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UTI Asset Management Co. Ltd.
(UTIAMC)
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Rating:72Outperform
Price Target:
₹896.00
▼(-20.66% Downside)
Action:Reiterated
Date:10/27/26
The score is supported primarily by strong financial quality (low leverage, profitability, and recent revenue acceleration) and attractive income/valuation (very high dividend yield). These positives are tempered by weak technicals (clear downtrend despite oversold readings) and earnings-call risks tied to outflows and weaker reported PAT volatility.
Positive Factors
Conservative balance sheet
Very low leverage gives UTIAMC substantial financial resilience and limits interest-related pressure on earnings. The sizable equity base also preserves flexibility to invest in distribution, technology, research, and new products while absorbing periods of market or AUM volatility.
Negative Factors
Equity and hybrid outflows
Persistent equity and hybrid outflows would directly pressure AUM-linked management fees and could weaken UTIAMC's market position if investors shift assets to competitors. Flexi Cap weakness and redemptions across distributors and direct channels add to the retention challenge.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Very low leverage gives UTIAMC substantial financial resilience and limits interest-related pressure on earnings. The sizable equity base also preserves flexibility to invest in distribution, technology, research, and new products while absorbing periods of market or AUM volatility.
Read all positive factors
UTI Asset Management Co. Ltd. (UTIAMC) vs. iShares MSCI India ETF (INDA)
Market Cap
₹105.74B
Dividend Yield10.7%
Average Volume (3M)17.75K
Price to Earnings (P/E)22.1
Beta (1Y)1.30
Revenue Growth-1.49%
EPS Growth-18.64%
CountryIN
Employees1,248
SectorGeneral
Sector StrengthN/A
IndustryAsset Management
Share Statistics
EPS (TTM)37.39
Shares Outstanding128,540,220
10 Day Avg. Volume37,685
30 Day Avg. Volume17,745
Financial Highlights & Ratios
PEG Ratio-0.66
Price to Book (P/B)2.67
Price to Sales (P/S)7.01
P/FCF Ratio33.05
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)60.35
Revenue Forecast (FY)₹15.84B
UTI Asset Management Co. Ltd. Business Overview & Revenue Model
Company Description
UTI Asset Management Company (P) Ltd. operates as a privately held investment management firm, dedicated to overseeing mutual funds on behalf of its clientele. Established in Mumbai, India, on November 14, 2002, the company strategically allocates...
How the Company Makes Money
UTIAMC primarily earns revenue by managing client assets and charging fees that are typically linked to assets under management (AUM). Its core revenue stream is management and advisory fees from UTI Mutual Fund schemes, where it earns recurring f...
UTI Asset Management Co. Ltd. Earnings Call Summary
Earnings Call Date:Oct 23, 2026
(Q2-2027)
| % Change Since: |
Next Earnings Date:Jan 22, 2027
Earnings Call Sentiment Positive
The call was broadly constructive, supported by growth in AUM, SIP registrations, investor additions, core profitability, research capabilities, fund performance, pension AUM, alternatives, digital distribution, and operating efficiency. However, management acknowledged equity and hybrid outflows, Flexi Cap challenges, market and macroeconomic volatility, lower standalone reported PAT, sequentially lower consolidated reported PAT, flattish international revenue, and ongoing distributor and direct-channel challenges. Highlights significantly outweighed the lowlights.Positive Updates
Resilient Mutual Fund Industry Growth
Domestic activity remained resilient, with quarter one GDP growth at 7.8% supported by manufacturing and services. Equity-oriented schemes attracted INR 92,333 crore in Q2 FY 2027, taking H1 inflows to INR 1.83 lakh crore. September equity inflows were INR 38,307 crore, while monthly SIP contributions reached a record INR 32,490 crore and industry SIP AUM stood at INR 17.86 lakh crore.
Negative Updates
Inflation, Interest Rate, and Geopolitical Headwinds
West Asia tensions and crude oil volatility heightened inflationary pressures, with retail inflation rising to 5.54% in September 2026. The RBI raised the repo rate to 5.50% and projected FY 2027 GDP growth at 7.1%. Management also noted market volatility at the end of the quarter.
Read all updates
Q2-2027 Updates
Positive
Negative
Resilient Mutual Fund Industry Growth
Domestic activity remained resilient, with quarter one GDP growth at 7.8% supported by manufacturing and services. Equity-oriented schemes attracted INR 92,333 crore in Q2 FY 2027, taking H1 inflows to INR 1.83 lakh crore. September equity inflows were INR 38,307 crore, while monthly SIP contributions reached a record INR 32,490 crore and industry SIP AUM stood at INR 17.86 lakh crore.
