ZUU Co., Ltd. AI Stock Analysis
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ZUU Co., Ltd. (4387) AI Stock Analysis
ZUU Co., Ltd.
(TSE/TYO:4387)
The score is driven primarily by weakening fundamentals—revenue decline, a return to sizable losses, higher leverage, and ongoing cash burn—which outweigh the benefit of historically solid gross margins. Technicals reinforce the risk, with the stock in a clear downtrend below key moving averages and very oversold momentum. Valuation provides limited support because losses drive a negative P/E and no dividend yield is available.
ZUU Co., Ltd. (4387) vs. iShares MSCI Japan ETF (EWJ)
- Market Cap
- JPY 1.99B
- Dividend Yield
- ―
- Average Volume (3M)
- 11.51K
- Price to Earnings (P/E)
- -14.0
- Beta (1Y)
- 0.85
- Revenue Growth
- 0.76%
- EPS Growth
- -24.76%
- Country
- Japan
- Employees
- 96
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Application
ZUU Co., Ltd. Business Overview & Revenue Model
Company Description
ZUU Co.,Ltd. is a financial technology (fintech) enterprise that maintains platforms in both Japan and Singapore. The company's services encompass specialized fintech support, the PDCA Cloud Software-as-a-Service (SaaS) which helps improve organizati...
ZUU Co., Ltd. Financial Statement Overview
Summary
Financial performance is weak and deteriorating: FY2026 revenue declined (-7.6% YoY) and the company swung to a sizable net loss (~-15% net margin). Leverage rose sharply (debt-to-equity ~0.80 vs ~0.21), and both operating cash flow and free cash flow were negative in FY2026 (also negative in FY2025), increasing funding/liquidity risk despite a still-healthy gross margin (~56%).
Income Statement
34NegativeBalance Sheet
45NeutralCash Flow
28Negative| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 2.86B | 2.62B | 2.99B | 2.90B | 3.40B | 3.38B |
| Gross Profit | 2.03B | 1.47B | 1.96B | 1.90B | 2.43B | 2.43B |
| EBITDA | 373.70M | -113.76M | 727.89M | 33.41M | 190.21M | -252.45M |
| Net Income | -142.01M | -398.11M | 120.10M | -45.16M | 90.03M | -230.72M |
Balance Sheet | ||||||
| Total Assets | 18.45B | 17.45B | 9.65B | 9.33B | 3.07B | 2.01B |
| Cash, Cash Equivalents and Short-Term Investments | 1.37B | 1.77B | 2.65B | 1.84B | 1.49B | 1.04B |
| Total Debt | 923.69M | 870.44M | 297.18M | 260.48M | 125.67M | 19.17M |
| Total Liabilities | 4.95B | 5.58B | 3.35B | 4.41B | 1.71B | 812.07M |
| Stockholders Equity | 1.13B | 1.09B | 1.39B | 1.30B | 1.34B | 1.19B |
Cash Flow | ||||||
| Free Cash Flow | 0 | -213.58M | -773.81M | 87.93M | 399.88M | -194.26M |
| Operating Cash Flow | 0 | -213.26M | -737.65M | 120.56M | 409.85M | -186.42M |
| Investing Cash Flow | 0 | 765.23M | -564.03M | -3.09B | -106.64M | -88.56M |
| Financing Cash Flow | 0 | -1.21B | 2.08B | 3.31B | 154.28M | 56.60M |
ZUU Co., Ltd. Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:4387, the sentiment is Negative. The current price of 406.00 is below the 20-day moving average (MA) of 506.55, below the 50-day MA of 529.20, and below the 200-day MA of 554.60, indicating a bearish trend. The MACD of -29.97 indicates Positive momentum. The RSI at 22.43 is Positive, neither overbought nor oversold. The STOCH value of 6.23 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:4387.
ZUU Co., Ltd. Peers Comparison
Overall Rating
JP:962981Outperform
JP:438979Outperform
JP:447773Outperform
JP:396571Outperform
JP:401558Neutral- JP:438741Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| JP:9629 | 81Outperform | JPY 29.75B | 15.21 | ― | 6.04% | 8.61% | 30.21% |
| JP:4389 | 79Outperform | JPY 10.60B | 16.11 | ― | 3.16% | 18.75% | 32.52% |
| JP:4477 | 73Outperform | JPY 36.32B | 15.49 | ― | 1.61% | 36.14% | 304.76% |
| JP:3965 | 71Outperform | JPY 4.87B | 7.35 | ― | 3.08% | 15.12% | 152.42% |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| JP:4015 | 58Neutral | JPY 5.79B | 13.17 | ― | ― | 8.88% | 191.06% |
| JP:4387 | 41Neutral | JPY 2.03B | -14.05 | ― | ― | 0.76% | -24.76% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| JP:4387 | ZUU Co., Ltd. | 406.00 | -230.00 | -36.16% | |
| JP:3965 | Capital Asset Planning, Inc. | 845.00 | 63.86 | 8.18% | |
| JP:4015 | Paycloud Holdings Inc. | 354.00 | -153.00 | -30.18% | |
| JP:4389 | Property Data Bank, Inc. | 1014.00 | 208.27 | 25.85% | |
| JP:4477 | BASE, Inc. | 310.00 | -32.79 | -9.57% | |
| JP:9629 | PCA Corporation | 1570.00 | -146.91 | -8.56% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Nov 07, 2026