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ICICI Life Insurance Co. Ltd. (ICICILIFE) Stock Price & Analysis

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ICICILIFE Stock Chart & Stats

₹446.15₹8.15(1.86%)
At close: 3:30 PM GMT+5:30
₹400₹450₹500Aug 17Aug 31Sep 15Sep 28Oct 12Oct 26Nov 9
Day’s Range
INR 439.25 - INR 447.60
52-Week Range
INR 401.80 - INR 706.50
Previous Close
INR 438.00
Volume
N/A
Average Volume (3M)
38.85K
Market Cap
INR 635.64B
Enterprise Value
INR 767.64B
Total Cash (Recent Filing)
INR 1.53B
Total Debt (Recent Filing)
INR 25.95B
Price to Earnings (P/E)
35.6
Beta
1.07
Next Earnings
Jan 19, 2027 (Est.)
Dividend Yield
0.37%

Bulls Say, Bears Say

Bulls Say

Strong VNB And Premium Growth

Strong growth in value of new business, total premiums, and policy count indicates expanding customer demand and improving franchise scale. If sustained, this growth can build future embedded value, support operating leverage, and strengthen earnings capacity over multiple reporting periods.

Conservative Capital Position

Low leverage and steadily increasing equity provide a durable financial cushion for a long-duration insurer. This supports resilience against claims or investment volatility, preserves capacity to fund growth, and reinforces confidence in the company’s capital strength.

Broad And Diversified Distribution

A wide distribution footprint reduces reliance on a single customer-acquisition route and improves access to retail, institutional, and partner-led demand. Scale across agency, bancassurance, and non-bank channels can support durable growth and spread fixed operating costs.

Bears Say

Persistency Pressure At Later Duration

Lower 25th-month persistency suggests some policies are not being retained as long as before, which can weaken renewal premiums and reduce the period over which acquisition costs are recovered. Continued pressure could constrain the lifetime profitability of new business.

Materially Negative Cash Flow

Sustained negative operating and free cash flow creates a meaningful counterweight to improving accounting profit. Although insurer cash flows can reflect investment and policy movements, continued volatility may reduce internal funding flexibility and complicate assessment of earnings quality.

Volatile And Declining Revenue

Recent revenue weakness indicates that improved profitability has not yet translated into a consistently expanding top line. Volatile revenue can make future earnings less predictable and increases reliance on product mix, margins, and investment performance to sustain growth.

ICICILIFE FAQ

What was ICICI Life Insurance Co. Ltd.’s price range in the past 12 months?
ICICI Life Insurance Co. Ltd. lowest stock price was ₹401.80 and its highest was ₹706.50 in the past 12 months.
What is ICICI Life Insurance Co. Ltd.’s market cap?
ICICI Life Insurance Co. Ltd.’s market cap is ₹635.64B.
When is ICICI Life Insurance Co. Ltd.’s upcoming earnings report date?
ICICI Life Insurance Co. Ltd.’s next earnings report is estimated for Jan 19, 2027 (not yet confirmed), which is in 68 days.
How were ICICI Life Insurance Co. Ltd.’s earnings last quarter?
ICICI Life Insurance Co. Ltd. released its earnings results on Oct 13, 2026. The company reported ₹2.57 earnings per share for the quarter, missing the consensus estimate of ₹2.945 by -₹0.375.
Is ICICI Life Insurance Co. Ltd. overvalued?
According to Wall Street analysts ICICI Life Insurance Co. Ltd.’s price is currently Undervalued.
Does ICICI Life Insurance Co. Ltd. pay dividends?
ICICI Life Insurance Co. Ltd. pays an annual dividend of ₹1.65 which represents an annual dividend yield of 0.37%. See more information on ICICI Life Insurance Co. Ltd. dividends here
What is ICICI Life Insurance Co. Ltd.’s EPS estimate?
ICICI Life Insurance Co. Ltd.’s EPS estimate is 3.19.
How many shares outstanding does ICICI Life Insurance Co. Ltd. have?
ICICI Life Insurance Co. Ltd. has 1,451,239,500 shares outstanding.
What happened to ICICI Life Insurance Co. Ltd.’s price movement after its last earnings report?
ICICI Life Insurance Co. Ltd. reported an EPS of ₹2.57 in its last earnings report, missing expectations of ₹2.945. Following the earnings report the stock price went down -2.651%.
Which hedge fund is a major shareholder of ICICI Life Insurance Co. Ltd.?
Currently, no hedge funds are holding shares in IN:ICICILIFE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology