Fisco Ltd. (3807) AI Stock Analysis

• Market Cap: ¥6.19B
• Dividend Yield: N/A
• Average Volume (3M): 358.30K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.03
• Revenue Growth: 63.00%
• EPS Growth: 65.41%
• Country: JP
• Employees: 29
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Data & Stock Exchanges
• EPS (TTM): -0.52
• Shares Outstanding: 45,908,222
• 10 Day Avg. Volume: 283,360
• 30 Day Avg. Volume: 358,303
• PEG Ratio: 0.21
• Price to Book (P/B): 30.48
• Price to Sales (P/S): 8.45
• P/FCF Ratio: -95.40
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 41 Neutral
• Price Target: ¥128.00 ▼(-5.19% Downside)

Fisco Ltd. faces significant financial challenges, with consistent losses and negative cash flow impacting its financial performance score. Technical indicators suggest a bearish trend, further weighing down the stock's attractiveness. The negative P/E ratio and absence of a dividend yield also contribute to a low valuation score. Overall, the stock's outlook is concerning, with financial instability being the most significant factor.

Fisco Ltd. Business Overview & Revenue Model

Company Description

Fisco Ltd. (3807) is a diversified financial services company based in Hong Kong, primarily focused on providing wealth management, asset management, and investment advisory services. The company operates in the financial sector, catering to both individual and institutional clients. Fisco Ltd. offers a range of products, including mutual funds, portfolio management services, and financial planning solutions, aiming to help clients achieve their investment goals and enhance their financial well-being.

How the Company Makes Money

Fisco Ltd. generates revenue through multiple streams primarily related to its financial services offerings. The company earns management fees from the assets it manages in various investment funds and portfolios. Additionally, it collects advisory fees for providing investment advice and financial planning services to clients. Transaction fees from buying and selling securities, as well as performance-based fees linked to the success of its investment strategies, also contribute to its earnings. Significant partnerships with financial institutions and technology providers enhance its service offerings and client reach, thereby boosting its revenue potential.

Fisco Ltd. Financial Statement Overview

Summary

Fisco Ltd. exhibits a troubled financial position with consistent losses affecting profitability metrics. While revenue showed a recent upturn, significant challenges remain in managing costs and generating positive cash flows. The balance sheet reflects moderate leverage but declining equity, indicating increased financial risk.

Income Statement

Fisco Ltd. has experienced significant revenue fluctuations, with a sharp decline from 2019 to 2023. The latest annual revenue growth is robust, but consistent losses are reflected in negative net profit margins. The EBIT and EBITDA margins are negative, indicating challenges in cost management and profitability.

Balance Sheet

The company maintains a relatively balanced debt-to-equity ratio, indicating moderate leverage. However, the declining equity ratio suggests increasing liabilities relative to assets, which could pose stability risks. Return on equity is negative due to persistent losses, which is a concern for investors.

Cash Flow

Cash flow from operations is negative, signaling challenges in generating cash from core activities. Although free cash flow has improved recently, it remains negative, indicating potential liquidity issues. The ratios to net income are not favorable due to negative net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	720.44M	867.88M	450.74M	1.18B	1.25B	1.12B
Gross Profit	260.55M	208.55M	19.38M	714.22M	774.89M	722.90M
EBITDA	-3.04B	-685.92M	-1.55B	-2.64B	5.37B	36.52M
Net Income	-3.14B	-530.70M	-1.59B	-2.76B	3.80B	66.62M
Balance Sheet
Total Assets	3.02B	1.78B	2.09B	3.81B	5.38B	2.72B
Cash, Cash Equivalents and Short-Term Investments	149.01M	235.61M	528.93M	1.08B	1.13B	187.39M
Total Debt	122.93M	8.00M	109.70M	50.51M	83.51M	168.64M
Total Liabilities	1.83B	1.54B	1.80B	1.76B	1.76B	1.42B
Stockholders Equity	1.19B	240.50M	289.91M	2.05B	3.62B	1.30B
Cash Flow
Free Cash Flow	0.00	-76.84M	-66.82M	134.91M	298.59M	-173.93M
Operating Cash Flow	0.00	-39.92M	-40.10M	170.77M	321.92M	-41.37M
Investing Cash Flow	0.00	90.36M	-46.93M	-40.28M	45.15M	172.15M
Financing Cash Flow	0.00	-102.04M	-78.08M	-163.97M	-221.79M	-89.52M

Fisco Ltd. Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 135.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3807, the sentiment is Neutral. The current price of 135 is above the 20-day moving average (MA) of 134.95, below the 50-day MA of 144.14, and below the 200-day MA of 153.52, indicating a neutral trend. The MACD of -2.29 indicates Negative momentum. The RSI at 46.05 is Neutral, neither overbought nor oversold. The STOCH value of 38.52 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for JP:3807.

Fisco Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
7325	76 Outperform	¥8.32B	17.99	―	2.60%	18.97%	24.78%
7175	71 Outperform	¥6.01B	8.60	―	4.46%	-10.55%	-19.65%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
8700	65 Neutral	¥6.49B	12.35	―	3.75%	4.48%	19.69%
4765	62 Neutral	¥59.52B	29.12	9.32%	3.84%	20.36%	9.29%
3807	41 Neutral	¥6.19B	-13.77	―	―	63.00%	65.41%
8798	38 Underperform	¥8.06B	-1.82	―	―	-26.24%	-48.73%