Bank of America (1BAC) Stock Price & Analysis
1BAC Stock Chart & Stats
- Day’s Range
- EUR 46.01 - EUR 46.01
- 52-Week Range
- EUR 40.11 - EUR 70.00
- Previous Close
- EUR 46.30
- Volume
- N/A
- Average Volume (3M)
- 301
- Market Cap
- EUR 309.99B
- Enterprise Value
- EUR 1.10T
- Total Cash (Recent Filing)
- EUR 26.91B
- Total Debt (Recent Filing)
- EUR 380.92B
- Price to Earnings (P/E)
- 11.7
- Beta
- 0.80
- Next Earnings
- Jan 15, 2027 (Est.)
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 2.20%
Bulls Say, Bears Say
Bulls Say
Broad Franchise And Client Growth
Growth across consumer, digital, wealth, and lending relationships demonstrates broad franchise reach and ongoing client engagement. These interconnected businesses can support cross-selling, recurring fee generation, deposit gathering, and loan growth, strengthening revenue resilience over the next several quarters.
Net Interest Income Outlook
Strong NII growth and repeated forward guidance indicate that core banking spreads and balance-sheet expansion remain important earnings supports. Continued loan and deposit growth, together with fixed-rate asset repricing, could sustain revenue momentum and improve operating leverage through the medium term.
Capital, Liquidity And Credit Quality
Large liquidity resources, a substantial deposit base, and improving credit metrics provide financial resilience for a diversified bank. Lower losses and reduced short-term wholesale funding can preserve lending capacity, support client needs, and give management flexibility in capital allocation.
Bears Say
Revenue And Cash-flow Volatility
The sharp top-line contraction and uneven cash generation weaken confidence that current earnings performance will translate into durable growth. Volatility across operating and free cash flow can constrain internal funding visibility and make future investment and shareholder-return capacity less predictable.
Regulatory Settlement And Remediation Burden
The settlement directly reduced reported earnings and the associated remediation effort adds an ongoing operating burden. Thousands of employees are involved, so the issue may continue to consume management attention and resources while weighing on expenses and near-term profitability.
Capital Pressure And Rule Uncertainty
A lower CET1 ratio reduces flexibility relative to the bank’s prior capital position, while unresolved rules make future requirements and capital returns less certain. Higher funded and unfunded loans may further increase capital needs, potentially limiting repurchases or other distributions.
Bank of America News
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Bank of America Stock Smart Score
Company Description
Bank of America
Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide. The Consumer Banking division provides diverse options such as traditional and money market savings accounts, certificates of deposit, individual retirement accounts (IRAs), and both interest-bearing and non-interest-bearing checking accounts, in addition to investment products. This segment also issues credit and debit cards, originates residential mortgages and home equity loans, and offers direct and indirect financing for needs like automotive purchases, recreational vehicles, and personal loans. Within its Global Wealth & Investment Management segment, the company delivers investment management, brokerage, banking, and trust and retirement solutions. It also crafts tailored wealth management strategies, including specialized asset management services. The Global Banking segment furnishes a broad spectrum of lending products, including commercial loans, leases, commitment facilities, trade finance, and both commercial real estate and asset-based lending. Furthermore, it provides treasury solutions such as cash management, foreign exchange, short-term investment options, and merchant services, alongside working capital management guidance. This segment also engages in debt and equity underwriting, distribution, and advisory services related to mergers and acquisitions. Through its Global Markets segment, Bank of America performs market-making activities, offers financing, and provides securities clearing, settlement, and custody services. It also devises risk management products employing interest rate, equity, credit, currency, and commodity derivatives, as well as foreign exchange, fixed-income, and mortgage-related instruments. As of December 31, 2021, the corporation served approximately 67 million consumer and small business clients. Its widespread infrastructure comprised around 4,200 retail financial centers and approximately 16,000 ATMs, supplemented by digital banking platforms utilized by roughly 41 million active users. Founded in 1784, Bank of America is headquartered in Charlotte, North Carolina.
- Sector
- Financial
- Industry
- Banks - Diversified
- CEO
- Brian T. Moynihan
- Employees
- 209,911
- Website
- www.bankofamerica.com
- Address
- Bank of America Corporate Center, Charlotte, NC, 28255, US
Bank of America (1BAC) Earnings & Revenues
1BAC Company Deck
1BAC Earnings Call
Earnings Call SentimentPositive
The call was broadly constructive, with strong adjusted earnings, net interest income growth, loan and deposit momentum, record wealth-management flows, improved credit quality, solid capital generation, and continued productivity and AI investments. The main negatives were the $1.2 billion regulatory settlement, higher expenses, lower FICC and investment banking revenue, and a lower CET1 ratio. Management maintained positive medium-term operating-leverage and NII expectations, and the highlights significantly outweighed the lowlights.
View all IT:1BAC earnings summaries1BAC Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 2 | 4 | 16 |
| Technical Analysis | 2 | 4 | 4 |
| Moving Averages | 0 | 0 | 12 |
