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HDFCLIFE Stock Chart & Stats
₹555.10
-₹2.20(-0.40%)
At close: 4:00 PM EDT
₹555.10
-₹2.20(-0.40%)
Day’s Range― - ―
52-Week Range₹530.45 - ₹814.95
Previous CloseN/A
Volume1.37M
Average Volume (3M)78.62K
Market Cap
₹1.18T
Enterprise Value₹1.27M
Total Cash (Recent Filing)₹7.74B
Total Debt (Recent Filing)₹30.99B
Price to Earnings (P/E)59.3
Beta0.84
Next Earnings
Oct 16, 2026EPS Estimate
2.84Next Dividend Ex-DateN/A
Dividend Yield0.74%
Share Statistics
EPS (TTM)9.16
Shares Outstanding2,172,475,000
10 Day Avg. Volume91,746
30 Day Avg. Volume78,621
Financial Highlights & Ratios
PEG Ratio12.17
Price to Book (P/B)7.17
Price to Sales (P/S)1.27
P/FCF Ratio3.51
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹720.00Price Target Upside29.71% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)10.6
Revenue Forecast (FY)₹882.44B
Bulls Say, Bears Say
Bulls Say
Cash GenerationSustained, large operating and free cash flows (FY2026 FCF ~363.2B, ~0.99x net income) indicate durable cash conversion. This funds capital requirements, supports solvency buffers, funds new business and shareholder distributions without relying on volatile market financing over the medium term.
Conservative Balance SheetModerate leverage and an expanding equity base provide structural capital strength. With D/E near 0.17 and steady ROE (~10–11%), the company retains room for underwriting growth and regulatory capital needs, reducing insolvency risk and supporting investment flexibility over coming quarters.
Product & Distribution BreadthA diversified product set (protection, savings, ULIPs, pensions) and multi-channel distribution (agents, bancassurance, digital) underpin resilient premium flows. The FY2026 revenue rebound (+8.1%) reflects structural demand recovery and reduces reliance on any single segment or channel for sustained growth.
Bears Say
Thin ProfitabilityNet margins near 1.9% leave limited earnings buffer against adverse claim trends, expense inflation or weaker investment spreads. Persistent thin profitability forces reliance on scale, cost control or investment gains to materially improve shareholder returns over the medium term.
Rising Leverage TrendAn upward trend in leverage, even from low levels, reduces optionality for capital deployment and increases sensitivity to funding conditions. If the trend continues it could tighten regulatory headroom and constrain new business growth or require capital actions within a 2–6 month horizon.
Exposure To Persistency And Market ReturnsEarnings and surplus are structurally sensitive to policy persistency, claims/mortality experience and investment yields. Adverse shifts in persistency or market/interest-rate volatility can materially affect reserve charges, shareholder surplus and long-term profitability for life insurers.
HDFC Life Insurance Co. Ltd. News
HDFCLIFE FAQ
What was HDFC Life Insurance Co. Ltd.’s price range in the past 12 months?
HDFC Life Insurance Co. Ltd. lowest stock price was ₹530.45 and its highest was ₹814.95 in the past 12 months.
What is HDFC Life Insurance Co. Ltd.’s market cap?
HDFC Life Insurance Co. Ltd.’s market cap is ₹1.18T.
When is HDFC Life Insurance Co. Ltd.’s upcoming earnings report date?
HDFC Life Insurance Co. Ltd.’s upcoming earnings report date is Oct 16, 2026 which is in 58 days.
How were HDFC Life Insurance Co. Ltd.’s earnings last quarter?
HDFC Life Insurance Co. Ltd. released its earnings results on Jul 15, 2026. The company reported ₹2.8 earnings per share for the quarter, missing the consensus estimate of ₹3.04 by -₹0.24.
Is HDFC Life Insurance Co. Ltd. overvalued?
According to Wall Street analysts HDFC Life Insurance Co. Ltd.’s price is currently Undervalued.
Does HDFC Life Insurance Co. Ltd. pay dividends?
HDFC Life Insurance Co. Ltd. pays a Monthly dividend of ₹2.1 which represents an annual dividend yield of 0.74%. See more information on HDFC Life Insurance Co. Ltd. dividends here
What is HDFC Life Insurance Co. Ltd.’s EPS estimate?
HDFC Life Insurance Co. Ltd.’s EPS estimate is 2.84.
How many shares outstanding does HDFC Life Insurance Co. Ltd. have?
HDFC Life Insurance Co. Ltd. has 2,172,475,000 shares outstanding.
What happened to HDFC Life Insurance Co. Ltd.’s price movement after its last earnings report?
HDFC Life Insurance Co. Ltd. reported an EPS of ₹2.8 in its last earnings report, missing expectations of ₹3.04. Following the earnings report the stock price went up 2.414%.
Which hedge fund is a major shareholder of HDFC Life Insurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:HDFCLIFE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
HDFC Life Insurance Co. Ltd.
HDFC Life Insurance Company Limited, an Indian enterprise, provides a comprehensive suite of insurance and investment products catering to both individual clients and group entities. Its extensive portfolio encompasses solutions for protection, pension, savings accumulation, general investment, annuities, and health coverage. Specific plans offered include term life, retirement, children's policies, Unit Linked Insurance Plans (ULIPs), options for Non-Resident Indians (NRIs), and various group insurance schemes. The company, which was incorporated in 2000 and has its headquarters in Mumbai, India, previously operated under the name HDFC Standard Life Insurance Company Limited until it officially adopted its current designation in January 2019.
HDFCLIFE Stock 12 Month Forecast
Average Price Target
₹720.00
▲(29.71% Upside)
Technical Analysis
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