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JD Bancshares (JDVB) Price & Analysis

JDVB Stock Chart & Stats

$47.32$0.38(0.81%)
At close: 4:00 PM EDT
$40$4517 Aug28 Aug15 Sep30 Sep12 Oct26 Oct
Day’s Range
$43.74 - $50.90
52-Week Range
$27.00 - $51.94
Previous Close
$46.94
Volume
10
Average Volume (3M)
582
Market Cap
$162.26M
Enterprise Value
$137.10M
Total Cash (Recent Filing)
$24.51M
Total Debt (Recent Filing)
$29.94M
Price to Earnings (P/E)
12.3
Beta
-0.03
Next Earnings
Jan 21, 2027
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
2.60%

Bulls Say, Bears Say

Bulls Say

Balance Sheet Strength

The sharp reduction in debt relative to equity strengthens JD Bancshares’ capital position and reduces balance-sheet risk. Greater financial flexibility can help the bank absorb operating pressure and continue supporting customers while preserving capacity for future investment and shareholder returns.

Solid Profitability

Despite some year-over-year moderation, profitability remains solid, with double-digit net and operating margins. This indicates the core banking model is still generating meaningful earnings from its lending, deposit, and related service activities, supporting durable internal capital generation.

Steady Revenue Growth

Revenue has increased in each of the last two reported years, showing an improving top-line trajectory after a flatter period. Continued growth across local retail and business banking activity would provide a foundation for maintaining scale and supporting earnings over coming quarters.

Bears Say

Weaker Cash Conversion

The steep decline in free cash flow and reduced coverage of net income indicate weaker cash conversion in 2025. If sustained, this would limit internally generated flexibility for growth initiatives, dividends, buybacks, or other capital-allocation priorities.

Profitability Pressure

Lower net and operating margins, together with softer net income, show that earnings power weakened in 2025 even though profitability remains healthy. Persistent margin pressure could reduce the bank’s ability to compound capital and offset slower revenue growth.

Modest Growth Profile

The recent revenue trajectory is positive but modest, leaving limited evidence of rapid expansion in the near term. Slower growth can make it harder to absorb expenses, expand earnings meaningfully, and improve returns if margin pressure continues.

JD Bancshares News

JDVB FAQ

What was JD Bancshares’s price range in the past 12 months?
JD Bancshares lowest stock price was $27.00 and its highest was $51.94 in the past 12 months.
What is JD Bancshares’s market cap?
JD Bancshares’s market cap is $162.26M.
When is JD Bancshares’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were JD Bancshares’s earnings last quarter?
JD Bancshares released its earnings results on Oct 22, 2026. The company reported $1.072 earnings per share for the quarter.
Is JD Bancshares overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does JD Bancshares pay dividends?
JD Bancshares pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 2.6%. See more information on JD Bancshares dividends here
What is JD Bancshares’s EPS estimate?
JD Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does JD Bancshares have?
JD Bancshares has 3,429,060 shares outstanding.
What happened to JD Bancshares’s price movement after its last earnings report?
JD Bancshares reported an EPS of $1.072 in its last earnings report. Following the earnings report the stock price went down -2.197%.
Which hedge fund is a major shareholder of JD Bancshares?
Currently, no hedge funds are holding shares in JDVB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology