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Kfin Technologies Limited
(KFINTECH)
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Rating:75Outperform
Price Target:
₹951.00
▼(-2.56% Downside)
Action:Upgraded
Date:07/28/26
The score is primarily driven by strong financial performance (solid growth, profitability, low leverage, and improving cash generation). Technicals are moderately positive near term (above 20/50/100-DMAs) but tempered by being below the 200-DMA. Valuation is the main constraint due to the elevated P/E despite a modest dividend yield.
Positive Factors
Sustained Revenue and Profit Growth
Strong multi-year revenue growth and materially higher net income indicate expanding business scale and sustained customer demand. Continued growth at a meaningful rate can support operating leverage, strengthen the company’s position in regulated financial workflows, and fund further technology investment.
Negative Factors
Negative EPS Growth
The negative reported EPS-growth measure signals that per-share earnings momentum has weakened despite the company’s broader multi-year profitability gains. If sustained, slower EPS expansion could limit earnings compounding and indicate that profit growth is not consistently translating into stronger shareholder-level results.
Read all positive and negative factors
Positive Factors
Negative Factors
Sustained Revenue and Profit Growth
Strong multi-year revenue growth and materially higher net income indicate expanding business scale and sustained customer demand. Continued growth at a meaningful rate can support operating leverage, strengthen the company’s position in regulated financial workflows, and fund further technology investment.
Read all positive factors
Kfin Technologies Limited (KFINTECH) vs. iShares MSCI India ETF (INDA)
Market Cap
₹146.08B
Dividend Yield1.42%
Average Volume (3M)58.04K
Price to Earnings (P/E)42.5
Beta (1Y)1.59
Revenue Growth22.26%
EPS Growth-0.41%
CountryIN
Employees6,044
SectorGeneral
Sector StrengthN/A
IndustrySoftware - Application
Share Statistics
EPS (TTM)19.81
Shares Outstanding172,872,090
10 Day Avg. Volume60,877
30 Day Avg. Volume58,040
Financial Highlights & Ratios
PEG Ratio15.21
Price to Book (P/B)9.03
Price to Sales (P/S)11.24
P/FCF Ratio43.92
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹1,120.00Price Target Upside14.75% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)22.57
Revenue Forecast (FY)₹15.83B
Kfin Technologies Limited Business Overview & Revenue Model
Company Description
KFin Technologies Limited operates as a leading corporate registrar and transfer agent, offering its services both in India and internationally. Its operations are structured around three core segments: Registry Services, Data Processing Services,...
How the Company Makes Money
KFin Technologies makes money mainly by charging service fees for transaction- and account-related processing and for ongoing record-keeping and servicing delivered to financial institutions and issuers. Key revenue streams typically include: (1) ...
Kfin Technologies Limited Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
90
Very Positive
Cash Flow
84
Very Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 14.20B | 13.44B | 10.66B | 8.11B | 6.93B | 6.17B |
| Gross Profit | 11.23B | 11.67B | 7.01B | 5.14B | 4.31B | 4.10B |
| EBITDA | 5.63B | 5.54B | 5.17B | 3.89B | 3.16B | 2.94B |
| Net Income | 3.42B | 3.44B | 3.33B | 2.46B | 1.96B | 1.49B |
Balance Sheet | ||||||
| Total Assets | 0.00 | 27.74B | 17.51B | 14.19B | 12.51B | 10.26B |
| Cash, Cash Equivalents and Short-Term Investments | 5.57B | 4.51B | 6.54B | 4.00B | 2.98B | 1.47B |
| Total Debt | 0.00 | 554.43M | 465.23M | 486.61M | 1.60B | 1.60B |
| Total Liabilities | -16.73B | 11.01B | 3.43B | 2.78B | 3.81B | 3.82B |
| Stockholders Equity | 16.73B | 16.73B | 14.08B | 11.41B | 8.70B | 6.44B |
Cash Flow | ||||||
| Free Cash Flow | 1.59B | 3.44B | 3.13B | 2.04B | 1.53B | 1.85B |
| Operating Cash Flow | 1.81B | 3.84B | 3.99B | 2.89B | 2.23B | 2.53B |
| Investing Cash Flow | -574.02M | -2.17B | -3.23B | -1.78B | -2.04B | -1.15B |
| Financing Cash Flow | -1.31B | -1.34B | -953.29M | -1.27B | 72.53M | -1.15B |
Kfin Technologies Limited Technical Analysis
Negative
976.00
Price Trends
916.97
Negative
889.30
Negative
925.55
Negative
Market Momentum
-20.49
Positive
37.99
Neutral
35.42
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:KFINTECH, the sentiment is Negative. The current price of 976 is above the 20-day moving average (MA) of 876.21, above the 50-day MA of 916.97, and above the 200-day MA of 925.55, indicating a bearish trend. The MACD of -20.49 indicates Positive momentum. The RSI at 37.99 is Neutral, neither overbought nor oversold. The STOCH value of 35.42 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:KFINTECH.
Kfin Technologies Limited Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
79 Outperform | ₹65.83B | 12.36 | ― | 2.42% | 13.21% | 12.05% | |
75 Outperform | ₹146.08B | 42.52 | ― | 1.42% | 22.26% | -0.41% | |
74 Outperform | ₹64.02B | 20.17 | ― | 1.34% | 7.88% | -1.77% | |
73 Outperform | ₹47.22B | 40.44 | ― | 0.22% | 29.74% | 25.01% | |
69 Neutral | ₹16.85B | 15.98 | ― | 1.96% | 1.66% | -37.05% | |
62 Neutral | ₹81.94B | 23.04 | ― | 0.69% | 22.59% | -0.57% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IN:KFINTECH
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865.30
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-23.34%
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.