bank of Innovation, Inc. (4393) Stock Price & Analysis

4393 Stock Chart & Stats

¥6,640.00¥20.00(0.30%)

At close: Oct 30 3:30 PM GMT+9

Day’s Range: JPY 6,520.00 - JPY 6,830.00
52-Week Range: JPY 4,225.00 - JPY 7,840.00
Previous Close: JPY 6,620.00
Volume: 103.20K
Average Volume (3M): 52.54K
Market Cap: JPY 25.84B
Enterprise Value: JPY 13.71B
Total Cash (Recent Filing): JPY 5.68B
Total Debt (Recent Filing): JPY 0
Price to Earnings (P/E): 17.5
Beta: 0.84
Next Earnings: Nov 16, 2026 (Est.)
EPS Estimate: N/A
Next Dividend Ex-Date: N/A
Dividend Yield: N/A

Bulls Say, Bears Say

Bulls Say

Strong Revenue Growth And Profitability

The sharp revenue increase, supported by healthy gross and net margins, indicates stronger earnings capacity and expanding business activity. If profitability remains resilient, the company should have more resources to reinvest in its digital platform and support growth over the coming quarters.

Low Leverage And Strong Equity Base

A high equity ratio and low debt-to-equity level provide financial stability and reduce pressure from borrowing costs or refinancing needs. Combined with strong return on equity, this balance-sheet structure gives the company flexibility to withstand volatility and fund operations.

Improved Cash Generation

Positive operating and free cash flow show that reported earnings are translating into cash, while the 2.12 operating-cash-flow-to-net-income ratio indicates strong cash conversion. Durable cash generation can support investment, liquidity, and financial resilience without relying as heavily on external funding.

Bears Say

Declining EBIT And EBITDA Margins

Lower EBIT and EBITDA margins suggest that operating profitability has weakened even as revenue expanded. If this pressure persists, incremental sales may contribute less to earnings, limiting the benefit of growth and potentially reducing the company’s ability to reinvest in its platform.

Historical Cash-flow Volatility

The latest cash-flow improvement is encouraging, but prior volatility indicates that cash generation may not yet be consistently predictable. Uneven cash conversion can complicate budgeting, constrain the timing of investment, and make the company more sensitive to changes in operating performance.

Fluctuating Equity And Debt Levels

Historical changes in equity and debt indicate that the balance-sheet structure has not been entirely stable over time. Although current leverage is low, future shifts in funding or capital levels could affect financial flexibility and make long-term capital planning less predictable.

4393 FAQ

What was Bank of Innovation, Inc.’s price range in the past 12 months?

Bank of Innovation, Inc. lowest stock price was ¥4225.00 and its highest was ¥7840.00 in the past 12 months.

What is Bank of Innovation, Inc.’s market cap?

Bank of Innovation, Inc.’s market cap is ¥25.84B.

When is Bank of Innovation, Inc.’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Bank of Innovation, Inc.’s earnings last quarter?

Bank of Innovation, Inc. released its earnings results on Aug 14, 2026. The company reported ¥45.38 earnings per share for the quarter.

Is Bank of Innovation, Inc. overvalued?

Not enough analysts have published a price target to calculate whether the price is overvalued.

Does Bank of Innovation, Inc. pay dividends?

Bank of Innovation, Inc. does not currently pay dividends.

What is Bank of Innovation, Inc.’s EPS estimate?

Bank of Innovation, Inc.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Bank of Innovation, Inc. have?

Bank of Innovation, Inc. has 4,003,000 shares outstanding.

What happened to Bank of Innovation, Inc.’s price movement after its last earnings report?

Bank of Innovation, Inc. reported an EPS of ¥45.38 in its last earnings report. Following the earnings report the stock price went up 1.976%.

Which hedge fund is a major shareholder of Bank of Innovation, Inc.?

Currently, no hedge funds are holding shares in JP:4393

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description