ICICI Life Insurance Co. Ltd. stock analysis
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ICICI Life Insurance Co. Ltd. (ICICILIFE) Stock Price & Analysis
ICICILIFE Stock Chart & Stats
- Day’s Range
- INR 439.25 - INR 447.60
- 52-Week Range
- INR 401.80 - INR 706.50
- Previous Close
- INR 438.00
- Volume
- N/A
- Average Volume (3M)
- 38.85K
- Market Cap
- INR 635.64B
- Enterprise Value
- INR 767.64B
- Total Cash (Recent Filing)
- INR 1.53B
- Total Debt (Recent Filing)
- INR 25.95B
- Price to Earnings (P/E)
- 35.6
- Beta
- 1.07
- Next Earnings
- Jan 19, 2027 (Est.)
- EPS Estimate
- 3.19
- Last Dividend Ex-Date
- Jun 05, 2026
- Dividend Yield
- 0.37%
Bulls Say, Bears Say
Bulls Say
Strong VNB And Premium Growth
Strong growth in value of new business, total premiums, and policy count indicates expanding customer demand and improving franchise scale. If sustained, this growth can build future embedded value, support operating leverage, and strengthen earnings capacity over multiple reporting periods.
Conservative Capital Position
Low leverage and steadily increasing equity provide a durable financial cushion for a long-duration insurer. This supports resilience against claims or investment volatility, preserves capacity to fund growth, and reinforces confidence in the company’s capital strength.
Broad And Diversified Distribution
A wide distribution footprint reduces reliance on a single customer-acquisition route and improves access to retail, institutional, and partner-led demand. Scale across agency, bancassurance, and non-bank channels can support durable growth and spread fixed operating costs.
Bears Say
Persistency Pressure At Later Duration
Lower 25th-month persistency suggests some policies are not being retained as long as before, which can weaken renewal premiums and reduce the period over which acquisition costs are recovered. Continued pressure could constrain the lifetime profitability of new business.
Materially Negative Cash Flow
Sustained negative operating and free cash flow creates a meaningful counterweight to improving accounting profit. Although insurer cash flows can reflect investment and policy movements, continued volatility may reduce internal funding flexibility and complicate assessment of earnings quality.
Volatile And Declining Revenue
Recent revenue weakness indicates that improved profitability has not yet translated into a consistently expanding top line. Volatile revenue can make future earnings less predictable and increases reliance on product mix, margins, and investment performance to sustain growth.
ICICILIFE FAQ
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Company Description
ICICI Life Insurance Co. Ltd.
ICICI Prudential Life Insurance Company Limited provides life insurance, annuity, pension, and health insurance products to individuals and groups in India. The company offers term, savings, unit linked, guaranteed return, child education, and retirement insurance plans; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited is a subsidiary of ICICI Bank Limited.
- Sector
- General
- Industry
- Insurance - Life
- CEO
- Anup Bagchi
- Employees
- 18,963
- Website
- www.iciciprulife.com
- Address
- ICICI PruLife Towers, Mumbai, MH, 400025, IN
ICICI Life Insurance Co. Ltd. (ICICILIFE) Earnings & Revenues
ICICILIFE Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 8 | 4 | 10 |
| Technical Analysis | 2 | 4 | 4 |
| Moving Averages | 6 | 0 | 6 |
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