Fisco Ltd. (3807) AI Stock Analysis

• Market Cap: ¥6.83B
• Dividend Yield: N/A
• Average Volume (3M): 3.62M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.01
• Revenue Growth: 63.00%
• EPS Growth: 65.41%
• Country: JP
• Employees: 29
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Data & Stock Exchanges
• EPS (TTM): -0.52
• Shares Outstanding: 45,908,222
• 10 Day Avg. Volume: 404,010
• 30 Day Avg. Volume: 3,623,149
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: ¥142.00
• Price Target Upside: -4.70% Downside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 41 Neutral
• Price Target: ¥142.00 ▼(-4.70% Downside)

Fisco Ltd.'s overall stock score is primarily impacted by its poor financial performance, characterized by consistent losses and negative cash flows. Technical indicators suggest weak momentum, and valuation metrics are unfavorable due to a negative P/E ratio. The absence of earnings call insights and corporate events leaves these areas unaddressed.

Fisco Ltd. Business Overview & Revenue Model

Company Description

FISCO Ltd. provides investment support services. It analyzes Japanese and overseas stocks; foreign exchanges; rates and bonds, including Japanese government, overseas, and corporate bonds; commodities; emerging markets; and market movements. The company also provides information from market participants, market topics, and speculations on a real-time basis; and operates website platforms that offer various financial information. In addition, it offers IR consulting services, communication tools, English and multilingual translations, and IR professional services; corporate reports; and brand communication, interactive, sales promotion support, and advertisement consultation services. Further, the company offers CLUB FISCO, an information sales service for club members; and FISCO AI that provides automated predictions for share prices. FISCO Ltd. was founded in 1994 and is headquartered in Tokyo, Japan.

How the Company Makes Money

Fisco Ltd. generates revenue through multiple streams. The company's primary revenue comes from its fintech and cryptocurrency segments, which include operating cryptocurrency exchanges and providing blockchain technology solutions to businesses. Additionally, Fisco earns income from its financial information services, offering data, analysis, and insights to institutional and retail investors. Strategic partnerships with other technology and financial institutions enhance its market position and contribute significantly to its earnings by expanding its service offerings and customer base.

Fisco Ltd. Financial Statement Overview

Summary

Fisco Ltd. exhibits a troubled financial position with consistent losses affecting profitability metrics. While revenue showed a recent upturn, significant challenges remain in managing costs and generating positive cash flows. The balance sheet reflects moderate leverage but declining equity, indicating increased financial risk.

Income Statement

Fisco Ltd. has experienced significant revenue fluctuations, with a sharp decline from 2019 to 2023. The latest annual revenue growth is robust, but consistent losses are reflected in negative net profit margins. The EBIT and EBITDA margins are negative, indicating challenges in cost management and profitability.

Balance Sheet

The company maintains a relatively balanced debt-to-equity ratio, indicating moderate leverage. However, the declining equity ratio suggests increasing liabilities relative to assets, which could pose stability risks. Return on equity is negative due to persistent losses, which is a concern for investors.

Cash Flow

Cash flow from operations is negative, signaling challenges in generating cash from core activities. Although free cash flow has improved recently, it remains negative, indicating potential liquidity issues. The ratios to net income are not favorable due to negative net income.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	720.44M	867.88M	450.74M	1.18B	1.25B	1.12B
Gross Profit	260.55M	208.55M	19.38M	714.22M	774.89M	722.90M
EBITDA	-3.04B	-685.92M	-1.55B	-2.64B	5.37B	36.52M
Net Income	-3.14B	-530.70M	-1.59B	-2.76B	3.80B	66.62M
Balance Sheet
Total Assets	3.02B	1.78B	2.09B	3.81B	5.38B	2.72B
Cash, Cash Equivalents and Short-Term Investments	149.01M	235.61M	528.93M	1.08B	1.13B	187.39M
Total Debt	122.93M	8.00M	109.70M	50.51M	83.51M	168.64M
Total Liabilities	1.83B	1.54B	1.80B	1.76B	1.76B	1.42B
Stockholders Equity	1.19B	240.50M	289.91M	2.05B	3.62B	1.30B
Cash Flow
Free Cash Flow	0.00	-76.84M	-66.82M	134.91M	298.59M	-173.93M
Operating Cash Flow	0.00	-39.92M	-40.10M	170.77M	321.92M	-41.37M
Investing Cash Flow	0.00	90.36M	-46.93M	-40.28M	45.15M	172.15M
Financing Cash Flow	0.00	-102.04M	-78.08M	-163.97M	-221.79M	-89.52M

Fisco Ltd. Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 149.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For JP:3807, the sentiment is Negative. The current price of 149 is below the 20-day moving average (MA) of 155.60, below the 50-day MA of 150.72, and below the 200-day MA of 155.40, indicating a bearish trend. The MACD of -1.42 indicates Positive momentum. The RSI at 45.54 is Neutral, neither overbought nor oversold. The STOCH value of 8.33 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for JP:3807.

Fisco Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
7325	76 Outperform	7.56B	16.33	11.21%	2.88%	18.97%	24.82%
7175	71 Outperform	6.18B	9.34	6.29%	4.73%	-13.51%	-28.90%
4765	68 Neutral	65.69B	34.23	10.80%	3.44%	9.82%	2.77%
8700	64 Neutral	6.47B	20.11	5.17%	3.70%	-9.52%	-42.24%
8798	47 Neutral	9.68B	-2.10	45.24%	―	-26.24%	-48.73%
3807	41 Neutral	¥6.83B	―	―	―	63.00%	65.41%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%