tiprankstipranks
JD Bancshares (JDVB)
OTHER OTC:JDVB
US Market
Want to see JDVB full AI Analyst Report?

JD Bancshares (JDVB) Price & Analysis

10 Followers

JDVB Stock Chart & Stats

$36.03
$0.00(0.00%)
At close: 4:00 PM EDT
$36.03
$0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Improved LeverageMarked reduction in leverage meaningfully lowers balance-sheet risk and regulatory pressure. A debt-to-equity near 0.29 increases capital flexibility to absorb shocks, fund organic loan growth and support medium-term lending and dividend capacity without relying on external funding.
Steady Revenue GrowthModest but consistent top-line growth over two years indicates improving franchise traction in community banking products. Stable revenue supports incremental loan and deposit expansion, fee income development and the ability to scale operations gradually without depending on volatile one-time gains.
Healthy MarginsSustained operating and net margins provide a durable earnings buffer against interest-rate and funding-cost swings. Robust margins support internal capital generation, enable continued shareholder distributions, and allow reinvestment in service channels and credit underwriting over the medium term.
Bears Say
Weak Free Cash FlowA sharp FCF decline materially reduces financial flexibility for growth, capital returns and balance-sheet strengthening. Lower cash generation—covering only ~34% of net income—raises reliance on accounting earnings and limits the bank's ability to fund lending, M&A or buybacks internally.
Earnings Step-DownThe 2025 reduction in net income and margins points to pressure on core earnings power. If driven by spread compression, higher provisions, or rising costs, the step-down could persist and constrain return on equity, capital accumulation and the sustainability of dividend policy over coming quarters.
Weaker ReturnsA notable drop in ROE signals reduced efficiency of equity capital deployment. When combined with volatile cash conversion, lower ROE limits the bank's ability to fund growth or restore prior shareholder returns without meaningful improvement in core margins, credit outcomes or cash generation.

JD Bancshares News

JDVB FAQ

What was JD Bancshares’s price range in the past 12 months?
JD Bancshares lowest stock price was $26.00 and its highest was $37.41 in the past 12 months.
    What is JD Bancshares’s market cap?
    JD Bancshares’s market cap is $125.02M.
      When is JD Bancshares’s upcoming earnings report date?
      JD Bancshares’s upcoming earnings report date is Oct 15, 2026 which is in 77 days.
        How were JD Bancshares’s earnings last quarter?
        JD Bancshares released its earnings results on Jul 23, 2026. The company reported $0.97 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
          Is JD Bancshares overvalued?
          According to Wall Street analysts JD Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does JD Bancshares pay dividends?
            JD Bancshares pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 3.32%. See more information on JD Bancshares dividends here
              What is JD Bancshares’s EPS estimate?
              JD Bancshares’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does JD Bancshares have?
              JD Bancshares has 3,429,060 shares outstanding.
                What happened to JD Bancshares’s price movement after its last earnings report?
                JD Bancshares reported an EPS of $0.97 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.628%.
                  Which hedge fund is a major shareholder of JD Bancshares?
                  Currently, no hedge funds are holding shares in JDVB
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    JD Bancshares

                    Operating primarily across Southwest Louisiana, JD Bancshares, Inc., founded in 1946 and headquartered in Jennings, Louisiana, delivers a wide array of financial products and services to both individual consumers and corporate entities. The company's offerings encompass various deposit accounts, including checking, demand, savings, individual retirement accounts, and certificates of deposit. Its substantial lending portfolio provides commercial, business, real estate, agricultural, property, mobile home, personal, and mortgage loans. Complementary banking services feature credit cards, overdraft coverage, electronic funds transfers, bill payment facilities, safe deposit boxes, automated clearing house (ACH) origination, and convenient online and mobile banking platforms, as well as merchant services. Beyond core banking, JD Bancshares furnishes diverse investment solutions, such as fixed and variable annuities, mutual funds, life and disability insurance, equities and bonds, tax-advantaged investment vehicles, long-term care policies, various retirement plans, money market funds, unit investment trusts, brokered certificates of deposit, and U.S. government securities. The firm also specializes in comprehensive estate and trust services, offering expertise in estate and tax planning, investment management, administration for both revocable and irrevocable trusts, curatorship/tutorship, special needs and charitable trusts, succession processing, 401(k) rollovers, and overall retirement planning. JD Bancshares, Inc. serves its clientele through a network of 21 full-service branch locations.

                    JD Bancshares (JDVB) Earnings & Revenues

                    Similar Stocks
                    Company
                    Price & Change
                    Follow
                    Auburn National Bancorporation
                    IF Bancorp
                    Lake Shore Bancorp
                    Pathfinder Bancorp

                    Ownership Overview

                    2.28%97.72%
                    Insiders
                    Mutual Funds
                    2.28% Other Institutional Investors
                    97.72% Public Companies and
                    Individual Investors
                    Popular Stocks