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ZUU Co., Ltd. (JP:4387)
:4387
Japanese Market
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ZUU Co., Ltd. (4387) AI Stock Analysis

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JP:4387

ZUU Co., Ltd.

(4387)

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Neutral 43 (OpenAI - Gpt-5.6Sol)
Rating:43Neutral
Price Target:
¥489.00
▼(-2.78% Downside)
Action:Reiterated
Date:09/10/26
The score is primarily weighed down by weakened financial performance, driven by the return to sizable losses, higher leverage, and continued cash burn. Technical indicators are mixed/neutral (some short-term support but still below the 200-day average), providing only limited offset. Valuation is also unfavorable due to a negative P/E and no indicated dividend yield.
Positive Factors
Financial Media and Services Platform
The company operates across financial media and financial services, giving it a platform-based business model tied to the ongoing need for finance-related information and solutions. This positioning can support multiple offerings and customer touchpoints as the business develops.
Negative Factors
Revenue and Profitability Deterioration
The latest year shows simultaneous revenue contraction and a swing from profit to a sizable net loss, while EBIT and EBITDA were also negative. This weakens internal funding capacity and suggests that the business must improve demand and cost absorption to restore durable earnings.
Read all positive and negative factors
Positive Factors
Negative Factors
Financial Media and Services Platform
The company operates across financial media and financial services, giving it a platform-based business model tied to the ongoing need for finance-related information and solutions. This positioning can support multiple offerings and customer touchpoints as the business develops.
Read all positive factors

ZUU Co., Ltd. (4387) vs. iShares MSCI Japan ETF (EWJ)

ZUU Co., Ltd. Business Overview & Revenue Model

Company Description
ZUU Co.,Ltd. is a financial technology (fintech) enterprise that maintains platforms in both Japan and Singapore. The company's services encompass specialized fintech support, the PDCA Cloud Software-as-a-Service (SaaS) which helps improve organiz...

ZUU Co., Ltd. Financial Statement Overview

Summary
Overall financials are weak: FY2026 revenue declined (-7.6% YoY) and profitability deteriorated to a sizable net loss (~-15% net margin) with negative EBIT/EBITDA. Leverage rose sharply (debt-to-equity ~0.80 vs ~0.21 prior year) and cash flow is a major concern with negative operating and free cash flow in both FY2025 and FY2026, increasing liquidity/funding risk despite a still-healthy gross margin (~56%).
Income Statement
34
Negative
Balance Sheet
45
Neutral
Cash Flow
28
Negative
BreakdownMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Income Statement
Total Revenue2.62B2.99B2.90B3.40B3.38B
Gross Profit1.47B1.96B1.90B2.43B2.43B
EBITDA-113.76M727.89M33.41M190.21M-252.45M
Net Income-398.11M120.10M-45.16M90.03M-230.72M
Balance Sheet
Total Assets17.45B9.65B9.33B3.07B2.01B
Cash, Cash Equivalents and Short-Term Investments1.77B2.65B1.84B1.49B1.04B
Total Debt870.44M297.18M260.48M125.67M19.17M
Total Liabilities5.58B3.35B4.41B1.71B812.07M
Stockholders Equity1.09B1.39B1.30B1.34B1.19B
Cash Flow
Free Cash Flow-213.58M-773.81M87.93M399.88M-194.26M
Operating Cash Flow-213.26M-737.65M120.56M409.85M-186.42M
Investing Cash Flow765.23M-564.03M-3.09B-106.64M-88.56M
Financing Cash Flow-1.21B2.08B3.31B154.28M56.60M

ZUU Co., Ltd. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price503.00
Price Trends
50DMA
492.90
Positive
100DMA
503.02
Positive
200DMA
574.96
Negative
Market Momentum
MACD
12.82
Negative
RSI
47.90
Neutral
STOCH
39.67
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4387, the sentiment is Negative. The current price of 503 is below the 20-day moving average (MA) of 515.00, above the 50-day MA of 492.90, and below the 200-day MA of 574.96, indicating a neutral trend. The MACD of 12.82 indicates Negative momentum. The RSI at 47.90 is Neutral, neither overbought nor oversold. The STOCH value of 39.67 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:4387.

ZUU Co., Ltd. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
79
Outperform
¥28.92B14.092.55%8.18%35.49%
77
Outperform
¥39.98B17.781.49%34.68%552.65%
76
Outperform
¥11.54B16.763.00%15.39%23.76%
71
Outperform
¥5.18B7.642.94%15.12%152.42%
64
Neutral
¥8.17B60.679.94%-50.69%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
43
Neutral
¥2.41B-17.020.76%-24.76%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
JP:4387
ZUU Co., Ltd.
509.00
-185.00
-26.66%
JP:3965
Capital Asset Planning, Inc.
887.00
15.36
1.76%
JP:4015
Paycloud Holdings Inc.
509.00
-172.00
-25.26%
JP:4389
Property Data Bank, Inc.
1,083.00
167.93
18.35%
JP:4477
BASE, Inc.
339.00
-8.73
-2.51%
JP:9629
PCA Corporation
1,556.00
-320.68
-17.09%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Sep 10, 2026