Read all positive updates
Company Guidance
Management maintained full-financial-year employee-cost guidance at close to around INR 95 crore per quarter on a standalone basis and close to around INR 130 crore per quarter on a consolidated basis. UTI International expects two new fund launches by the end of quarter three and quarter four, which hopefully should provide some traction of AUM and revenue growth. UTI plans to launch its hybrid long short fund in quarter three; five or six strategies have been allowed by regulators, with product decisions to be made over the next one or two years. The company expects to distribute closer to 90%-95% of profit as dividend, with no plans to distribute any special dividend, while the aggressive policy of paying a substantial portion of profit as dividend should continue.UTI Asset Management Co. Ltd. Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
90
Very Positive
Cash Flow
70
Positive
| Breakdown | TTM | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 16.07B | 17.14B | 14.45B | 11.82B | 11.31B | 11.19B |
| Gross Profit | 13.81B | 15.95B | 10.19B | 7.84B | 7.50B | 7.42B |
| EBITDA | 7.60B | 7.02B | 11.11B | 10.41B | 6.36B | 7.07B |
| Net Income | 4.80B | 4.04B | 7.31B | 7.66B | 4.37B | 5.34B |
Balance Sheet | ||||||
| Total Assets | 49.56B | 50.43B | 56.58B | 53.41B | 41.75B | 39.88B |
| Cash, Cash Equivalents and Short-Term Investments | 4.11B | 4.44B | 46.47B | 23.33B | 3.57B | 19.63B |
| Total Debt | 1.38B | 1.41B | 1.42B | 1.39B | 1.13B | 1.06B |
| Total Liabilities | 5.43B | 5.39B | 4.98B | 3.68B | 3.07B | 3.70B |
| Stockholders Equity | 44.14B | 45.05B | 45.99B | 43.88B | 38.68B | 36.06B |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | 3.64B | 4.67B | 1.79B | 2.86B | 3.11B |
| Operating Cash Flow | 0.00 | 4.32B | 5.36B | 3.25B | 3.95B | 3.49B |
| Investing Cash Flow | 0.00 | -724.20M | 1.24B | -1.46B | -925.10M | -705.30M |
| Financing Cash Flow | 0.00 | -5.81B | -5.54B | -2.38B | -2.67B | -2.15B |
UTI Asset Management Co. Ltd. Technical Analysis
Negative
1129.30
Price Trends
882.26
Negative
898.43
Negative
928.32
Negative
Market Momentum
-20.15
Positive
32.05
Neutral
34.20
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IN:UTIAMC, the sentiment is Negative. The current price of 1129.3 is above the 20-day moving average (MA) of 862.16, above the 50-day MA of 882.26, and above the 200-day MA of 928.32, indicating a bearish trend. The MACD of -20.15 indicates Positive momentum. The RSI at 32.05 is Neutral, neither overbought nor oversold. The STOCH value of 34.20 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for IN:UTIAMC.
UTI Asset Management Co. Ltd. Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
77 Outperform | ₹994.51B | 33.33 | ― | 2.33% | 11.96% | 8.24% | |
77 Outperform | ₹591.75B | 36.46 | ― | 2.39% | 22.78% | 20.44% | |
72 Outperform | ₹105.74B | 22.05 | ― | 10.70% | -1.49% | -18.64% | |
68 Neutral | ₹244.57B | 24.73 | ― | 3.02% | 4.05% | 1.49% | |
66 Neutral | ₹329.06B | 29.88 | ― | 1.57% | 13.03% | 3.59% | |
59 Neutral | ₹416.48B | 33.31 | ― | 1.32% | 24.87% | 7.34% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
IN:UTIAMC
UTI Asset Management Co. Ltd.
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-32.48%
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UTI Asset Management Co. Ltd. Corporate Events
UTI AMC Shuts Trading Window Ahead of October Board Meeting
Sep 22, 2026
UTI Asset Management Company Limited has scheduled a board meeting on 23 October 2026 to consider and approve its unaudited standalone and consolidated financial results for the quarter and half year ending 30 September 2026, along with other gene...
UTI AMC Seeks Shareholder Nod via E-Voting for Independent Director Appointment
Sep 7, 2026
UTI Asset Management Company Limited has initiated a postal ballot process to seek shareholder approval for the appointment of Mr. Narayan Subramaniam Ayypankav as a Non-Executive Independent Director on its board. The company will conduct the vot...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.