Want to see IN:POLICYBZR full AI Analyst Report?
POLICYBZR Stock Chart & Stats
₹1538.55
₹16.00(1.04%)
At close: 4:00 PM EDT
₹1538.55
₹16.00(1.04%)
Day’s Range― - ―
52-Week Range₹1,334.20 - ₹1,963.00
Previous CloseN/A
Volume638.62K
Average Volume (3M)42.26K
Market Cap
₹851.36B
Enterprise Value₹782.37K
Total Cash (Recent Filing)₹25.52B
Total Debt (Recent Filing)₹0.00
Price to Earnings (P/E)113.2
Beta1.08
Next Earnings
Nov 10, 2026EPS Estimate
4.4Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)16.23
Shares Outstanding462,694,900
10 Day Avg. Volume68,518
30 Day Avg. Volume42,259
Financial Highlights & Ratios
PEG Ratio1.12
Price to Book (P/B)8.97
Price to Sales (P/S)9.66
P/FCF Ratio314.42
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)23.78
Revenue Forecast (FY)₹89.21B
Bulls Say, Bears Say
Bulls Say
Revenue Growth And Profitability RecoverySustained revenue expansion alongside a transition to positive and rising net income indicates improving operating scale and customer monetisation. If maintained, this recovery can strengthen the platform’s ability to fund growth and build durable earnings power.
Conservative Balance SheetVery low leverage reduces interest and refinancing risk, giving PB Fintech greater flexibility to invest in technology, distribution and customer acquisition. A growing equity base also provides resilience while the business continues stabilising profitability.
Scalable Marketplace And Recurring Revenue PotentialThe digital marketplace model can scale across insurers without requiring PB Fintech to underwrite insurance risk. Policy renewals and ongoing servicing also provide the potential for repeat monetisation, improving customer lifetime value and revenue durability.
Bears Say
Volatile Cash ConversionLarge swings in operating and free cash flow show that accounting profitability has not consistently translated into cash generation. Volatility may constrain self-funded expansion and indicates execution or working-capital risks during periods of rapid growth.
Unstable Operating ProfitabilityThe mismatch between positive net income and weak or negative operating profit suggests that the underlying cost structure is still settling. Continued operating volatility could limit confidence in the sustainability of reported earnings as the company scales.
Moderate Returns On Expanding EquityAlthough shareholder returns have recovered, moderate ROE indicates PB Fintech is not yet converting its larger capital base into consistently strong returns. This may reflect ongoing investment needs, uneven profitability and the challenge of improving efficiency at scale.
PB Fintech Limited News
POLICYBZR FAQ
What was PB Fintech Limited’s price range in the past 12 months?
PB Fintech Limited lowest stock price was ₹1334.20 and its highest was ₹1963.00 in the past 12 months.
What is PB Fintech Limited’s market cap?
PB Fintech Limited’s market cap is ₹851.36B.
When is PB Fintech Limited’s upcoming earnings report date?
PB Fintech Limited’s upcoming earnings report date is Nov 10, 2026 which is in 74 days.
How were PB Fintech Limited’s earnings last quarter?
PB Fintech Limited released its earnings results on Aug 05, 2026. The company reported ₹3.5 earnings per share for the quarter, beating the consensus estimate of ₹3.055 by ₹0.445.
Is PB Fintech Limited overvalued?
According to Wall Street analysts PB Fintech Limited’s price is currently Overvalued.
Does PB Fintech Limited pay dividends?
PB Fintech Limited does not currently pay dividends.
What is PB Fintech Limited’s EPS estimate?
PB Fintech Limited’s EPS estimate is 4.4.
How many shares outstanding does PB Fintech Limited have?
PB Fintech Limited has 462,694,900 shares outstanding.
What happened to PB Fintech Limited’s price movement after its last earnings report?
PB Fintech Limited reported an EPS of ₹3.5 in its last earnings report, beating expectations of ₹3.055. Following the earnings report the stock price went up 1.305%.
Which hedge fund is a major shareholder of PB Fintech Limited?
Currently, no hedge funds are holding shares in IN:POLICYBZR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
PB Fintech Limited
PB Fintech Limited, an Indian enterprise, provides a comprehensive digital platform facilitating access to various insurance and credit solutions. The company's operations are distinctly segmented into Insurance Web Aggregator Services and a broader category of Other Services. Its flagship online portal, Policybazaar, serves as a marketplace where both individual consumers and insurance partners can purchase and sell a diverse range of insurance products, encompassing term life, health, motor vehicle, home, and travel coverage. Complementing this, Paisabazaar functions as an independent digital lending platform, empowering users to compare, select, and apply for numerous personal financing options, including personal, business, and home loans, alongside credit cards and loans secured against property. Beyond these primary platforms, PB Fintech also extends services such as call center and online healthcare assistance, digital marketing, consulting, and support. Furthermore, it offers aid with motor vehicle claims and related support, and actively engages in promoting insurance products through online, offline, and direct marketing channels. The company was founded in 2008 and is headquartered in Gurugram, India.
Technical Analysis
Go Digit General Insurance Limited
―
HDFC Life Insurance Co. Ltd.
―
ICICI Lombard General Insurance Co. Ltd.
―
ICICI Prudential Life Insurance Co. Ltd.
―
One Mobikwik Systems Limited
―







