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LICI Stock Chart & Stats
₹861.25
-₹7.50(-0.86%)
At close: 4:00 PM EST
₹861.25
-₹7.50(-0.86%)
Day’s Range― - ―
52-Week Range₹361.00 - ₹468.30
Previous CloseN/A
Volume761.29K
Average Volume (3M)56.04K
Market Cap
₹5.50T
Enterprise Value₹4.59M
Total Cash (Recent Filing)₹720.13B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)9.7
Beta1.16
Next Earnings
Aug 06, 2026EPS Estimate
18.49Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)45.41
Shares Outstanding12,649,995,000
10 Day Avg. Volume55,606
30 Day Avg. Volume56,042
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)2.59
Price to Sales (P/S)0.47
P/FCF Ratio-16.79
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹515.00Price Target Upside-40.20% Downside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)47.81
Revenue Forecast (FY)₹10.48T
Bulls Say, Bears Say
Bulls Say
Scale & Revenue GrowthMaterial scale and a multi-year revenue uptrend provide structural advantages: large premium inflows improve risk pooling, underwriting diversification and bargaining power with distributors. Re-acceleration in FY2026 suggests demand resilience across savings and protection products, supporting medium-term earnings stability.
Conservative Balance Sheet / Low LeverageNear-zero reported debt and a sharply expanded equity base enhance capital resilience versus long-duration liabilities. Low leverage reduces insolvency risk, supports regulatory capital buffers, and provides the firm flexibility to absorb investment or actuarial shocks without forcing asset sales or emergency capital raises.
Distribution & Product BreadthA broad product suite plus an extensive agent-led distribution footprint drives sticky premium flows and cross-sell potential. Structural channel reach and product diversification improve persistency and customer lifetime value, lowering acquisition dependence and supporting steady new business over the medium term.
Bears Say
Weak Cash GenerationNegative operating and free cash flows over consecutive years weaken intrinsic earnings quality and reduce internal funding for claims and reserves. This raises reliance on investment revaluations or capital injections, limiting financial flexibility to reinvest or pay shareholder distributions over the coming months.
Margin VolatilityA pronounced gross margin decline signals sensitivity to product mix, accounting changes or reserve adjustments. Such structural margin swings increase earnings volatility, complicate pricing and reserve setting, and could pressure underwriting returns and solvency metrics if adverse trends persist.
Earnings Quality / ROE VolatilityHighly variable ROE suggests earnings are driven by episodic gains, accounting adjustments or equity base shifts rather than stable operational performance. This undermines reliability of reported profits and makes forecasting dividends, capital allocation and surplus management more uncertain for policymakers and investors.
Life Insurance Corp. of India News
LICI FAQ
What was Life Insurance Corp. of India’s price range in the past 12 months?
Life Insurance Corp. of India lowest stock price was ₹361.00 and its highest was ₹468.30 in the past 12 months.
What is Life Insurance Corp. of India’s market cap?
Life Insurance Corp. of India’s market cap is ₹5.50T.
When is Life Insurance Corp. of India’s upcoming earnings report date?
Life Insurance Corp. of India’s upcoming earnings report date is Aug 06, 2026 which is in 21 days.
How were Life Insurance Corp. of India’s earnings last quarter?
Life Insurance Corp. of India released its earnings results on May 21, 2026. The company reported -₹8.31 earnings per share for the quarter, missing the consensus estimate of ₹9.64 by -₹17.95.
Is Life Insurance Corp. of India overvalued?
According to Wall Street analysts Life Insurance Corp. of India’s price is currently Overvalued.
Does Life Insurance Corp. of India pay dividends?
Life Insurance Corp. of India pays a Annually dividend of ₹10 which represents an annual dividend yield of 1.4%. See more information on Life Insurance Corp. of India dividends here
What is Life Insurance Corp. of India’s EPS estimate?
Life Insurance Corp. of India’s EPS estimate is 18.49.
How many shares outstanding does Life Insurance Corp. of India have?
Life Insurance Corp. of India has 12,649,995,000 shares outstanding.
What happened to Life Insurance Corp. of India’s price movement after its last earnings report?
Life Insurance Corp. of India reported an EPS of -₹8.31 in its last earnings report, missing expectations of ₹9.64. Following the earnings report the stock price went down -0.031%.
Which hedge fund is a major shareholder of Life Insurance Corp. of India?
Currently, no hedge funds are holding shares in IN:LICI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Life Insurance Corp. of India
Life Insurance Corporation of India (LIC) is a leading provider of life insurance solutions, operating across India, Fiji, Mauritius, and the United Kingdom. Its comprehensive individual offerings feature both participating policies and a variety of non-participating plans, including savings, term, health, annuity, pension, and unit-linked insurance products. LIC also offers specialized coverage tailored for women and children, along with micro-insurance options. To augment base policies, the company provides riders that deliver supplementary benefits for events such as accidents, critical illnesses, death, and premium waivers. Furthermore, LIC extends its services to groups with products like group term insurance, group savings insurance, group savings pension plans, and group annuity schemes. The company was founded in 1956 and maintains its principal executive offices in Mumbai, India.
LICI Stock 12 Month Forecast
Average Price Target
₹515.00
▼(-40.20% Downside)
Technical Analysis
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